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Find Flood Insurance Agents in Hempstead, NY

Looking for a flood insurance agent in Hempstead? Review the directory below to compare your options.

12 agents listed
Updated May 2026
Hempstead, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 12 flood insurance agents in Hempstead, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ana Perez-Vukovic - State Farm Insurance Agent
80 Front St, Hempstead, NY 11550
(516) 481-4440 anaperez-vukovic.com
Danny Trujillo - State Farm Insurance Agent
727 Fulton Ave, Hempstead, NY 11550
(516) 743-9099 agentdanny.com
Franklin Pen Agency Inc.
369 Peninsula Blvd, Hempstead, NY 11550
(516) 506-7900 franklinpen.com
DCAP Insurance / The TaxZone
33 Main St, Hempstead, NY 11550
(516) 538-3227 dcapinsurance.com
Latin Insurance Brokerage | LIB Car & Business Insurance Solutions
123 Main St, Hempstead, NY 11550
(516) 485-8400 libinsurance.agency
Maria Judy Gonzalez: Allstate Insurance
80 Clinton St Ste A, Hempstead, NY 11550
(516) 206-1080 agents.allstate.com
North Franklin Brokerage
13 N Franklin St, Hempstead, NY 11550
(516) 564-5656 nfbinsurance.com
Hempstead Agency Inc
119 Jackson St, Hempstead, NY 11550
(516) 219-9672
Stronghold Insurance Agency
250 Fulton Ave, Hempstead, NY 11550
(847) 499-4061
Arouty Public Adjuster
303 Main St Apt 439, Hempstead, NY 11550
(516) 524-3418 aroutypublicadjuster.com
01 Insurance
82 N Franklin St, Hempstead, NY 11550
(516) 565-1600 01insurance.com
Future Idea Insurance NY
316-318 Fulton Ave, Hempstead, NY 11550
(516) 846-3358

Flood insurance agents in Hempstead New York help property owners secure coverage through the National Flood Insurance Program and private markets. New York State law requires lenders to mandate flood insurance for properties in high risk flood zones. Agents in Hempstead can guide you through elevation certificates and flood zone maps specific to Nassau County.

What Does a Flood Insurance Agent in Hempstead Cost?

Flood insurance costs in New York vary based on flood zone, building elevation, and coverage amount. For an NFIP policy, typical annual premiums range from 700 to 3,000 dollars for a standard home, but high risk properties can cost more. Private market policies may offer different rates and higher limits. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent do in Hempstead New York?
A flood insurance agent helps you find and purchase a flood insurance policy for your home or business. They review flood zone maps and elevation certificates to determine your risk and coverage needs. Agents also explain New York specific requirements such as the 30 day waiting period before NFIP policies take effect.
Is flood insurance required in Hempstead New York?
Flood insurance is required by federal law for properties with mortgages from federally regulated lenders in Special Flood Hazard Areas. New York State also requires disclosure of flood risk during property sales. Even outside high risk zones, agents often recommend coverage because flooding can occur anywhere.
How do I choose a flood insurance agent in Hempstead?
Look for an agent licensed in New York with experience in NFIP and private flood policies. Check if they offer elevation certificate services and understand local flood maps for Hempstead. You can verify an agents license through the New York State Department of Financial Services website.