ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Flood Insurance Agents Near You in Oakdale, MN

Browse flood insurance agents serving Oakdale, Minnesota. Updated 2026-07-14.

The top-rated flood insurance agent in Oakdale, Minnesota is Matt Jonza - State Farm Insurance Agent, rated 5.0 stars across 1,183 reviews. Other highly rated options include Bob Lawrence - State Farm Insurance Agent, Cary Charlson - State Farm Insurance Agent, Will Anderson Agcy, Inc. American Family Insurance. This directory lists 16 flood insurance agents serving Oakdale.

Showing 16 flood insurance agents in Oakdale, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Matt Jonza - State Farm Insurance Agent434 Hale Ave N STE 160(651) 797-2120
2Bob Lawrence - State Farm Insurance Agent1513 Geneva Ave N(651) 698-0694
3Cary Charlson - State Farm Insurance Agent6993 35th St N(651) 770-1849
4Will Anderson Agcy, Inc. American Family Insurance6230 10th St N STE 430(651) 731-3234
5Farmers Insurance - Kevin McDonald6230 10th St N #110(651) 739-1891
6Tyson Norman - State Farm Insurance Agent1075 Hadley Ave N #109(651) 738-2863
7Michelle Stinson Agency Inc American Family Insurance6230 10th St N Ste 320(651) 439-5240
8Heather Stefani - State Farm Insurance Agent984 Inwood Ave N(651) 739-1177
9James Trevis Agency Inc American Family Insurance1292 Helmo Ave N(651) 739-6030
10Troy Beugen: Allstate Insurance7101 10th St N(651) 490-1667
MJ
434 Hale Ave N STE 160
Matt Jonza - State Farm Insurance Agent
Flood Insurance Agent · Oakdale, MN

Matt Jonza - State Farm Insurance Agent serves the Oakdale, Minnesota area and the wider Washington County region, offering flood insurance policies tailored to local property owners. The agency helps clients navigate the complexities of flood zone designations and coverage needs. Property protection against water damage from storms and rising waters is a primary focus. Specific services include assisting homeowners with policy selection and explaining federal requirements for flood insurance. The agency handles claims support and policy adjustments for residential flood coverage.

BL
1513 Geneva Ave N
Bob Lawrence - State Farm Insurance Agent
Flood Insurance Agent · Oakdale, MN

Bob Lawrence - State Farm Insurance Agent in Oakdale, MN serves homeowners, businesses, and property managers seeking flood insurance coverage. The agency helps clients understand the importance of flood protection for properties located near rivers or in low-lying zones. It provides guidance on policy options and assists with the application process to secure necessary safeguards against water damage. The agency also covers neighboring areas within the eastern Twin Cities metro, including Woodbury.

CC
6993 35th St N
Cary Charlson - State Farm Insurance Agent
Flood Insurance Agent · Oakdale, MN

Cary Charlson - State Farm Insurance Agent provides flood insurance services for properties in Oakdale, MN. It offers policy consultations to help clients understand flood zone risks and coverage options. The agency assists with plan adjustments and policy renewals to ensure consistent protection. It can arrange payment plans to fit different budgets and handles claims support when filing for flood damage. This agent serves single-family homes, apartments, retail spaces, and restaurants in the Oakdale area.

WA
6230 10th St N STE 430
Will Anderson Agcy, Inc. American Family Insurance
Flood Insurance Agent · Oakdale, MN

Will Anderson Agcy, Inc. American Family Insurance serves Oakdale, Minnesota, and the surrounding communities in Washington County. It handles flood insurance applications for homeowners, renters, and small business owners, helping them secure coverage for their properties. The agency reviews each client's specific flood zone designation and property characteristics to determine appropriate policy limits and deductibles. It then completes the necessary application paperwork, provides a detailed quote explanation, and submits the policy to the National Flood Insurance Program for standard processing.

FI
6230 10th St N #110
Farmers Insurance - Kevin McDonald
Flood Insurance Agent · Oakdale, MN

Farmers Insurance - Kevin McDonald in Oakdale, MN provides flood insurance solutions that range from single-event policy purchases for immediate protection to recurring annual coverage for ongoing peace of mind. As a flood insurance agent, the agency helps residential and commercial clients understand their risk and select appropriate policies. Service is available on an as-needed basis, allowing customers to request assistance when evaluating flood exposure or when their current coverage requires renewal or adjustment.

TN
1075 Hadley Ave N #109
Tyson Norman - State Farm Insurance Agent
Flood Insurance Agent · Oakdale, MN

Tyson Norman of State Farm Insurance in Oakdale, MN specializes in flood insurance policies tailored for residential and commercial properties. The agency works with clients throughout the area to assess flood risk and secure appropriate coverage from the National Flood Insurance Program. It also supports customers with general auto, home, and life insurance needs. As heavy rains or spring snowmelt threaten local basements and low-lying neighborhoods, the agency helps property owners prepare for potential water damage before a storm arrives.

MS
6230 10th St N Ste 320
Michelle Stinson Agency Inc American Family Insurance
Flood Insurance Agent · Oakdale, MN

As the Mississippi River and local tributaries swell each spring, the need for reliable flood coverage becomes urgent. Michelle Stinson Agency Inc American Family Insurance in Oakdale, MN offers flood insurance agent services tailored to homes and businesses in flood-prone zones. They help clients understand federal flood program requirements and select appropriate policy limits for their property. Each appointment begins with a personal consultation to assess individual risk and evaluate existing coverage, followed by a thorough inspection of the premises for potential vulnerabilities.

HS
984 Inwood Ave N
Heather Stefani - State Farm Insurance Agent
Flood Insurance Agent · Oakdale, MN

Heather Stefani of State Farm Insurance Agency in Oakdale, MN, provides general insurance coverage to area residents. As a flood insurance agent, the company specifically structures policies for water damage from rising waters. It assists homeowners and renters with selecting appropriate plans for their properties. The agency also supports commercial sectors, including local offices, warehouses, and food service businesses.

JT
1292 Helmo Ave N
James Trevis Agency Inc American Family Insurance
Flood Insurance Agent · Oakdale, MN

James Trevis Agency Inc American Family Insurance, an Oakdale flood insurance agent, specializes in guiding local homeowners and businesses through flood insurance options. The agency helps clients assess flood risks and secure policies from the National Flood Insurance Program. It also explains how flood coverage differs from standard homeowners policies. The agency can additionally assist with reviewing water damage exclusions on existing homeowners policies to identify coverage gaps.

TB
7101 10th St N
Troy Beugen: Allstate Insurance
Flood Insurance Agent · Oakdale, MN

Serving residential clients in Oakdale and surrounding communities, Troy Beugen: Allstate Insurance provides flood insurance policies for homeowners. The agency also writes commercial coverage for local businesses needing protection from water damage. Its service area encompasses the greater Oakdale region where flooding risks are a concern. Policies are tailored to each property’s exposure. The agent assists with claims coordination and can review policies during regular follow-up visits to ensure coverage still fits changing needs.

AI
600 Inwood Ave N # 235
Andreotti Insurance
Flood Insurance Agent · Oakdale, MN
(651) 739-9302
andreottiagency.com
FI
7825 3rd St N STE 205
Farmers Insurance - Rebecca Speed
Flood Insurance Agent · Oakdale, MN
(651) 888-4800
agents.farmers.com/mn/woodbury/rebecca-speed
BB
1453 Helmo Ave N
Bill Burns Insurance Agency LLC
Flood Insurance Agent · Oakdale, MN
(651) 330-2491
insurancebyburns.com
PS
711 Hale Ave N STE 101
Paulet/Slater Agency - Nesbit Agencies Group
Flood Insurance Agent · Oakdale, MN
(651) 644-0311
nesbitagencies.com
FI
1397 Geneva Ave N Ste 103
Farmers Insurance - Duane Palmer
Flood Insurance Agent · Oakdale, MN
(651) 330-0108
agents.farmers.com/mn/oakdale/duane-palmer
GA
6230 10th St N STE 430A
Guard Agency Oakdale
Flood Insurance Agent · Oakdale, MN
(651) 731-3427
guardagencyoakdale.com

What Does a a Flood Insurance Agent in Oakdale Cost?

Typical flood insurance premiums for Oakdale properties range from 500 to 2,000 dollars per year through the NFIP. Private market policies may have different rates. Your actual cost depends on your property's flood zone, elevation, and the amount of coverage you choose. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.

About flood insurance agents in Oakdale

Flood insurance agents in Oakdale Minnesota help property owners understand and purchase coverage through the National Flood Insurance Program. Oakdale lies near the Mississippi River and has areas in designated flood zones, making flood insurance important for many homes and businesses. Minnesota law does not require flood insurance, but mortgage lenders often mandate it for properties in high-risk areas.

Frequently Asked Questions

Do I need flood insurance in Oakdale Minnesota?

You do not have to buy flood insurance by state law. However, if your property is in a Special Flood Hazard Area and you have a federally backed mortgage, your lender will require it. Even outside high-risk zones, flooding can occur, so many homeowners choose to carry a policy.

What does a flood insurance agent in Oakdale do?

A flood insurance agent helps you assess your flood risk, explains NFIP coverage limits, and helps you choose a policy that fits your property. They also assist with filing claims and understanding the 30-day waiting period before coverage begins.

How much does flood insurance cost in Oakdale Minnesota?

Costs vary based on your property's flood zone, elevation, and building characteristics. In Minnesota, an average NFIP policy costs around 700 to 1,200 dollars per year, but rates can be higher for high-risk properties. An agent can provide a specific quote for your home or business.

Flood Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.