ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a flood insurance agent in West St Paul? Review the directory below to compare your options.
10 agents listed
Updated May 2026
West St Paul, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 10 flood insurance agents in West St Paul, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sonja Lhotka - State Farm Insurance Agent
1201 S Robert St Suite M3B, West St Paul, MN 55118
(651) 454-6555
insuredbysonja.com
Tom Stremski - State Farm Insurance Agent
1560 Livingston Ave Ste 101, West St Paul, MN 55118
(651) 457-6348
tomstremski.com
Turitto Insurance Agency
1349 S Robert St Ste 103, West St Paul, MN 55118
(651) 455-4808
turittoinsuranceagency.com
Steve Stremski - State Farm Insurance Agent
1560 Livingston Ave Ste 101, West St Paul, MN 55118
(651) 457-6348
stevestremski.com
Insurance Advisors Ann-Marie Underhill Agency
1074 S Robert St #109, West St Paul, MN 55118
(651) 855-8484
Meyer Peltier Insurance
1549 Livingston Ave STE 102, West St Paul, MN 55118
(651) 457-5454
meyer-peltierinsurance.com
Farmers Insurance - Christine Smith
433 Mendota Rd E Ste G, West St Paul, MN 55118
(612) 808-9908
agents.farmers.com
Wolfgram Tritt & Associates Inc Insurance
1633 Oakdale Ave, West St Paul, MN 55118
(651) 451-9565
Fairway Insurance Brokers
252 Marie Ave E Suite D, West St Paul, MN 55118
(952) 210-9631
fairwayib.com
All County Agency Inc.
1549 Livingston Ave STE 102, West St Paul, MN 55118
(651) 484-1661
all-countyinsurance.com
Flood insurance agents in West St Paul, Minnesota help property owners understand their flood risk and secure coverage through the National Flood Insurance Program. Minnesota law requires flood insurance for properties in Special Flood Hazard Areas if they have a federally backed mortgage. Local agents can guide you through elevation certificates and policy options specific to Dakota County flood zones.
What Does a Flood Insurance Agent in West St Paul Cost?
Flood insurance costs in Minnesota vary based on flood zone, building elevation, and coverage amount. Typical NFIP premiums range from 700 to 2,000 dollars per year for standard policies. Higher risk zones or older buildings may cost more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in West St Paul?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, many agents recommend coverage because heavy rain events can cause damage.
How do I find a flood insurance agent in West St Paul?
You can search for licensed insurance agents in Dakota County who offer NFIP policies. Many local agencies list flood insurance services on their websites or you can call them directly to ask about flood coverage.
What does a flood insurance agent do in Minnesota?
An agent helps you assess your flood risk, explains NFIP coverage limits, and assists with completing the application and elevation certificate. They also help you understand waiting periods and policy exclusions under Minnesota law.
Free • No Obligation
Compare Flood Insurance Agents
Get matched with agents in West St Paul who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.