The top-rated flood insurance agent in Rockville Centre, New York is Oscar Espinal - State Farm Insurance Agent, rated 5.0 stars across 671 reviews. Other highly rated options include Farmers Insurance - Nestor Morales, Silvershore Group, LLC., Alexander Anderson: Allstate Insurance. This directory lists 13 flood insurance agents serving Rockville Centre.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Oscar Espinal - State Farm Insurance Agent | 566 Merrick Rd | (516) 208-4451 |
| 2 | Farmers Insurance - Nestor Morales | 268 Merrick Rd | (516) 881-9099 |
| 3 | Silvershore Group, LLC. | 450 Sunrise Hwy | (516) 259-2500 |
| 4 | Alexander Anderson: Allstate Insurance | 530 Merrick Rd | (516) 544-2022 |
| 5 | RVC Insurance Agency | 450 Sunrise Hwy Unit 2A | (516) 608-9192 |
| 6 | Goosehead Insurance - Kimberly Kelly | 43 Clinton Ave Suite 1B | (516) 526-5719 |
| 7 | Diane McGrath - State Farm Insurance Agent | 75 N Park Ave | (516) 678-8282 |
| 8 | J.A. Faccibene & Associates, Inc. | 100 Merrick Rd | (516) 766-3513 |
| 9 | Everyday Insurance NY | 119 N Park Ave | (914) 458-7475 |
| 10 | Protected Future Insurance | 199 Brower Ave | (516) 331-2726 |
Oscar Espinal - State Farm Insurance Agent serves the Rockville Centre, New York area as a flood insurance agent. This agency helps property owners understand and select National Flood Insurance Program policies for their homes and businesses. The agent works with clients to assess risks and manage coverage needs throughout Nassau County. In this region, it handles applications for flood protection and assists with policy renewals.
Farmers Insurance - Nestor Morales in Rockville Centre, NY, offers a range of flood insurance services, including coverage assessments and policy consultations. It provides maintenance guidance to help clients understand floodplain maps and update their plans as risks evolve. Properties served include single-family homes and apartment buildings. The agency also assists with coverage for retail storefronts and local restaurants.
Silvershore Group, LLC. serves homeowners, businesses, and property managers in Rockville Centre, New York, by providing flood insurance policies to protect against water damage from storms and rising tides. The agency assists clients in selecting appropriate coverage limits and navigates the National Flood Insurance Program requirements for properties in designated flood zones. Silvershore also offers its flood insurance services to nearby communities throughout Nassau County.
Alexander Anderson: Allstate Insurance serves flood insurance clients in Rockville Centre, New York, and the surrounding communities of Nassau County. It handles residential and commercial policies designed to protect property from water damage. The agency generally begins a typical job by assessing a property’s specific risk factors, including flood zone designation and elevation, then customizing coverage limits and deductibles to match the homeowner’s needs and local requirements.
Located in Rockville Centre, NY, RVC Insurance Agency helps clients distinguish between a standard one-time flood policy and recurring options that provide continuous coverage. As a flood insurance agent, the company assists homeowners in navigating the National Flood Insurance Program to protect against water damage from storms or rising tides. They explain available coverage for structures and contents. Service appointments for policy reviews and claims assistance generally operate on an as-needed basis.
When storms threaten Long Island, homeowners in Nassau County face rising water risks that can lead to substantial property loss. Goosehead Insurance, operated by Kimberly Kelly in Rockville Centre, New York, helps area residents navigate flood coverage options to protect their homes and belongings. This agency evaluates individual property flood zones and local rainfall patterns to recommend appropriate policies from various insurers. Clients receive clear explanations of coverage limits and deductibles before any commitment is made. An initial consultation includes a property inspection to assess specific vulnerabilities and document existing conditions.
Diane McGrath - State Farm Insurance Agent in Rockville Centre, NY, specializes in flood insurance policies that protect homes and businesses from water damage. The agency also provides general insurance services, including auto, home, and life coverage, to meet a range of local client needs. Flood risks in this area can increase during heavy spring rains or coastal storms, and the agent helps customers prepare for these threats by reviewing their current coverage before weather events arrive.
J.A. Faccibene & Associates, Inc. provides flood insurance assistance to property owners in Rockville Centre, NY. The agency specializes in securing National Flood Insurance Program policies for residential and commercial clients. It addresses the unique flood risk factors present in local coastal and low-lying areas. The company can serve a variety of commercial sectors, including offices, warehouses, and food service establishments that require specific coverage for equipment, inventory, and business interruption.
Everyday Insurance NY provides residential flood insurance for homes in Rockville Centre, NY, helping property owners secure coverage for potential water damage. The agency also offers commercial flood insurance to protect local businesses in the area, serving clients throughout the surrounding region. Clients can return for policy reviews and adjustments during regular visits to ensure their coverage remains appropriate as conditions change.
Protected Future Insurance in Rockville Centre, NY is known for helping homeowners navigate flood insurance requirements in the local area. Its service range includes assessing property risk and explaining National Flood Insurance Program options. Factoring in a property’s elevation and flood zone designation, the agency can find coverage that protects against water damage from storms. This agency specializes in obtaining excess flood insurance for clients whose standard policy limits are insufficient for their property’s full value.
What Does a a Flood Insurance Agent in Rockville Centre Cost?
Typical costs for flood insurance in Rockville Centre range from 500 to 3,000 dollars per year for NFIP policies. Private insurers may charge more or less based on property elevation and flood risk. New York law does not set premium rates, but agents can provide quotes. This is general information, not insurance advice.
About flood insurance agents in Rockville Centre
Flood insurance agents in Rockville Centre, New York help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. New York law requires flood insurance for properties in high-risk zones if they have a federally backed mortgage. Agents can guide you on elevation certificates and flood zone maps specific to Nassau County.
Frequently Asked Questions
Do I need flood insurance in Rockville Centre New York?
Yes if your property is in a high-risk flood zone and you have a federally backed mortgage. New York law also mandates disclosure of flood risk by sellers. An agent can check your zone using FEMA maps.
What does a flood insurance agent do in Rockville Centre?
An agent helps you compare NFIP and private flood policies, explains coverage limits, and assists with filing claims. They also advise on New York specific requirements like the 30 day waiting period for NFIP policies.
How much does flood insurance cost in Rockville Centre New York?
Costs vary by flood zone, property value, and elevation. In Rockville Centre, annual premiums for NFIP policies typically range from 500 to 3,000 dollars. Private policies may be higher or lower depending on risk.
Flood Insurance Agents in Other New York Cities
Albany · Bay Shore · Binghamton · Bronx · Brooklyn · Buffalo · Cheektowaga · Cicero · Clifton Park · Commack · Deer Park · East Meadow · East Northport · Fairport · Franklin Square