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Flood Insurance Agents in Schenectady, NY

Compare flood insurance agents in Schenectady. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Schenectady, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 20 flood insurance agents in Schenectady, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hopmeier Evans Gage Agency
2330 Broadway, Schenectady, NY 12306
(518) 377-7414 yourownagent.com
AAA Schenectady
220 Harborside Dr Suite 200A, Schenectady, NY 12305
(518) 374-4696 northway.aaa.com
Nikki Stone - State Farm Insurance Agent
1334 Union St, Schenectady, NY 12308
(518) 930-7316 bettercallnikki.com
Freeway Insurance
225 State St Ste 114, Schenectady, NY 12305
(518) 520-0449 locations.freeway.com
Victor Gaudin - State Farm Insurance Agent
Victor Gaudin State Farm, 3610 State St Suite 4, Schenectady, NY 12304
(518) 346-0200 victorgaudin.com
Empire Insurance Services, LLC
610 Union St, Schenectady, NY 12305
(518) 378-3333 ridewithempire.com
VOOMA Insurance (formerly Shutts Agency)
1740 Union St, Schenectady, NY 12309
(518) 372-5615 voomainsurance.com
Rickard Agency Inc
2088a Curry Rd, Schenectady, NY 12303
(518) 356-1900 rickardinsurance.com
Sykes Mallia Associates Inc
160 Lafayette St, Schenectady, NY 12305
(518) 393-3618 sykes-mallia.com
Tim Ochs - State Farm Insurance Agent
1811 Curry Rd, Schenectady, NY 12306
(518) 357-4911 ochsinsurance.com
2001 Central Insurance Agency
2129 Central Ave, Schenectady, NY 12304
(518) 395-2001 2001cia.com
State Farm Insurance
2727 Hamburg St Ste 4, Schenectady, NY 12303
(518) 930-7316 statefarm.com
John R. Zongrone Agency, Inc.
1566 State St, Schenectady, NY 12304
(518) 374-3376 zongrone.com
Nationwide Insurance: William J. Freyer
1650 State St, Schenectady, NY 12304
(518) 346-6111 agency.nationwide.com
Angers & Litz Associates Inc
15 Angers Ave, Schenectady, NY 12303
(518) 355-8030 angersandlitz.com
Kinowski Insurance Agency
1660 Tower St, Schenectady, NY 12303
(518) 356-4499 kinowskiinsurance.com
Stacy Ochs - State Farm Insurance Agent
1811 Curry Rd, Schenectady, NY 12306
(518) 356-0433 stacyoinsurance.com
Prime Group Insurance Agency, Inc.
rear entrance, 1579 Union St 1st floor, Schenectady, NY 12309
(518) 377-0200 primegroupinsurance.com
North Country Insurance
2217 Central Ave, Schenectady, NY 12304
(315) 226-7297
Schenectady Insuring Agency
155 Erie Blvd, Schenectady, NY 12305
(518) 594-8084

Flood insurance agents in Schenectady help property owners secure coverage through the National Flood Insurance Program and private markets. New York law requires flood insurance disclosure for properties in high-risk areas. Agents can guide you through flood zone maps and policy options specific to the Mohawk River region.

What Does a Flood Insurance Agent in Schenectady Cost?

Typical flood insurance costs in New York range from 700 to 2,000 dollars per year for standard NFIP policies. Rates vary based on flood zone, building elevation, and coverage amount. Private market policies may cost more or less. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent in Schenectady do?
A flood insurance agent helps you find a policy that meets your needs and complies with New York regulations. They review flood zone maps and explain coverage limits. They also assist with filing claims if needed.
Is flood insurance required in Schenectady New York?
Flood insurance is required by lenders for properties in high-risk flood zones. New York state does not mandate it for all properties but agents can help you decide based on your location near the Mohawk River.
How do I choose a flood insurance agent in Schenectady?
Look for an agent licensed in New York with experience in NFIP policies. Ask about their knowledge of local flood zones and recent changes to flood insurance rules. Compare quotes from multiple agents to find suitable coverage.