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Find Flood Insurance Agents Near You in Blaine, MN

Browse flood insurance agents serving Blaine, Minnesota. Updated 2026-07-14.

The top-rated flood insurance agent in Blaine, Minnesota is Ameriguard Insurance Agency, rated 5.0 stars across 606 reviews. Other highly rated options include Tom Holland - State Farm Insurance Agent, Garth Merriman - State Farm Insurance Agent, Hershey & Associates LLC American Family Insurance. This directory lists 18 flood insurance agents serving Blaine.

Showing 18 flood insurance agents in Blaine, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ameriguard Insurance Agency9380 Central Ave NE #360(763) 767-0522
2Tom Holland - State Farm Insurance Agent11933 Central Ave NE(763) 755-8680
3Garth Merriman - State Farm Insurance Agent1250 126th Ave NE Bay 500(651) 393-4991
4Hershey & Associates LLC American Family Insurance9360 Baltimore St NE(763) 566-8343
5Insurance Brokers of Mn Inc11905 Central Ave NE(763) 862-8889
6Patriot Insurance9298 Central Ave NE #422(763) 445-2200
7Jeremy R Brandt Agency Inc American Family Insurance12265 Central Ave NE STE 101(763) 576-8800
8Lofboom Insurance Agency12248 Jefferson St NE(763) 477-1719
9Insurance Brokers of MN (Shawn Nistler)11905 Central Ave NE(763) 784-0143
10Deluxe Insurance Group912 125th Ln NE(763) 398-8770
AI
9380 Central Ave NE #360
Ameriguard Insurance Agency
Flood Insurance Agent · Blaine, MN

Ameriguard Insurance Agency serves the Blaine, Minnesota area and surrounding Anoka County, specializing in flood insurance agent services. This agency helps property owners understand their risk exposure and secure appropriate coverage against water damage from natural flooding events. Policies are tailored to meet the specific requirements of homes and businesses in designated flood zones. Ameriguard assists clients with navigating complex federal regulations and paperwork. It handles both standard flood insurance policies through the National Flood Insurance Program and private market alternatives.

TH
11933 Central Ave NE
Tom Holland - State Farm Insurance Agent
Flood Insurance Agent · Blaine, MN

Tom Holland - State Farm Insurance Agent in Blaine, MN provides flood insurance coverage and risk assessment services for local property owners. It offers policy reviews and updates to maintain appropriate protection as flood zones and property values change. The agent assists with federal flood program documentation and claims guidance after water events. Services are available for single-family homes, apartments, retail locations, and restaurants.

GM
1250 126th Ave NE Bay 500
Garth Merriman - State Farm Insurance Agent
Flood Insurance Agent · Blaine, MN

Garth Merriman’s State Farm Insurance agency in Blaine, Minnesota, serves homeowners, business owners, and property managers needing flood insurance for their properties. It helps clients assess coverage needs related to regional water damage risks from heavy rains or snowmelt. The agency also advises on federal program policies and private flood options. In addition to serving Blaine, it covers neighboring communities in Anoka County and the northern Twin Cities metro area.

HA
9360 Baltimore St NE
Hershey & Associates LLC American Family Insurance
Flood Insurance Agent · Blaine, MN

Serving Blaine, Minnesota, and the surrounding communities, Hershey & Associates LLC American Family Insurance handles residential and commercial flood insurance policies. The agency understands the particular flood risks local properties may face from spring thaws and heavy rainfall in the region. Claims involving water damage from rising waters can be complex, requiring careful documentation and policy review. For a typical job, the agency follows a detailed assessment process, guiding clients through claim filing and policy adjustments.

IB
11905 Central Ave NE
Insurance Brokers of Mn Inc
Flood Insurance Agent · Blaine, MN

When homeowners or business owners face the difference between a one-time policy purchase for federal compliance and a recurring annual plan that maintains continuous financial safeguards, Insurance Brokers of Mn Inc in Blaine, MN advises on coverage tailored to local flood zone risks. The company helps clients understand policy boundaries and replacement cost options for properties near water. Their service runs strictly on an as-needed basis, with clients scheduling consultations only when specific insurance guidance or a policy review is necessary.

PI
9298 Central Ave NE #422
Patriot Insurance
Flood Insurance Agent · Blaine, MN

Patriot Insurance provides flood insurance agent services for property owners in Blaine, Minnesota. The agency generally helps clients assess their specific flood risk and secure appropriate coverage through the National Flood Insurance Program. It assists with navigating policy options for both residential and commercial structures throughout the local area. When spring snowmelt or intense summer storms raise water levels in nearby Rice Creek or surrounding basins, the agency helps property owners understand how to quickly adjust or initiate their flood protection plans.

JR
12265 Central Ave NE STE 101
Jeremy R Brandt Agency Inc American Family Insurance
Flood Insurance Agent · Blaine, MN

The seasonal melt and spring storms can bring significant flooding concerns to Blaine homes. Jeremy R Brandt Agency Inc American Family Insurance provides local guidance on securing flood coverage. Recognizing that standard homeowners policies typically exclude flood damage, the agency explains the specific National Flood Insurance Program policies that fill this critical protection gap. Serving the greater Blaine community, they help clients understand the coastal-risk implications of nearby water sources. An initial property inspection and risk consultation with an agent starts the process of evaluating coverage needs.

LI
12248 Jefferson St NE
Lofboom Insurance Agency
Flood Insurance Agent · Blaine, MN

Lofboom Insurance Agency, located in Blaine, MN, is known for providing flood insurance policies to homeowners and business owners in flood-prone areas. The agency assists clients in securing coverage through the National Flood Insurance Program and private market options, focusing on property protection against rising water. Its range includes consultation for flood risk assessment and policy selection tailored to individual property needs. The agency can further add specialized coverage for sewer backup and groundwater seepage, common local hazards.

IB
11905 Central Ave NE
Insurance Brokers of MN (Shawn Nistler)
Flood Insurance Agent · Blaine, MN
DI
912 125th Ln NE
Deluxe Insurance Group
Flood Insurance Agent · Blaine, MN

Deluxe Insurance Group provides flood insurance coverage for properties in Blaine, Minnesota, tailoring policies to meet a range of risk profiles and community flood zone requirements. It focuses on add-on protections beyond basic flood policies, including coverage for basement contents, detached structures, and temporary living expenses during displacement. The agency works with clients across commercial sectors such as offices, warehouses, and food service operations, ensuring each property type receives appropriate limits and endorsements.

FI
12203 Aberdeen St NE Ste 130
Farmers Insurance - Hoa Nguyen
Flood Insurance Agent · Blaine, MN
(612) 474-4233
agents.farmers.com/mn/blaine/hoa-nguyen
UI
8634 Central Ave NE
Uram Insurance Agency
Flood Insurance Agent · Blaine, MN
(763) 785-2031
uraminsurance.com
GA
12265 Central Ave NE STE 102
Grivna & Associates, Inc American Family Insurance
Flood Insurance Agent · Blaine, MN
(763) 792-0400
amfam.com/agents/minnesota/blaine/craig-grivna
HR
12933 Buchanan St NE
Hansen Rhine Insurance
Flood Insurance Agent · Blaine, MN
(763) 772-3385
hansenrhineinsurance.com
DI
12301 Central Ave NE #203
Dexter Insurance Agency LLC
Flood Insurance Agent · Blaine, MN
(763) 292-4040
dexterinsuranceagency.com
SI
8535 Central Ave NE # 101
Stanger Insurance Agency
Flood Insurance Agent · Blaine, MN
(763) 427-0770
stanger-insurance.com
BI
10809 University Ave NE #230
Bedor Insurance Agency
Flood Insurance Agent · Blaine, MN
(763) 780-1299
DI
9105 Davenport St NE Suite 1
Dignity Insurance Agency
Flood Insurance Agent · Blaine, MN
(763) 453-8263
dignityinsuranceagency.com

What Does a a Flood Insurance Agent in Blaine Cost?

Typical flood insurance costs in Minnesota range from 500 to 2000 dollars per year for an NFIP policy, depending on flood zone and building characteristics. Private flood insurance may offer lower rates for lower-risk properties but can be higher for high-risk areas. Costs also depend on the deductible and coverage limits you choose. This is general information and not insurance advice.

About flood insurance agents in Blaine

Flood insurance agents in Blaine Minnesota help homeowners and renters secure coverage through the National Flood Insurance Program or private insurers. Minnesota law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Agents can guide you through flood zone maps and coverage options specific to Blaine.

Frequently Asked Questions

Do I need flood insurance in Blaine Minnesota?

If your property is in a FEMA-designated high-risk flood zone and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, many Blaine residents choose flood insurance because heavy rains can cause flooding.

What does a flood insurance agent do in Blaine?

A flood insurance agent helps you compare NFIP policies and private flood insurance options. They explain coverage limits, deductibles, and exclusions, and help you file a flood insurance claim if damage occurs.

How much does flood insurance cost in Minnesota?

Costs vary by property location, flood zone, and coverage amount. In Minnesota, the average NFIP policy costs around 700 to 1000 dollars per year. Private policies may cost more or less depending on risk factors.

Flood Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.