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Browse flood insurance agents serving Rome, New York. Contact information and addresses listed below.
15 agents listed
Updated May 2026
Rome, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 15 flood insurance agents in Rome, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Stephanie Utter - State Farm Insurance Agent
8060 Turin Rd, Rome, NY 13440
(315) 339-3300
my315agentsteph.com
Freeway Insurance
211 E Dominick St, Rome, NY 13440
(315) 444-3298
locations.freeway.com
Michael Collea - State Farm Insurance Agent
146 Erie Blvd E, Rome, NY 13440
(315) 371-4225
insurecentralny.com
Steve Jarvis - State Farm Insurance Agent
834 Black River Blvd, Rome, NY 13440
(315) 336-5595
stevenejarvis.com
Moore Insurance Group
1002 Black River Blvd, Rome, NY 13440
(315) 371-4288
mooreinsuranceinc.com
Joseph Zullo: Allstate Insurance
241 E Dominick St, Rome, NY 13440
(315) 339-1134
agents.allstate.com
Alan I. Spindler: Allstate Insurance
813 Black River Blvd N, Rome, NY 13440
(315) 336-4040
agents.allstate.com
Better Fund Insurance
255 Hill Rd, Rome, NY 13441
(516) 893-4317
Michael Garcia: Allstate Insurance
706 Erie Blvd W, Rome, NY 13440
(315) 337-6666
agents.allstate.com
Dimaggio Insurance Agency
200 E Garden St, Rome, NY 13440
(315) 336-8875
Barry Scott
211 E Dominick St, Rome, NY 13440
(315) 339-5897
Aflac NY
509 N Madison St, Rome, NY 13440
(315) 617-2319
aflac.com
Fear Kevin M Associates
401 N James St, Rome, NY 13440
(315) 336-5555
Evergreen Family Insurance
Davidson Family Insurance Office, 5871 Rome-Taberg Rd, Rome, NY 13440
(315) 281-2214
NII Brokerage LLC
211 E Dominick St, Rome, NY 13440
(315) 339-5897
Flood insurance agents in Rome, New York help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Rome sits near the Mohawk River and several creeks, making flood risk a concern for many homes and businesses. New York state law requires lenders to mandate flood insurance for properties in Special Flood Hazard Areas (SFHAs) designated by FEMA.
What Does a Flood Insurance Agent in Rome Cost?
The average annual NFIP premium in New York ranges from about $700 for low-risk properties to over $2,500 for high-risk homes in Rome. Private flood insurance may cost more or less depending on the property and coverage level. Costs vary by situation based on elevation, flood zone, and building characteristics. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance if I live outside a flood zone in Rome?
Even if you are outside a high-risk zone, your standard homeowners policy does not cover flood damage. An agent can help you assess your risk and obtain a low-cost Preferred Risk Policy through the NFIP.
What is the waiting period for flood insurance in New York?
NFIP policies typically have a 30-day waiting period before coverage begins. Exceptions exist for new loans or map amendments. An agent can explain these rules and help you plan ahead.
How does New York regulate flood insurance agents?
Flood insurance agents in New York must hold a valid property and casualty insurance license issued by the New York State Department of Financial Services. They must follow state disclosure rules and NFIP guidelines.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.