ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Flood Insurance Agents Near You in Chaska, MN

Browse flood insurance agents serving Chaska, Minnesota. Updated 2026-07-14.

The top-rated flood insurance agent in Chaska, Minnesota is Options Insurance, rated 4.9 stars across 362 reviews. Other highly rated options include Dwight Mack - State Farm Insurance Agent, Matt Lorenz - State Farm Insurance Agent, Kim Schaffer - State Farm Insurance Agent. This directory lists 12 flood insurance agents serving Chaska.

Showing 12 flood insurance agents in Chaska, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Options Insurance102 N Jonathan Blvd Unit 210(952) 392-9508
2Dwight Mack - State Farm Insurance Agent1107 Hazeltine Blvd Ste 120(612) 284-5803
3Matt Lorenz - State Farm Insurance Agent542 Bavaria Ln(952) 368-4440
4Kim Schaffer - State Farm Insurance Agent112 E 5th St #104(952) 448-2060
5Drilling Insurance Agency- Farmers Insurance Agent207 N Chestnut St #140(952) 479-8200
6Farmers Insurance - Tyler Farniok510 N Chestnut St STE 200(612) 448-2670
7Gallagher Insurance, Risk Management & Consulting101 W 3rd St(952) 448-3800
8RG Insurance Agency570 Bavaria Ln(952) 522-3345
9Westerholm & Associates Inc. American Family Insurance123 W 2nd St(952) 448-4374
10Petersen Insurance Inc116 E 2nd St(952) 368-3881
OI
102 N Jonathan Blvd Unit 210
Options Insurance
Flood Insurance Agent · Chaska, MN

Options Insurance serves Chaska and the surrounding Carver County area, helping property owners secure coverage against flood damage. As a flood insurance agent, the company assists clients in understanding their risk from nearby rivers and seasonal heavy rains. It works to find appropriate policies for both residential homes and commercial properties. The agency typically guides customers through the complexities of the National Flood Insurance Program and offers private market alternatives suited to specific building elevations and coverage needs.

DM
1107 Hazeltine Blvd Ste 120
Dwight Mack - State Farm Insurance Agent
Flood Insurance Agent · Chaska, MN

Dwight Mack - State Farm Insurance Agent in Chaska, Minnesota, provides flood insurance policies to protect properties from water damage. The agency offers regular policy reviews to help ensure coverage remains appropriate as conditions change. Routine maintenance of policy details is available to address any adjustments in property risk. This agent serves single-family homes, apartments, retail locations, and restaurants in the local area.

ML
542 Bavaria Ln
Matt Lorenz - State Farm Insurance Agent
Flood Insurance Agent · Chaska, MN

Homeowners, businesses, and property managers in the Chaska area turn to Matt Lorenz - State Farm Insurance Agent for guidance on flood insurance policies. As a flood insurance agent, the agency helps clients assess their property’s risk and secure essential coverage against water damage from storms or rising water. The team works closely with each customer to explain policy details and find a plan that fits their specific needs. This service also extends to neighboring communities like Chanhassen and the surrounding southwest metro region.

KS
112 E 5th St #104
Kim Schaffer - State Farm Insurance Agent
Flood Insurance Agent · Chaska, MN

Kim Schaffer - State Farm Insurance Agent serves Chaska, Minnesota, and the surrounding communities of the southwest Twin Cities metro area. The office handles flood insurance policies for homeowners and renters, addressing claims related to water damage from rising waters and overflow. Understanding that flood risks vary by location, this agency reviews individual property maps to recommend appropriate coverage limits and deductibles. For each job, the office conducts a thorough walkthrough of the property and discusses necessary documentation with the client to prepare a complete and accurate policy application.

DI
207 N Chestnut St #140
Drilling Insurance Agency- Farmers Insurance Agent
Flood Insurance Agent · Chaska, MN

Drilling Insurance Agency offers flood insurance coverage for homes and properties in Chaska, Minnesota, addressing risks from heavy rainfall and snowmelt. As a Farmers Insurance agent, the agency provides standard policies that protect structures and contents against water damage. It also helps residents understand federal flood zone requirements and supplement National Flood Insurance Program gaps. For homeowners near the Minnesota River or low-lying areas, spring thaws and summer storms can threaten basements, making timely policy review essential before the rainy season begins.

FI
510 N Chestnut St STE 200
Farmers Insurance - Tyler Farniok
Flood Insurance Agent · Chaska, MN

Spring and storm season in the Chaska area can bring heavy rainfall and rising waters that threaten basements and properties. Farmers Insurance - Tyler Farniok serves local residents by providing flood insurance agent services tailored to these risks. The company helps homeowners and businesses understand their coverage options for flood-related damage. Beginning with an initial consultation and property inspection, the agent assesses the specific vulnerabilities of each building before recommending any policy. This process ensures that every client receives a thorough, personalized evaluation of their flood protection needs.

GI
101 W 3rd St
Gallagher Insurance, Risk Management & Consulting
Flood Insurance Agent · Chaska, MN

For flood insurance, clients may choose either a one-time policy for a single property or a recurring plan that renews automatically for continued coverage. Gallagher Insurance, Risk Management & Consulting in Chaska, MN, helps homeowners and businesses understand their flood risk and select appropriate coverage for structures and contents. Policies here cover damage from rising water, which standard homeowners insurance typically excludes. Service for initial consultations and claim assistance runs primarily on an as-needed basis, though policy renewals can be scheduled annually.

RI
570 Bavaria Ln
RG Insurance Agency
Flood Insurance Agent · Chaska, MN

RG Insurance Agency helps clients in Chaska, Minnesota, secure general property coverage for their homes and businesses. It specializes in offering separate flood insurance policies to protect against rising waters and storm surge. These policies address coverage gaps found in standard property plans. The agency can serve a variety of commercial operations, including local offices, warehouses, and food service establishments.

WA
123 W 2nd St
Westerholm & Associates Inc. American Family Insurance
Flood Insurance Agent · Chaska, MN

Westerholm & Associates Inc. American Family Insurance provides flood insurance coverage for residential properties in the Chaska area, tailoring policies to protect homes from water damage. Commercial coverage is also available to help local businesses manage flood-related risks. The agency serves property owners throughout the surrounding region, ensuring policies address local floodplain concerns. They work with clients during initial plan setup and whenever coverage needs change, offering follow-up service and support between regular visits to adjust policies as conditions evolve.

PI
116 E 2nd St
Petersen Insurance Inc
Flood Insurance Agent · Chaska, MN

Petersen Insurance Inc in Chaska, MN is known for providing flood insurance agent services to homeowners and businesses in the surrounding region. It helps clients understand National Flood Insurance Program options for properties in flood-prone areas. Coverage can be tailored to protect structures and contents against water damage from rising waters. The agency also assists with reviewing elevation certificates and securing flood insurance coverage before policy waiting periods expire.

NM
113 3rd St E
NPCL Mutual Insurance Company
Flood Insurance Agent · Chaska, MN
(952) 448-4580
npclinsurance.com
FI
207 N Chestnut St #140
Farmers Insurance - Jack Drilling
Flood Insurance Agent · Chaska, MN
(952) 479-8200
agents.farmers.com/mn/chaska/jack-drilling

What Does a a Flood Insurance Agent in Chaska Cost?

Typical flood insurance premiums in Minnesota range from 500 to 2,500 dollars per year for NFIP policies, depending on flood zone, building elevation, and deductible. Private flood insurance may cost 300 to 1,500 dollars annually for similar coverage. Costs vary significantly by property risk and coverage limits. This is general information, not insurance advice.

About flood insurance agents in Chaska

Flood insurance agents in Chaska help property owners obtain coverage through the National Flood Insurance Program or private insurers. Minnesota law requires lenders to mandate flood insurance for properties in high-risk flood zones as designated by FEMA. Chaska properties near the Minnesota River may face special floodplain regulations that affect insurance needs.

Frequently Asked Questions

Is flood insurance required for homes in Chaska?

Flood insurance is required by lenders for properties in FEMA-designated Special Flood Hazard Areas. Even outside these zones, Minnesota law does not mandate flood insurance, but many agents recommend it for properties near water or with basement seepage risk.

How do I find a flood insurance agent in Chaska?

You can search the Minnesota Department of Commerce license lookup for agents who sell flood policies. Local independent agents in Chaska often offer NFIP policies and can also quote private flood insurance options.

What does flood insurance cover in Minnesota?

Standard NFIP policies cover up to 250,000 dollars for building damage and 100,000 dollars for contents. Private policies may offer higher limits and additional coverage for basements or temporary living expenses.

Flood Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.