The top-rated flood insurance agent in Maplewood, Minnesota is Ian Davy - State Farm Insurance Agent, rated 5.0 stars across 477 reviews. Other highly rated options include Aaron Runk - State Farm Insurance Agent, Jody Baber - State Farm Insurance Agent, Mark Ellingson: Allstate Insurance. This directory lists 13 flood insurance agents serving Maplewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ian Davy - State Farm Insurance Agent | 3035 White Bear Ave Suite 1 | (651) 777-8169 |
| 2 | Aaron Runk - State Farm Insurance Agent | 3035 White Bear Ave Suite 1 | (651) 770-1395 |
| 3 | Jody Baber - State Farm Insurance Agent | 1701 Arcade St | (651) 771-4443 |
| 4 | Mark Ellingson: Allstate Insurance | 1690 McKnight Rd N | (651) 917-2445 |
| 5 | Rising Star Insurance Brokers | 2079 County Rd D E A | (651) 315-7978 |
| 6 | EP&B Insurance | 1959 Sloan Pl #130 | (651) 771-8111 |
| 7 | Danna Agency | 2785 White Bear Ave Suite 103 | (651) 407-8787 |
| 8 | Midwest Insurance Agencies | 1335 County Rd D Cir | (651) 968-4010 |
| 9 | Bee Lor Insurance Agency | 1321 Frost Ave Ste LL | (612) 787-7742 |
| 10 | Monson Agency | 1737 Cope Ave E | (651) 777-7469 |
Ian Davy - State Farm Insurance Agent serves the Maplewood, MN area and surrounding communities in Ramsey County as a local flood insurance agent. The agency helps homeowners, renters, and business owners understand the specific flood risks in this region and find appropriate coverage to protect their property from water damage. Flood insurance is often a separate policy from standard homeowners insurance, making this service essential for many local residents. The agency handles complete policy review and flood zone analysis.
Aaron Runk - State Farm Insurance Agent in Maplewood, MN provides guidance on flood insurance policies designed to protect against water damage from rising waters. The agency offers personalized consultations to help clients understand coverage limits and exclusions, with options for adjusting deductibles and policy terms as conditions change. Regular policy reviews help ensure adequate protection against seasonal flood risks. The agency services single-family homes, apartments, retail spaces, and restaurants in the Maplewood area.
Jody Baber - State Farm Insurance Agent serves homeowners, businesses, and property managers in Maplewood, Minnesota, by providing flood insurance policies to protect against water damage from storms and rising waters. The agency evaluates property risks and helps clients understand coverage options for residential and commercial structures. It also extends services to nearby communities throughout the eastern Twin Cities metro, including the areas around Woodbury and Oakdale.
Mark Ellingson: Allstate Insurance serves the Maplewood, Minnesota area and surrounding communities, providing flood insurance coverage for residential and commercial properties. It helps clients navigate policies that protect against water damage from heavy rains, snowmelt, and storm surges common in the region. The agency works with individual property assessments to determine appropriate coverage limits and deductibles. To handle a typical job, it reviews the client's flood zone designation, explains coverage options, and then creates a policy that aligns with the property's specific risk and the client's budget.
Rising Star Insurance Brokers in Maplewood, MN offers both one-time policies for short-term coverage needs and recurring annual flood plans to ensure continuous protection as flood risks can shift. Their coverage is tailored for homeowners in designated flood zones, addressing the specific hazards of regional waterways and heavy rainfall. Service appointments for new policies, renewals, or policy adjustments are available on an as-needed basis to accommodate unpredictable flood events.
EP&B Insurance provides specialty services as a flood insurance agent in Maplewood, MN, helping property owners navigate the National Flood Insurance Program and private market options. The company works with clients to assess flood risk based on their property’s flood zone maps and elevation certificates. It then secures appropriate coverage for homes and businesses, supporting claims filing when water damage occurs. The agency particularly assists homeowners preparing for the spring melt and severe storm seasons that frequently raise the risk of flooding in the area.
In the flood-prone Maplewood area, spring thaws and heavy summer rains create a frequent need for coverage. Danna Agency offers flood insurance guidance to local homeowners and renters. They discuss policy options from the National Flood Insurance Program and help clarify federal requirements. Each consultation begins with a review of the property’s location and either a completed elevation certificate or a scheduled initial property inspection.
Midwest Insurance Agencies in Maplewood, MN, helps property owners secure financial protection against flood damage and rising water events. The agency specializes in developing flood insurance policies that respond to the specific risks found across the region, while also offering coverage add-ons for sewer backup and basement seepage that can follow heavy storms. Commercial operators rely on these policies to safeguard office buildings, warehouses, and food service locations from the costly disruptions that flooding often causes.
Bee Lor Insurance Agency serves homeowners in Maplewood, MN with residential flood insurance coverage, addressing the specific needs of properties in flood-prone zones. They also write commercial policies for local businesses requiring flood protection. Their service area extends across the greater Maplewood region. After a policy is issued, the agency provides check-ins between regular visits for policy adjustments or coverage questions, ensuring clients remain updated on changing flood risks.
Monson Agency in Maplewood, MN, is known for providing flood insurance policies to protect residential and commercial properties from water damage. The agency serves property owners throughout the surrounding areas, helping them navigate National Flood Insurance Program options and private market solutions. Policies are tailored to meet individual needs in flood-prone zones near rivers and lakes. As a specialty service, the agency also offers elevated home endorsements for properties in high-risk floodplains.
What Does a a Flood Insurance Agent in Maplewood Cost?
Flood insurance costs in Minnesota vary by property location, flood zone, coverage amount, and deductible. For an NFIP policy in a low-risk zone, annual premiums can start around 500 dollars. In high-risk zones, premiums often range from 1,000 to 3,000 dollars or more. Private market rates may differ. This is general information and not insurance advice.
About flood insurance agents in Maplewood
Flood insurance agents in Maplewood Minnesota help property owners secure coverage through the National Flood Insurance Program and private markets. Minnesota law requires flood insurance for properties in high-risk zones if they have a federally backed mortgage. Agents can guide you on flood zone maps and policy options specific to Maplewood and Ramsey County.
Frequently Asked Questions
Do I need flood insurance in Maplewood Minnesota?
If your property is in a Special Flood Hazard Area as shown on FEMA maps and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur and coverage is recommended.
What does a flood insurance agent in Maplewood do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also assist with flood zone determination and claims support.
How long does it take to get flood insurance in Minnesota?
Standard NFIP policies have a 30-day waiting period before coverage begins. Private policies may have different terms. Plan ahead and do not wait until a storm is forecast.
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