The top-rated flood insurance agent in Woodbury, Minnesota is Dan Wright - State Farm Insurance Agent, rated 5.0 stars across 629 reviews. Other highly rated options include Mike Theisen - State Farm Insurance Agent, Next Level Insurance, Luke Lehman - State Farm Insurance Agent. This directory lists 16 flood insurance agents serving Woodbury.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dan Wright - State Farm Insurance Agent | 710 Commerce Dr Ste 120 | (651) 731-6221 |
| 2 | Mike Theisen - State Farm Insurance Agent | 7455 Currell Blvd #106 | (952) 225-5452 |
| 3 | Next Level Insurance | 8534 Titanium Cir | (651) 728-5639 |
| 4 | Luke Lehman - State Farm Insurance Agent | 6063 Hudson Rd #140 | (651) 968-8479 |
| 5 | Lindeman Insurance Agency, Inc. | 1818 Wooddale Dr #101 | (651) 739-9684 |
| 6 | Pathfinder Insurance Brokers | 7650 Currell Blvd Suite 306 | (651) 764-8844 |
| 7 | Minnesota Insurance Service Agency Inc. | 1818 Wooddale Dr UNIT 203 | (888) 217-0786 |
| 8 | Cludy Family Insurance Agency, Inc. | 700 Commerce Dr Suite 270 | (651) 332-5300 |
| 9 | The Thomas Fierst Insurance Agency | 10150 City Walk Dr A2 | (651) 738-0107 |
| 10 | Red Rock Insurance Agency | 783 Radio Dr #103 | (651) 789-6311 |
Dan Wright - State Farm Insurance Agent serves the Woodbury, Minnesota area as a provider of flood insurance policies. This agency works to protect local homes and businesses from water damage caused by storms or overflow. Flood coverage is often a necessity for properties in certain zones, and this agent helps clients understand their individual risk and policy options. The agency handles flood insurance applications and supports clients through the claims process in this region.
Mike Theisen - State Farm Insurance Agent in Woodbury, MN, provides flood insurance coverage as part of its broader personal and commercial policies. The agency offers assistance with policy selection, risk assessment, and claims guidance to help clients understand their flood exposure. Ongoing plan maintenance includes periodic coverage reviews and updates to reflect property changes or new flood maps. The agency services single-family homes, apartments, retail spaces, and restaurants.
Next Level Insurance serves homeowners, businesses, and property managers seeking flood coverage in Woodbury, Minnesota. The agency helps clients understand federal flood zone requirements and options for protecting structures and contents against water damage. Risks from heavy rainfall and nearby river systems make proper insurance essential for properties in this area. Policies typically cover structural repairs and basement flooding where applicable. The agency also assists clients in nearby communities throughout the eastern metro, including Oakdale and Maplewood.
Serving Woodbury, MN, and the surrounding communities, Luke Lehman - State Farm Insurance Agent handles flood insurance policies tailored to local property needs. The agency helps clients assess flood risks and secure coverage that meets standard requirements. Each typical job begins with a review of the property’s location and flood zone. The agent then explains policy details, answers questions, and guides the client through the application process to ensure the selected plan aligns with their specific situation and budget.
Lindeman Insurance Agency, Inc. specializes in customized flood insurance policies for both residential and commercial properties. It also handles general insurance needs, guiding clients through the complexities of the National Flood Insurance Program in Woodbury, Minnesota. The agency helps property owners understand local flood zone risks and required coverage limits. An important seasonal concern it addresses is the increased flooding threat during spring snowmelt and heavy summer storms, ensuring adequate protection before water damage occurs.
Pathfinder Insurance Brokers in Woodbury, MN, distinguishes between one-time flood insurance policies, ideal for property transactions, and recurring coverage options that renew annually for ongoing protection. Their services focus on securing policies that meet federal and lender requirements in a flood-prone area. As flood insurance agents, they help clients assess their risk and navigate the National Flood Insurance Program. Service runs on an as-needed basis, tailored to when a homeowner or business requires a new quote or policy adjustment.
After spring snowmelt or heavy summer rains, the Minnesota Insurance Service Agency Inc. in Woodbury helps homeowners navigate flood coverage options. This flood insurance agent assists clients in understanding federal program requirements and local flood zone risks. The service evaluates property exposure to seasonal flooding typical in the region and explains available policy limits. For personalized protection, the company begins with an on-site inspection of the property to assess basement and foundation vulnerabilities.
Cludy Family Insurance Agency, Inc. in Woodbury, MN assists residential homeowners with securing flood insurance policies to protect against water damage. The agency also offers commercial flood coverage for local businesses and serves the broader Washington County area. They help clients understand their flood zone risks and policy options under the National Flood Insurance Program. Clients frequently return for annual policy reviews and updates between regular agent visits to ensure ongoing protection.
The Thomas Fierst Insurance Agency in Woodbury, MN, helps clients manage property and liability risks through tailored insurance policies. As a flood insurance agent, it addresses the specific needs of properties in flood-prone regions. The agency works to secure coverage for physical structures and their contents against water damage from rising water events. It provides services to a range of commercial sectors, including offices, warehouses, and food service operations.
Red Rock Insurance Agency of Woodbury, MN is known for its focus on flood insurance coverage for homeowners and businesses. It serves clients throughout the local area who require protection against water damage from rising waters or heavy storms. The agency works to help property owners understand their flood risk and identify appropriate coverage options. As a specialty service, it can assist with add-on sewer backup protection to address additional water-related liabilities.
What Does a a Flood Insurance Agent in Woodbury Cost?
Flood insurance costs in Minnesota vary based on flood zone, property elevation, and coverage amount. For an NFIP policy, average annual premiums range from 700 to 2,000 dollars for a standard home. Private flood insurance may offer different rates and higher limits. Costs can be higher for properties in high-risk zones or with a history of claims. This is general information and not insurance advice.
About flood insurance agents in Woodbury
Flood insurance agents in Woodbury, Minnesota help property owners secure coverage through the National Flood Insurance Program or private insurers. Woodbury is located in Washington County, where parts of the city are in designated flood zones. Minnesota state law requires lenders to mandate flood insurance for properties in high-risk areas with federally backed mortgages.
Frequently Asked Questions
Do I need flood insurance in Woodbury Minnesota?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flooding from heavy rain or snowmelt can occur. Many agents recommend coverage for all properties near lakes or rivers.
What does a flood insurance agent in Woodbury do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the application. They also assist with elevation certificates and claims support. Agents in Woodbury are familiar with local flood maps and Minnesota specific regulations.
How do I choose a flood insurance agent in Woodbury?
Look for an agent licensed in Minnesota who has experience with flood insurance policies. Ask about their knowledge of Washington County flood zones and NFIP requirements. You can verify an agents license through the Minnesota Department of Commerce.
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