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HomeFlood Insurance AgentsNew York › Long Beach

Find Flood Insurance Agents Near You in Long Beach, NY

Browse flood insurance agents serving Long Beach, New York. Updated 2026-07-14.

The top-rated flood insurance agent in Long Beach, New York is Mackoul Risk Solutions, rated 4.9 stars across 186 reviews. Other highly rated options include Meyerson-Roth Co / DCAP Insurance, Denis A. Miller Insurance Agency, Inc., Seaview Adjusting Group, Inc. This directory lists 10 flood insurance agents serving Long Beach.

Showing 10 flood insurance agents in Long Beach, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mackoul Risk Solutions216 W Park Ave(866) 622-5685
2Meyerson-Roth Co / DCAP Insurance30b W Park Ave(516) 432-5800
3Denis A. Miller Insurance Agency, Inc.28 E Park Ave(516) 432-9245
4Seaview Adjusting Group, Inc28 E Park Ave 2nd Floor(516) 360-3070
5Edwin J. O'Toole Insurance Agency727A W Park Ave(516) 764-7800
6Hometown Atlantic Inc120 W Park Ave # 209(516) 670-9305
7Insurance Agency832 W Beech St(914) 256-2294
8DCAP Insurance30b, 30 W Park Ave(516) 432-5800
9Jil Agency, Ltd1013 W Beech St(516) 432-4800
10Filos Agency Inc.814 W Beech St(516) 897-4546
MR
216 W Park Ave
Mackoul Risk Solutions
Flood Insurance Agent · Long Beach, NY

Mackoul Risk Solutions serves Nassau County and the surrounding metro area from its office in Long Beach, NY, as a dedicated flood insurance agent. It helps property owners understand their flood risk and navigate the complexities of securing adequate coverage, which is essential for homes and businesses in this coastal region. The company assists clients with obtaining policies through the National Flood Insurance Program and identifying options for excess flood coverage to address common coverage gaps in high-risk zones.

MR
30b W Park Ave
Meyerson-Roth Co / DCAP Insurance
Flood Insurance Agent · Long Beach, NY

Meyerson-Roth Co / DCAP Insurance provides flood insurance agent services in Long Beach, New York, offering policy guidance and coverage options for properties in flood-prone zones. It assists clients in understanding flood risk assessments and helps tailor insurance plans to meet specific needs. The agency also supports policyholders with plan adjustments and renewal processes throughout the term. Its services encompass a variety of property types, including single-family homes, apartments, retail establishments, and restaurants.

DM
28 E Park Ave
Denis A. Miller Insurance Agency, Inc.
Flood Insurance Agent · Long Beach, NY

In the Long Beach, New York area, Denis A. Miller Insurance Agency, Inc. serves homeowners, local businesses, and property managers who require flood insurance. Navigating flood zone requirements and securing adequate coverage for properties near the water is the core focus of this agent. Clients receive guidance on policy options suited to their specific coastal exposures and structures. The agency also extends its flood insurance services to property owners throughout the Nassau County communities surrounding Long Beach, including Island Park.

SA
28 E Park Ave 2nd Floor
Seaview Adjusting Group, Inc
Flood Insurance Agent · Long Beach, NY

Serving Long Beach and the surrounding South Shore communities of Nassau County, Seaview Adjusting Group, Inc handles all aspects of flood insurance coverage for both residential and commercial properties. The agency ensures clients understand the complexities of local flood zone requirements and policy options available under the National Flood Insurance Program. It typically addresses each client’s unique risk profile by conducting a thorough site assessment to recommend appropriate coverage levels.

EJ
727A W Park Ave
Edwin J. O'Toole Insurance Agency
Flood Insurance Agent · Long Beach, NY

Edwin J. O'Toole Insurance Agency in Long Beach, NY, distinguishes between one-time policies for single-season protection and recurring annual plans that automatically renew. Their flood coverage addresses both structural damage and contents replacement, essential for properties in hurricane-prone coastal zones. Service is available on an as-needed basis, allowing clients to request a policy review or file a claim report whenever the need arises.

HA
120 W Park Ave # 209
Hometown Atlantic Inc
Flood Insurance Agent · Long Beach, NY

Hometown Atlantic Inc specializes as a flood insurance agent in Long Beach, New York, offering policies that help safeguard residential and commercial properties against water damage from rising tides and storm surge. The agency generally assists clients in securing appropriate coverage plans through the National Flood Insurance Program. With the area vulnerable to coastal storms each hurricane season, it works to ensure property owners are adequately protected against potential flooding from heavy rainfall and tidal events.

IA
832 W Beech St
Insurance Agency
Flood Insurance Agent · Long Beach, NY

As seasonal storms threaten Long Beach’s shoreline, residents face heightened flood risks that require knowledgeable guidance. Insurance Agency serves this coastal community by helping property owners navigate flood insurance options tailored to local flood zone requirements. They assist clients in understanding policy details from the National Flood Insurance Program. Each consultation begins with reviewing the property’s elevation and flood history to determine appropriate coverage levels. The first step involves scheduling an on-site inspection to assess specific vulnerabilities and document the building’s structural features for accurate risk evaluation.

DI
30b, 30 W Park Ave
DCAP Insurance
Flood Insurance Agent · Long Beach, NY

As a flood insurance agent in Long Beach, New York, DCAP Insurance helps property owners decide between a one-time policy purchased for a single property transaction and a recurring annual policy that requires renewal for continuous coverage. For clients needing coverage, the agency explains federally required flood insurance limitations and endorsements available for additional protection beyond the standard structure-only scope. Service is available on both a one-time and an as-needed basis depending on client requests and policy renewal timelines.

JA
1013 W Beech St
Jil Agency, Ltd
Flood Insurance Agent · Long Beach, NY

Jil Agency, Ltd provides flood insurance guidance for property owners in Long Beach, NY. The agency specializes in evaluating flood risk for coastal and low-lying structures while helping clients navigate local flood maps and federal requirements. Policies can cover residential buildings and their contents against storm surge and rising water damage. Commercial sectors served include offices, warehouses, and food service establishments seeking coverage for their business operations.

FA
814 W Beech St
Filos Agency Inc.
Flood Insurance Agent · Long Beach, NY

Filos Agency Inc. provides residential flood insurance solutions for homeowners in Long Beach, New York. Commercial flood coverage is also available for local businesses. Their service area encompasses Long Beach and the surrounding coastal communities of Nassau County. They explain policy options and assist with the application process. Clients often return to review their current coverage and adjust it as community flood maps change between regular policy renewal visits.

What Does a a Flood Insurance Agent in Long Beach Cost?

Typical flood insurance costs in Long Beach range from $700 to $2,500 per year for NFIP policies, depending on flood zone, building elevation, and coverage amount. Private market policies may cost more or less based on risk assessment. This is general information and not insurance advice.

About flood insurance agents in Long Beach

Flood insurance agents in Long Beach, New York help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Long Beach is located in a high-risk flood zone, making flood insurance a key requirement for many mortgages. New York law mandates that lenders require flood insurance for properties in Special Flood Hazard Areas.

Frequently Asked Questions

Do I need flood insurance in Long Beach New York?

Yes if your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage. Even outside SFHAs, flood insurance is recommended due to storm surge risks.

What does a flood insurance agent do in Long Beach?

A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the required elevation certificate. They also assist with claims and policy renewals.

How do I find a flood insurance agent in Long Beach New York?

You can search the New York State Department of Financial Services website for licensed agents. Local real estate agents and mortgage brokers often provide referrals to trusted flood insurance agents.

Flood Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.