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Compare Flood Insurance Agents in North Tonawanda, NY
Looking for a flood insurance agent in North Tonawanda? Review the directory below to compare your options.
14 agents listed
Updated May 2026
North Tonawanda, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 14 flood insurance agents in North Tonawanda, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Scott Huber - State Farm Insurance Agent
84 Sweeney St, North Tonawanda, NY 14120
(716) 693-3800
huberagency.com
Christopher Peters Agency LLC
3306 Spring Ct, North Tonawanda, NY 14120
(716) 628-4389
cpetersagency.com
The Decker Agency Inc.
1551 Erie Ave, North Tonawanda, NY 14120
(716) 883-1455
deckeragency.com
Farmers Insurance - Larry Acker
664 Niagara Falls Blvd, North Tonawanda, NY 14120
(716) 260-1076
agents.farmers.com
E J Grabau Agency Inc
3200 Niagara Falls Blvd, North Tonawanda, NY 14120
(716) 692-1604
grabauins.com
Booth Agency LLC
851 Payne Ave, North Tonawanda, NY 14120
(716) 260-1638
dennisboothagency.com
Best Choice Insure
1089 Kinkead Ave, North Tonawanda, NY 14120
(347) 201-4177
William Moses: Allstate Insurance
7225 Campbell Blvd Suite 3, North Tonawanda, NY 14120
(716) 799-6782
agents.allstate.com
Stange Agency Inc
84 Sweeney St Suite C-14, North Tonawanda, NY 14120
(716) 692-0018
stangeagency.com
Fortress Insurance NY
319 Wheatfield St, North Tonawanda, NY 14120
(716) 202-2557
Manfredi Insurance Agency
84 Sweeney St, North Tonawanda, NY 14120
(716) 693-2850
nwcins.com
Bradt & Williams Insurance Agency
908 Niagara Falls Blvd Ste 104, North Tonawanda, NY 14120
(716) 264-4256
bradtandwilliamsinsurance.com
Sentz-Carlson Insurance Agency
84 Sweeney St # 4, North Tonawanda, NY 14120
(716) 695-2400
sentzcarlsoninsurance.com
N.T. Insurance agency
851 Payne Ave, North Tonawanda, NY 14120
(716) 260-1638
ntinsuranceagency.com
Flood insurance agents in North Tonawanda help property owners secure coverage through the National Flood Insurance Program and private carriers. Located near the Niagara River and Erie Canal, the area faces specific flood risks that require tailored policies. New York law mandates that lenders require flood insurance for properties in high-risk zones, and agents can guide you through these requirements.
What Does a Flood Insurance Agent in North Tonawanda Cost?
The cost of flood insurance in North Tonawanda varies based on flood zone, elevation, and property value. Typical annual premiums range from 700 to 2,500 dollars for standard NFIP policies in moderate-risk zones. High-risk areas may see costs above 3,000 dollars. Private market policies may offer different pricing. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Why do I need a flood insurance agent in North Tonawanda?
A flood insurance agent helps you understand your property's flood zone designation and find the right coverage. North Tonawanda has areas mapped as Special Flood Hazard Areas by FEMA. An agent can explain the difference between building and contents coverage.
Is flood insurance required by law in New York?
Flood insurance is not required by New York state law for all properties. However, if you have a federally backed mortgage and your property is in a high-risk flood zone, your lender must require flood insurance. Some local regulations may also apply.
What does a flood insurance policy in New York typically cover?
Standard flood insurance covers direct physical damage from flooding, including water damage to the building structure and personal belongings. It does not cover mold damage or temporary housing. Policies have a 30-day waiting period before coverage starts.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.