The top-rated flood insurance agent in Jericho, New York is Prime Coverage Corp., rated 5.0 stars across 15 reviews. Other highly rated options include Easy Insurance Agency LLC, American Insurance NY, U.S. Insurance Agency. This directory lists 16 flood insurance agents serving Jericho.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Prime Coverage Corp. | 400 Jericho Tpke Suite 321 | (516) 518-6109 |
| 2 | Easy Insurance Agency LLC | 1 Jericho Plaza | (516) 367-0659 |
| 3 | American Insurance NY | 1 Jericho Plaza | (516) 726-4681 |
| 4 | U.S. Insurance Agency | 25 Jericho Tpke | (516) 246-9400 |
| 5 | Jim Urban - State Farm Insurance Agent | 380 N Broadway 107 Suite L3 | (516) 822-8722 |
| 6 | Secure Future Insurance Co | 30 Jericho Executive Plaza | (516) 531-7920 |
| 7 | Inter Insurance Agency | 380 N Broadway Suite 400 | (516) 352-7500 |
| 8 | Nationwide Insurance: Kaufman Insurance Agency Inc. | 420 Jericho Tpke #207 | (516) 935-5522 |
| 9 | Badge Agency | 366 N Broadway | (516) 938-2014 |
| 10 | KGK Agency Inc | 575 Jericho Tpke Ste 202 | (516) 364-9700 |
Prime Coverage Corp. serves Nassau County and the surrounding metro area from its location in Jericho, New York, as a dedicated flood insurance agent. The company helps property owners navigate the complex requirements of securing coverage against water damage from storms and rising tides. Its professionals assist with policy selection, risk assessment, and claims support for both residential and commercial clients. Prime Coverage Corp. specifically handles National Flood Insurance Program policies and private market flood insurance options.
Easy Insurance Agency LLC assists homeowners, businesses, and property managers in Jericho, New York, with securing flood insurance coverage. The agency helps clients understand the unique flood risks common to the area due to its local weather patterns and proximity to waterways. Policies are tailored to protect properties from potential water damage during heavy storms. Their services guide customers through available policy options to meet necessary requirements for mortgage lenders or community regulations. The company also serves neighboring communities within the greater Nassau County region.
American Insurance NY provides flood insurance services for properties in Jericho, offering policy reviews and claims assistance tailored to local flood zone requirements. It advises clients on coverage options for residential and commercial structures to protect against water damage from storms and rising water. The agency also assists with plan updates to meet changing regulations. It services single-family homes, apartments, retail locations, and restaurants in the area.
U.S. Insurance Agency serves Jericho, New York, and surrounding communities in Nassau County, handling flood insurance policies for residential and commercial properties in flood-prone zones. The agency aims to identify each property’s specific risk based on its location and elevation, then presents coverage options that meet federal requirements and local conditions. To manage a typical policy for a client, it begins with a detailed review of the property’s flood zone designation and historic claim data.
Jim Urban’s agency in Jericho, NY distinguishes between one-time flood insurance quotes for property buyers and recurring policy reviews for existing homeowners. Coverage typically includes protection against rising water from storms or overflowing bodies of water, along with personal property and structural damage. The agent advises clients on federal flood maps and policy endorsements for basement contents. Service is provided on an as-needed basis, with appointments available for initial consultations and annual renewal adjustments.
Secure Future Insurance Co specializes in evaluating flood risks and securing appropriate coverage for homes and businesses in Jericho, NY. The agency works closely with clients to assess property vulnerabilities and navigate the complexities of flood insurance policies, helping ensure adequate protection against water damage. Local flood patterns and seasonal storms often threaten basements and ground-level structures, making its expertise particularly valuable during hurricane season and heavy rain events.
With heavy rain and spring thaws raising flood risks in Jericho, property owners seek reliable coverage. Inter Insurance Agency connects local residents and businesses to appropriate flood policies for their needs. Experienced with federal and private programs, the agency evaluates each property’s exposure to water damage. After reviewing a client’s location and structure, the agent recommends a suitable policy limit. A thorough walk-through of the property follows, noting elevation and nearby drainage, to confirm accurate coverage before any binding step.
Nationwide Insurance: Kaufman Insurance Agency Inc. in Jericho, NY, provides property and casualty coverage options for homes and businesses. As a flood insurance agency, it helps clients secure policies often required in flood-prone areas. Its agents assist homeowners in understanding federal program requirements and coverage limits, while also helping businesses protect against water damage. The agency serves local offices needing liability protection, warehouses seeking inventory and equipment coverage, and food service establishments requiring specialized policies for their unique operational risks.
Badge Agency serves residential property owners in Jericho with flood insurance policies tailored to individual home risks. Commercial coverage is also available for local businesses requiring protection against flood damage. The agency’s service area extends throughout Jericho and the surrounding communities. Following policy issuance, the agent helps clients understand coverage limits and the claims process. Clients can expect follow-up reminders before renewal periods and ongoing assistance between regular visits to adjust coverage as needs change.
KGK Agency Inc in Jericho, NY, is a flood insurance agent known for helping property owners navigate National Flood Insurance Program policies. Its service range covers risk assessment for residential and commercial properties in flood-prone areas of Long Island. The agency advises clients on coverage limits and exclusions related to rising water damage. As a local specialist, it understands community flood zone maps and elevation requirements. For additional protection, it can also arrange excess flood insurance to cover gaps in standard federal policies.
What Does a a Flood Insurance Agent in Jericho Cost?
Typical flood insurance costs in Jericho range from 700 to 2,500 dollars per year for NFIP policies, depending on your flood zone, building elevation, and coverage amount. Private insurers may offer lower rates or higher limits. Costs vary by case, and this is general information, not insurance advice.
About flood insurance agents in Jericho
Flood insurance agents in Jericho, New York help property owners secure coverage through the National Flood Insurance Program and private insurers. New York law requires flood insurance for properties in high-risk zones if they have a federally backed mortgage. Agents in Jericho can guide you through the 30-day waiting period for new policies and explain local flood map designations.
Frequently Asked Questions
What does a flood insurance agent in Jericho do?
A flood insurance agent helps you evaluate your flood risk, compare policies from NFIP and private carriers, and complete the application process. They also explain coverage limits, deductibles, and exclusions specific to your Jericho property.
Is flood insurance required in Jericho New York?
Flood insurance is required for properties in Special Flood Hazard Areas if you have a federally backed mortgage. Even outside high-risk zones, lenders may still require coverage. New York law also mandates disclosure of flood risk to buyers during property sales.
How long does it take to get flood insurance in Jericho?
Standard NFIP policies have a 30-day waiting period before coverage begins. Private flood insurance may have shorter waiting periods. You can avoid the wait if you buy a policy during a property purchase or loan closing.
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