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Looking for a flood insurance agent in Prior Lake? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Prior Lake, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 14 flood insurance agents in Prior Lake, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mandi Vote- State Farm Insurance Agent
16731 State Hwy 13 Suit 109, Prior Lake, MN 55372
(612) 255-0941
voteinsurancemn.com
AB & B Insurance
14198 Commerce Ave NE #700, Prior Lake, MN 55372
(952) 226-1226
abandbinsurance.com
Jeremy Senn - State Farm Insurance Agent
14033 Commerce Ave NE Suite 102, Prior Lake, MN 55372
(952) 447-8700
myagentjeremysenn.com
Lakes Insurance
6885 Boudin St NE, Prior Lake, MN 55372
(612) 750-3108
lakesinsurance.biz
Prior Lake State Agency
16677 Duluth Ave SE UNIT 101, Prior Lake, MN 55372
(952) 447-8350
priorlakeinsurance.com
Van Curler Independent Insurance Agency
16228 Main Ave SE UNIT 111, Prior Lake, MN 55372
(952) 226-1160
vancurlerinsurance.com
Nick Atkinson & Associates Inc American Family Insurance
14180 Commerce Ave NE STE 107, Prior Lake, MN 55372
(952) 226-6999
amfam.com
Speiker & Company, Ltd
16186 Main Ave SE, Prior Lake, MN 55372
(952) 440-6500
speikercompany.com
Oak Tree Insurance
15870 Franklin Trail SE #105a, Prior Lake, MN 55372
(952) 469-9261
oaktree-insurance.com
Goosehead Insurance - Jessica Gillin
16268 Eagle Creek Ave SE, Prior Lake, MN 55372
(612) 439-5544
goosehead.com
Alan Iverson American Family Insurance
4719 Park Nicollet Ave SE #110, Prior Lake, MN 55372
(952) 447-1025
amfam.com
Erkel & Erkel Insurance
4719 Park Nicollet Ave SE UNIT 220, Prior Lake, MN 55372
(952) 447-6047
erkelanderkel.com
Brad & Sue Hansen Agency
15875 Franklin Trail SE Ste 106, Prior Lake, MN 55372
(952) 222-4479
Farmers Insurance - Thomas Streetar
16228 Main Ave SE Ste 106, Prior Lake, MN 55372
(952) 447-4191
agents.farmers.com
Flood insurance agents in Prior Lake, Minnesota help homeowners and businesses secure coverage through the National Flood Insurance Program or private insurers. Because Prior Lake is near multiple lakes and floodplains, many properties require flood insurance as a condition of a mortgage. Minnesota law requires agents to be licensed and to disclose flood zone designations clearly to clients.
What Does a Flood Insurance Agent in Prior Lake Cost?
Flood insurance premiums in Minnesota vary based on flood zone, property elevation, and coverage amount. For an NFIP policy in Prior Lake, annual premiums typically range from 700 to 2,500 dollars for a standard home, but high-risk properties can cost more. Private market policies may offer different rates or higher limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Prior Lake?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur, so many residents choose to buy a policy for protection.
What does a flood insurance agent do in Prior Lake?
A flood insurance agent helps you assess your flood risk, explains NFIP and private policy options, and assists with filing claims. They also help you understand elevation certificates and flood zone maps specific to Prior Lake.
How long does it take to get flood insurance in Minnesota?
Standard NFIP policies have a 30-day waiting period before coverage begins, unless the policy is bought in connection with a new mortgage. Private flood insurance may have different waiting periods, so plan ahead.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.