ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeFlood Insurance AgentsMinnesota › Minneapolis

Find Flood Insurance Agents Near You in Minneapolis, MN

Browse flood insurance agents serving Minneapolis, Minnesota. Updated 2026-07-14.

The top-rated flood insurance agent in Minneapolis, Minnesota is Insurance Resource Group, rated 4.9 stars across 372 reviews. Other highly rated options include Allinsurance seguros, BlueJay Insurance Agency, Inc., Abbott Insurance Agency, LLC. This directory lists 15 flood insurance agents serving Minneapolis.

Showing 15 flood insurance agents in Minneapolis, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Insurance Resource Group4286 Dahlberg Dr(612) 875-4192
2Allinsurance seguros3125 Hennepin Ave(612) 735-2277
3BlueJay Insurance Agency, Inc.1229 Tyler St NE Suite 292(612) 236-4105
4Abbott Insurance Agency, LLC317 W 46th St(612) 824-1160
5Birimo Insurance Agency200 W Lake St suit 325(763) 227-8620
6Seth Bork - State Farm Insurance Agent8347 University Ave NE D(763) 780-2222
7One Source Insurance Brokers1300 Godward St NE Suite 1900(612) 444-6277
8Renewal Insurance10026 University Ave NW Suite 103(651) 263-0241
9Kaphy Insurance Agency2910 Pleasant Ave 1st Floor, Suite 80A(651) 444-0402
10Higgins Insurance Agency Inc.2214 Central Ave NE(612) 789-7231
IR
4286 Dahlberg Dr
Insurance Resource Group
Flood Insurance Agent · Minneapolis, MN

Insurance Resource Group serves the Minneapolis, Minnesota metro area as a flood insurance agent. The agency helps property owners navigate the specific requirements of flood coverage in a region where rivers and lakes can pose seasonal water risks. It works with clients to assess their flood zone exposure and find appropriate policies that meet lender and federal program mandates. The company handles NFIP policies and private flood insurance options for both residential and commercial properties in this area.

AS
3125 Hennepin Ave
Allinsurance seguros
Flood Insurance Agent · Minneapolis, MN

Allinsurance seguros provides flood insurance agent services, including policy guidance and claims assistance for property owners in Minneapolis, Minnesota. Its service offerings include annual policy reviews to help ensure coverage remains aligned with current flood zone changes and property values. Maintenance services involve support with documentation for policy renewals and risk assessment updates from local flood maps. The company services a range of properties, including single-family homes, multifamily apartment buildings, retail storefronts, and restaurants.

BI
1229 Tyler St NE Suite 292
BlueJay Insurance Agency, Inc.
Flood Insurance Agent · Minneapolis, MN

BlueJay Insurance Agency, Inc. serves homeowners, businesses, and property managers in Minneapolis by guiding them through flood insurance options. The agency helps clients understand the risks of water damage and secure coverage that complies with local requirements. It assists with evaluating different policy types to match specific property needs and budgeting constraints. The office also extends its flood insurance services to clients in neighboring Saint Paul and throughout the greater Twin Cities metro area.

AI
317 W 46th St
Abbott Insurance Agency, LLC
Flood Insurance Agent · Minneapolis, MN

Abbott Insurance Agency, LLC in Minneapolis, MN, distinguishes between a single policy for a specific flood risk and an ongoing service that maintains continuous flood coverage. Its flood insurance agent work focuses on securing protection against rising water damage for local homes and businesses. Policies typically safeguard property structure and contents from flood events common in the region. This agency provides its services on a scheduled or as-needed basis for policy reviews, claims assistance, or new policy setup.

BI
200 W Lake St suit 325
Birimo Insurance Agency
Flood Insurance Agent · Minneapolis, MN

Birimo Insurance Agency in Minneapolis, MN, specializes in securing National Flood Insurance Program policies, along with private flood coverage options for properties in high-risk zones. It assists residential and commercial clients with navigating flood zone determinations and understanding elevation certificates. The agency focuses on matching coverage needs to specific property risks and policy requirements. It helps homeowners and businesses secure protection before the spring snowmelt season and after severe summer storms.

SB
8347 University Ave NE D
Seth Bork - State Farm Insurance Agent
Flood Insurance Agent · Minneapolis, MN

Seth Bork, as a State Farm Insurance Agent in Minneapolis, MN, provides flood insurance services for Minneapolis and its surrounding communities. The company handles standard residential and commercial policies designed to protect properties from rising water and storm runoff. Its typical approach involves evaluating a client’s specific location relative to local flood zones, then tailoring coverage to meet those distinct needs and property requirements before finalizing the policy details.

OS
1300 Godward St NE Suite 1900
One Source Insurance Brokers
Flood Insurance Agent · Minneapolis, MN

With spring thaws and sudden downpours a recurring risk in Minneapolis, One Source Insurance Brokers helps homeowners and business owners address flood exposure before waters rise. The agency navigates the complexities of securing policies through the National Flood Insurance Program and private markets, covering both structural damage and contents. Clients typically contact the firm after a flood zone map update or a near-miss from heavy rain. An initial conversation reviews the property’s elevation history and replacement cost before scheduling a walkthrough.

RI
10026 University Ave NW Suite 103
Renewal Insurance
Flood Insurance Agent · Minneapolis, MN

Renewal Insurance serves clients throughout Minneapolis by addressing standard property coverage needs, with a specialty in flood insurance for residences and businesses. The agency helps property owners understand federal requirements for flood protection and secure policies that cover structural damage and contents. For commercial clients, the company can assist with policies designed for offices, warehouses, and food service operations to ensure proper risk management in flood-prone areas.

KI
2910 Pleasant Ave 1st Floor, Suite 80A
Kaphy Insurance Agency
Flood Insurance Agent · Minneapolis, MN

Kaphy Insurance Agency serves residential property owners in Minneapolis with flood insurance policies tailored to individual home and condominium risk. For commercial clients, it offers coverage that protects small businesses and rental properties from water damage. The agency serves throughout the greater Minneapolis metropolitan area. It assists clients in choosing appropriate coverage limits and deductibles. Following each policy term, the agent typically contacts customers to review their changing needs and adjust coverage before the next regular visit or renewal period.

HI
2214 Central Ave NE
Higgins Insurance Agency Inc.
Flood Insurance Agent · Minneapolis, MN

Higgins Insurance Agency Inc. is a flood insurance agent in Minneapolis, MN, known for helping property owners understand their risk in the region’s varied flood zones. The agency provides guidance on policy options that meet federal and local requirements. Its service range covers residential and commercial clients throughout the Minneapolis area, including properties near lakes and rivers. As a specialty service, it can also assist with obtaining separate coverage for basement contents and structural improvements.

GA
8900 Penn Ave S #306
Gillette Agency
Flood Insurance Agent · Minneapolis, MN
(952) 884-6772
gilletteagency.com
AA
3249 Hennepin Ave S Suite 253
ATC Agency, Inc.
Flood Insurance Agent · Minneapolis, MN
(800) 422-5352
atcagency.com
MI
333 N Washington Ave Suit 300
Minneapolis Insurance Specialists Team
Flood Insurance Agent · Minneapolis, MN
(612) 460-7796
minneapolisinsuranceteam.com
HM
2924 Anthony Ln #103
Horace Mann Insurance Co
Flood Insurance Agent · Minneapolis, MN
(612) 788-3400
horacemann.com
TA
2800 Freeway Blvd #201
THOR Agency
Flood Insurance Agent · Minneapolis, MN
(763) 432-3077

What Does a a Flood Insurance Agent in Minneapolis Cost?

Flood insurance premiums in Minnesota vary widely by property location, elevation, and coverage amount. An NFIP policy in Minneapolis can cost between 500 and 3,000 dollars per year for a standard home. Private flood insurance may be cheaper or more expensive depending on risk. This is general information and not insurance advice.

About flood insurance agents in Minneapolis

Flood insurance agents in Minneapolis help property owners secure coverage against flood damage. Minnesota law requires flood insurance for properties in high-risk zones if they have a federally backed mortgage. An agent can explain the National Flood Insurance Program and private options available in Hennepin County.

Frequently Asked Questions

Do I need flood insurance in Minneapolis?

If your property is in a Special Flood Hazard Area and you have a federal mortgage, flood insurance is required by law. Even outside high-risk zones, flooding from heavy rain or snowmelt in Minnesota can cause damage.

What does a flood insurance agent do for me in Minneapolis?

An agent assesses your flood risk based on FEMA flood maps and your property location. They help you choose between NFIP and private flood policies and assist with filing claims after a flood.

How long does it take to get flood insurance in Minnesota?

NFIP policies typically have a 30-day waiting period before coverage begins. Private flood insurance may have shorter waiting periods. You should not wait until a storm is forecast to buy a policy.

Flood Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.