The top-rated flood insurance agent in Massapequa, New York is Michael Rogers: Allstate Insurance, rated 4.9 stars across 135 reviews. Other highly rated options include Diana Casey - State Farm Insurance Agent, The Zabbia Insurance Agency, Bill DaCosta - State Farm Insurance Agent. This directory lists 10 flood insurance agents serving Massapequa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michael Rogers: Allstate Insurance | 569 Broadway | (516) 541-3000 |
| 2 | Diana Casey - State Farm Insurance Agent | 1093 N Broadway | (516) 753-0060 |
| 3 | The Zabbia Insurance Agency | 744 N Broadway | (516) 799-3800 |
| 4 | Bill DaCosta - State Farm Insurance Agent | 587 Broadway | (516) 797-5000 |
| 5 | Completely Covered Insurance | 5649 Merrick Rd | (516) 795-2642 |
| 6 | Insure LI Agency Inc | 582 Hicksville Rd | (516) 308-4166 |
| 7 | Raymond J Stroveglia: Allstate Insurance | 5516 Merrick Rd | (516) 795-6600 |
| 8 | NY Sunrise Agency Inc. | 5462 Merrick Rd | (516) 797-2090 |
| 9 | Maximus Insurance | 684 Broadway | (800) 698-3966 |
| 10 | MBM Insurance Services, Inc. | 2 Fox Blvd | (516) 795-8248 |
Michael Rogers: Allstate Insurance, serving Massapequa and Nassau County, offers comprehensive flood insurance agent services. The agency helps property owners understand their risk exposure in designated flood zones. Clients can obtain personalized coverage evaluations to match local regulations. The company assists with policy acquisition for both residential and commercial properties. It also facilitates the documentation needed for mortgage compliance in flood-prone areas.
Diana Casey - State Farm Insurance Agent in Massapequa, NY, provides flood insurance policies that help protect residential and commercial property owners from water damage caused by rising water or storm surges. Standard service includes assessing a client’s flood risk, explaining coverage options, and adjusting plans after policy reviews. Annual policy reviews are offered to ensure coverage keeps pace with changing flood maps or building modifications. The agency services single-family homes, multi-unit apartment buildings, retail storefronts, and local restaurants.
The Zabbia Insurance Agency in Massapequa, New York, assists homeowners, businesses, and property managers in securing flood insurance policies. The agency helps clients understand their coverage options for protecting structures and contents against potential water damage. Serving the local area, it guides property owners through the complexities of flood insurance requirements. The agency also covers neighboring communities in Nassau County, including the South Shore villages of Wantagh and Seaford.
Bill DaCosta - State Farm Insurance Agent serves Massapequa, New York, and the surrounding Long Island communities. The agency handles flood insurance policies that protect residential and commercial properties from water damage. It works with federal programs and private insurers to offer coverage tailored to local flood zone risks. For a typical job, the agent assesses the property's location and risk level, then presents clear policy options that meet the client’s specific needs.
Completely Covered Insurance in Massapequa, NY, offers both one-time flood insurance policies for specific property transactions and recurring annual coverage to maintain continuous protection. Their policies are designed to safeguard residential and commercial structures from the financial impact of flood damage common in coastal areas. As an agent, the company guides clients through the National Flood Insurance Program and private market options to meet varying needs. Service is provided on both a one-time and scheduled basis for policy reviews and renewals.
Insure LI Agency Inc specializes in guiding Massapequa property owners through the complexities of flood insurance coverage. The agency reviews individual risk factors and policy options to help clients secure appropriate protection for their homes and businesses against water damage. It serves as a local resource for understanding federal program requirements and private market alternatives. In response to the Atlantic hurricane season and severe nor’easters that frequently threaten Long Island, this agency assists with adjusting policies before anticipated storms arrive.
As coastal storms and heavy rain frequently impact Massapequa, properties can face significant flood risk. Raymond J Stroveglia: Allstate Insurance provides flood insurance agent services to help local homeowners and businesses address this need. The company guides clients through policy options designed to cover water-related damage. By meeting with individuals at their property, the agent assesses specific exposure points and discusses appropriate coverage limits. This initial consultation involves evaluating the structure’s elevation and proximity to flood zones to determine a personalized protection plan, starting with a thorough on-site inspection.
NY Sunrise Agency Inc. connects property owners in Massapequa, NY with policies that respond to rising water. Its primary focus is securing flood insurance, a specialty add-on often required by lenders for coastal and low-lying properties. This supplemental coverage protects against damage from storm surge and heavy rainfall that standard homeowners insurance typically excludes. The agency can work with a variety of commercial sectors, including offices, warehouses, and food service establishments requiring protection for their placed equipment and stored inventory.
Maximus Insurance provides residential flood insurance services in Massapequa, New York, helping homeowners protect their properties from water damage. The agency also offers commercial coverage for local businesses needing flood protection against coastal and inland flooding risks. Serving clients throughout the Nassau County area, the company assists with policy selection and claims guidance. The team maintains contact with policyholders to discuss coverage adjustments and ensure flood protection needs are met between regular property visits.
MBM Insurance Services, Inc., based in Massapequa, NY, is known for guiding property owners through flood coverage options required by local lenders and federal regulations. The agency serves homeowners and businesses in coastal and flood-prone neighborhoods across Nassau County, helping them assess risk and select compliant policies. It specializes in back-up coverage for sewer and drain backup not included in standard flood plans.
What Does a a Flood Insurance Agent in Massapequa Cost?
Typical flood insurance costs in Massapequa range from 700 to 2,500 dollars annually for NFIP policies, depending on flood zone and property characteristics. Private market options may be higher or lower. Elevation certificates and building age also affect premiums. This is general information and not insurance advice.
About flood insurance agents in Massapequa
Flood insurance agents in Massapequa help homeowners and businesses secure coverage through the National Flood Insurance Program (NFIP) or private insurers. New York law requires lenders to mandate flood insurance for properties in high-risk zones. Agents can explain local flood maps and assist with policy options tailored to Massapequa coastal areas.
Frequently Asked Questions
Do I need flood insurance in Massapequa New York?
If your property is in a Special Flood Hazard Area (SFHA) as shown on FEMA maps, your mortgage lender will likely require flood insurance. Even outside high-risk zones, flooding is possible, so an agent can advise on optional coverage.
What does a flood insurance agent in Massapequa do?
An agent helps you compare NFIP and private policies, explains coverage limits and deductibles, and assists with filing claims. They also guide you on New York specific rules, such as the 30-day waiting period before NFIP coverage takes effect.
How much does flood insurance cost in Massapequa New York?
Costs vary based on flood zone, elevation, and building value. Typical NFIP premiums in Massapequa range from 700 to 2,500 dollars per year for a standard home. Private insurers may offer different rates. An agent can provide a personalized quote.
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