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HomeFlood Insurance AgentsNew York › Melville

Find Flood Insurance Agents Near You in Melville, NY

Browse flood insurance agents serving Melville, New York. Updated 2026-07-14.

The top-rated flood insurance agent in Melville, New York is First Heritage Insurance Agency, rated 4.9 stars across 1,453 reviews. Other highly rated options include PRK Insurance Agency Inc, Brian M. Gill - State Farm Insurance Agent, YZ Insurance Group. This directory lists 20 flood insurance agents serving Melville.

Showing 20 flood insurance agents in Melville, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1First Heritage Insurance Agency324 S Service Rd(631) 659-0189
2PRK Insurance Agency Inc425 Broadhollow Rd Suite 415(516) 799-9001
3Brian M. Gill - State Farm Insurance Agent713 Walt Whitman Rd(631) 549-9444
4YZ Insurance Group555 Broadhollow Rd # 303(516) 464-2100
5Coverland Brokerage Inc555 Broadhollow Rd #117(516) 696-3590
6MICHAEL M INSURANCE SERVICES445 Broadhollow Rd #25(631) 774-3786
7Safe Haven Insurance Agency555 Broadhollow Rd(631) 608-1137
8La Grange Inc.734 Walt Whitman Rd #208(631) 629-4360
9Goosehead Insurance - Mark Gustinvil25 Melville Park Rd Suite 203A, Office 215(631) 824-4668
10Phoenix Agency, Inc.135 Pinelawn Rd Suite 202N(516) 753-9500
FH
324 S Service Rd
First Heritage Insurance Agency
Flood Insurance Agent · Melville, NY

First Heritage Insurance Agency serves Melville and the surrounding Nassau County area as a dedicated flood insurance agent. It helps property owners assess their flood risk and navigate the complexities of securing appropriate coverage for homes and businesses. The agency provides guidance on federal and private flood insurance options tailored to local flood zone requirements. Its work supports clients in obtaining policies that protect against water damage from storms and rising tides. It handles new flood policy applications and coordinates policy renewals for existing clients.

PI
425 Broadhollow Rd Suite 415
PRK Insurance Agency Inc
Flood Insurance Agent · Melville, NY

PRK Insurance Agency Inc provides flood insurance services for properties in Melville, NY, helping clients secure coverage against water damage from storms and rising tides. The company assists with policy selection and offers ongoing support for claim filing and policy adjustments throughout the year. Its service plans include annual policy reviews and guidance on flood mitigation measures to protect investments. The agency services single-family homes, apartments, retail spaces, and restaurants in the local area.

BM
713 Walt Whitman Rd
Brian M. Gill - State Farm Insurance Agent
Flood Insurance Agent · Melville, NY

Brian M. Gill - State Farm Insurance Agent in Melville, NY helps homeowners, businesses, and property managers secure flood insurance policies that protect against water damage from heavy storms and rising tides. Clients receive personalized guidance on policy options and coverage limits tailored to regional flood risks. The agency assists with claims support and policy adjustments as local conditions change. Alongside Melville, this agency provides flood insurance services for communities throughout nearby Huntington and other parts of Suffolk County.

YI
555 Broadhollow Rd # 303
YZ Insurance Group
Flood Insurance Agent · Melville, NY

Serving Melville, NY, and the surrounding Long Island communities, YZ Insurance Group acts as a flood insurance agent. It handles both National Flood Insurance Program policies and private market options for residential and commercial properties exposed to flood risk. The company reviews each property's flood zone designation and elevation certificate to determine the most suitable coverage. For a typical job, it explains policy details clearly and assists with the application process from initial quote through binding.

CB
555 Broadhollow Rd #117
Coverland Brokerage Inc
Flood Insurance Agent · Melville, NY

Coverland Brokerage Inc in Melville, NY assists property owners with both one-time flood certificates for real estate transactions and recurring policies for ongoing protection from rising waters. Coverage under the National Flood Insurance Program can safeguard structures and their contents against storm surge and heavy rainfall damage common to the region. Annual premiums depend on community flood maps and building elevation. This insurance agent maintains service on both a scheduled renewal cycle and an as-needed basis for policy questions or claims assistance.

MM
445 Broadhollow Rd #25
MICHAEL M INSURANCE SERVICES
Flood Insurance Agent · Melville, NY

MICHAEL M INSURANCE SERVICES specializes in flood insurance policies for residential and commercial properties in Melville, NY. It works with homeowners, renters, and business owners to secure National Flood Insurance Program coverage. The company also advises clients on policy limits and flood risk assessments tailored to local flood zones. Its services remain essential as seasonal storms or rapid snowmelt increase flooding concerns each year in Long Island communities.

SH
555 Broadhollow Rd
Safe Haven Insurance Agency
Flood Insurance Agent · Melville, NY

Spring rains and nor’easters cause recurring flood concerns for Melville homeowners. Safe Haven Insurance Agency responds by explaining policy distinctions between standard homeowners coverage and separate federal flood plans. The company reviews each property’s flood zone designation and helps clients calculate appropriate coverage limits according to FEMA maps and elevation certificates. Pacific coastal claims and Long Island Sound storm surges frequently alter local risk assessments. A dedicated agent inspects the basement, foundation, and utility heights during the initial consultation walkthrough.

LG
734 Walt Whitman Rd #208
La Grange Inc.
Flood Insurance Agent · Melville, NY

As a flood insurance agent in Melville, NY, La Grange Inc. helps property owners across the region navigate coverage options for flood risks. The company specializes in tailoring flood policies to complement existing property insurance plans. It serves both residential and commercial clients, including offices, warehouses, and food service establishments, ensuring they meet regulatory and lender requirements for flood protection in vulnerable coastal areas.

GI
25 Melville Park Rd Suite 203A, Office 215
Goosehead Insurance - Mark Gustinvil
Flood Insurance Agent · Melville, NY

Goosehead Insurance - Mark Gustinvil is known for guiding homeowners and businesses through flood insurance options in the Melville, NY area and across the region. The agency helps clients navigate the complexities of flood coverage, a critical need given local weather patterns and flood zone risks. Services include explaining policy terms and assessing coverage levels needed for property protection. The agency offers the supplementary service of bundling flood coverage with existing homeowner policies to help streamline annual renewals.

PA
135 Pinelawn Rd Suite 202N
Phoenix Agency, Inc.
Flood Insurance Agent · Melville, NY
AD
708 Walt Whitman Rd
Andrew DeLuise: Allstate Insurance
Flood Insurance Agent · Melville, NY
(516) 644-2500
agents.allstate.com/andrew-deluise-melville-ny.html
SR
25 Melville Park Rd Suite 80
Sharifi Risk Management
Flood Insurance Agent · Melville, NY
(516) 336-7806
insuredbysharifi.com
GI
445 Broadhollow Rd #25
Goosehead Insurance - Marc Schneider
Flood Insurance Agent · Melville, NY
(917) 831-4987
goosehead.com/agents/ny/melville/marc-schneider
BP
320 S Service Rd
Bradley & Parker, Inc
Flood Insurance Agent · Melville, NY
(631) 981-7600
bradley-parker.com
OR
734 Walt Whitman Rd
Ovation Risk Planners Inc - Insurance Brokers
Flood Insurance Agent · Melville, NY
(631) 963-7383
orpins.com
SI
1121 Walt Whitman Rd
Senior Insurance Solutions NY
Flood Insurance Agent · Melville, NY
(631) 318-0818
WI
324 S Service Rd
World Insurance Agency NY
Flood Insurance Agent · Melville, NY
(516) 758-0076
IL
445 Broadhollow Rd
Insurance Leads To Sales
Flood Insurance Agent · Melville, NY
(800) 264-4587
SI
555 Broadhollow Rd # 270
Stack Insurance
Flood Insurance Agent · Melville, NY
(631) 249-0221
stackinsurance.com
GI
100 Baylis Rd Ste 300
Gallagher Insurance, Risk Management & Consulting
Flood Insurance Agent · Melville, NY
(631) 465-4000
assuredpartners.com/Melville

What Does a a Flood Insurance Agent in Melville Cost?

Flood insurance premiums in New York vary based on flood zone, building elevation, and coverage amount. For an NFIP policy in Melville, annual premiums typically range from $700 to $2,500 for low-risk zones, and can exceed $4,000 in high-risk areas. Private market policies may offer different pricing. All costs depend on your specific property and risk factors. This is general information, not insurance advice.

About flood insurance agents in Melville

Flood insurance agents in Melville, New York assist property owners with obtaining coverage through the National Flood Insurance Program (NFIP) or private insurers. Melville is located in Suffolk County, where many properties fall within Special Flood Hazard Areas (SFHAs) as mapped by FEMA. New York state law requires flood insurance for properties with federally backed mortgages in high-risk flood zones.

Frequently Asked Questions

Do I need flood insurance in Melville New York?

If your property is in a FEMA-designated Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, you are required to have flood insurance. Even outside high-risk zones, agents can help you purchase a policy to protect against unexpected flooding.

What does a flood insurance agent in Melville do?

A flood insurance agent helps you assess your flood risk, explains NFIP and private policy options, and assists with completing the application and elevation certificate requirements. They also guide you through New York specific rules, such as the 30-day waiting period for NFIP policies.

How much flood coverage can I get in New York?

Under the NFIP, residential buildings can be insured for up to $250,000 and contents for up to $100,000. Private insurers may offer higher limits. An agent in Melville can help you compare coverage options based on your property value and flood zone.

Flood Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.