The top-rated flood insurance agent in Edina, Minnesota is Comparion Insurance Agency, rated 4.8 stars across 251 reviews. Other highly rated options include Jack W Brodt Agency Inc, Corporate Four Insurance Agency, Erica Brodd at Comparion Insurance Agency. This directory lists 20 flood insurance agents serving Edina.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Comparion Insurance Agency | Centennial Lake Office Park I, 7701 France Ave S Ste. 650 | (763) 543-4344 |
| 2 | Jack W Brodt Agency Inc | 7300 France Ave S # 402 | (952) 830-0032 |
| 3 | Corporate Four Insurance Agency | 7220 Metro Blvd | (952) 893-9218 |
| 4 | Erica Brodd at Comparion Insurance Agency | Centennial Lake Office Park I, 7701 France Ave S Ste. 650 | (612) 486-3339 |
| 5 | Securis | 200 Southdale Ctr | (952) 693-0770 |
| 6 | Willow Wood Insurance | 5100 Edina Industrial Blvd UNIT 225 | (612) 567-3822 |
| 7 | Germain Insurance Agency, Inc. | 7101 York Ave S #40 | (612) 822-7983 |
| 8 | Joseph Peterson at Comparion Insurance Agency | Centennial Lake Office Park I, 7701 France Ave S Ste. 650 | (763) 595-3041 |
| 9 | Jacob Group Agency: Allstate Insurance | 7300 Metro Blvd Ste 635 | (952) 925-3226 |
| 10 | Insurance Advantage Agency LLC | 7600 Parklawn Ave Ste 350 | (952) 746-5770 |
Comparion Insurance Agency provides flood insurance agent services in Edina, Minnesota, and the surrounding Hennepin County area. This agency assists homeowners and business owners with obtaining necessary flood coverage, a critical need for properties in local floodplain zones. Claims for flood damage are handled directly through the chosen policy, ensuring clients receive support after a flood event. Services include explaining federal flood insurance program requirements and helping clients compare NFIP policy options.
Jack W Brodt Agency Inc in Edina, MN serves homeowners, businesses, and property managers by helping them secure flood insurance policies to protect against water damage. They assist clients in understanding flood zone requirements and navigating coverage options for residential and commercial properties. Their work focuses on ensuring adequate protection for structures and contents in flood-prone areas. They also cover neighboring communities throughout the western Minneapolis metro region, including nearby cities along the I-494 corridor.
Corporate Four Insurance Agency in Edina, Minnesota offers comprehensive services as a flood insurance agent to help clients understand and secure proper coverage against water damage. Its service approach includes policy comparisons, application assistance, and claims support tailored to local flood risks. The agency also provides ongoing policy reviews and adjustments to maintain adequate protection as conditions change. It serves single-family homes, apartments, retail locations, and restaurants throughout the area.
Serving Edina and surrounding communities across Hennepin County, Erica Brodd at Comparion Insurance Agency handles flood insurance policies for residential and commercial properties. The agency navigates the complexities of National Flood Insurance Program requirements for clients in designated flood zones. Managing risks from seasonal snowmelt and heavy rainfall, this dedicated professional evaluates property-specific exposures. A typical job begins with a thorough site assessment to document elevation and foundation details, then matches coverage options to each location’s unique flood vulnerability.
Securis distinguishes recurring service agreements from one-time policy reviews for residents in Edina, MN. Their flood insurance coverage includes both structural and content protection for homes and businesses against rising water. As an agency, they evaluate floodplain maps and replacement costs to recommend appropriate limits. Claims assistance is provided to guide clients through the documentation and adjustment process. Service runs on a one-time, scheduled, or as-needed basis.
Willow Wood Insurance specializes in securing National Flood Insurance Program policies for residential and commercial properties in Edina, Minnesota. It assists homeowners, renters, and business owners with evaluating their specific flood zone risks and navigating the policy enrollment process in this area. The agency guides clients through the complexities of flood maps and coverage options for their properties. As spring snowmelt approaches, it helps current and new customers address the risk of rising water from local creeks and drainage basins.
Germain Insurance Agency, Inc. in Edina, MN assists property owners and renters in securing essential coverage against damage from rising water events. Its flood insurance agent practice specifically focuses on policies through the National Flood Insurance Program and private markets. Writing policies for residential homes and commercial structures, the agency helps clients understand flood zone maps and coverage limits. It can serve a range of commercial sectors, including offices, warehouses, and food service establishments in the area.
Joseph Peterson at Comparion Insurance Agency in Edina, MN offers residential flood insurance to protect homeowners from water damage. The agency also provides commercial coverage for businesses located in flood-prone areas throughout the region. Policies are designed to meet local risk conditions. The team outlines coverage options and explains policy details to each client. Follow-up service is available to adjust coverage as needed between regular policy review visits.
As spring snowmelt and heavy summer storms often overwhelm drainage systems around Edina, homes in low-lying areas face a heightened risk of basement flooding. Jacob Group Agency: Allstate Insurance provides flood insurance policies that help property owners cover costly water damage, which standard homeowners insurance typically excludes. Serving the local community from their Edina office, they counsel clients on the federal flood insurance program and private coverage options. A thorough visit to the property usually kicks off the process, with an agent inspecting the foundation and lot grading to estimate appropriate coverage.
Insurance Advantage Agency LLC in Edina, MN, is known for its dedicated service as a flood insurance agent, helping homeowners and businesses in the area secure essential coverage against water damage. It offers policies tailored to properties in flood-prone zones, guiding clients through the National Flood Insurance Program requirements and private market options. The agency provides risk assessments and policy comparisons to ensure adequate protection for local assets. It also specializes in adding excess flood insurance for high-value properties that need additional coverage above standard limits.
What Does a a Flood Insurance Agent in Edina Cost?
Typical flood insurance costs in Edina, Minnesota range from $500 to $2,000 per year for NFIP policies, depending on the property's flood risk and coverage level. Private flood insurance may cost between $600 and $3,000 annually, often with higher limits and shorter waiting periods. Actual premiums are determined by factors like the building's elevation, age, and location relative to flood zones. This is general information and not insurance advice.
About flood insurance agents in Edina
Flood insurance agents in Edina, Minnesota help homeowners and businesses secure coverage through the National Flood Insurance Program or private insurers. Edina is located in Hennepin County, where certain areas may be in Special Flood Hazard Areas as mapped by FEMA. Minnesota law does not require flood insurance for all properties, but mortgage lenders often mandate it for structures in high-risk zones.
Frequently Asked Questions
Do I need flood insurance in Edina Minnesota?
Flood insurance is not required by Minnesota state law, but if your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will likely require it. Even outside high-risk zones, coverage is recommended due to the risk of heavy rainfall and snowmelt flooding.
What does a flood insurance agent in Edina do?
A flood insurance agent helps you assess your flood risk, compare policies from the National Flood Insurance Program and private insurers, and determine appropriate coverage limits. They also assist with filing claims and understanding policy exclusions, such as basement coverage limits.
How much does flood insurance cost in Edina Minnesota?
Costs vary based on your property's flood zone, elevation, and coverage amount. In Minnesota, NFIP policies average around $700 to $1,200 per year for standard coverage, but high-risk properties may pay more. Private flood insurance may offer different rates and higher coverage limits.
Flood Insurance Agents in Other Minnesota Cities
Andover · Apple Valley · Blaine · Bloomington · Brooklyn Park · Burnsville · Chanhassen · Chaska · Coon Rapids · Cottage Grove · Eagan · Eden Prairie · Elk River · Inver Grove Heights · Lakeville