The top-rated flood insurance agent in White Plains, New York is Edgar Almanzar - State Farm Insurance Agent, rated 4.9 stars across 419 reviews. Other highly rated options include Public Adjuster NY - Atlas Adjustments, Mike O'Boyle - State Farm Insurance Agent, F Falzone Insurance Services, LLC. This directory lists 19 flood insurance agents serving White Plains.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Edgar Almanzar - State Farm Insurance Agent | 477 Central Ave | (914) 358-9712 |
| 2 | Public Adjuster NY - Atlas Adjustments | 10 Mitchell Pl # 101 | (914) 800-3800 |
| 3 | Mike O'Boyle - State Farm Insurance Agent | 235 Mamaroneck Ave Floor 1 | (914) 948-3500 |
| 4 | F Falzone Insurance Services, LLC | 300 Mamaroneck Ave | (646) 305-2047 |
| 5 | Soliman Insurance Agency | 470 Mamaroneck Ave # 205 | (914) 643-1218 |
| 6 | Wm. E. Morrell Insurance | 128 Court St | (800) 942-0904 |
| 7 | Brightway Insurance, The Ramirez Agency | 280 Mamaroneck Ave Ste 307A | (914) 919-9332 |
| 8 | Goosehead Insurance - John T. Sules | 44 Mamaroneck Ave Suite C | (914) 216-7630 |
| 9 | Campos Insurance | 12 E Post Rd | (914) 949-5369 |
| 10 | PURE Insurance | 1 N Lexington Ave Suite 1900 | (888) 813-7873 |
Edgar Almanzar - State Farm Insurance Agent serves the White Plains, New York metro area as a flood insurance agent. The company works with homeowners and businesses to secure policies that protect against water damage from storms and rising waters. It helps clients understand the specific flood risks for their property in this Hudson Valley region. The agency also assists with filing claims when flood events occur, guiding policyholders through the recovery process and coordinating with State Farm on coverage questions and payouts.
Public adjuster services in White Plains, NY, assist homeowners, businesses, and property managers with flood insurance claims. Atlas Adjustments helps clients document damage and negotiate settlements with insurers. The firm navigates complex flood policies to ensure accurate claim filings and fair assessments. Property owners rely on such adjusters to address losses from water damage and coordinate necessary paperwork for timely processing. This company also covers communities throughout Westchester County, extending its support to nearby areas like Scarsdale and New Rochelle for comprehensive flood claim assistance.
Mike O'Boyle - State Farm Insurance Agent in White Plains, NY, provides a range of flood insurance policies designed to protect properties from water damage. The agency helps clients evaluate their coverage needs and assists with filing claims after flooding events. It offers annual policy reviews to ensure coverage remains appropriate as conditions change. Ongoing consultation is available to help property owners understand flood zones and premium adjustments. The agent services single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Serving White Plains and surrounding communities throughout Westchester County, F Falzone Insurance Services, LLC provides flood insurance policies for residential and commercial properties. The company handles the enrollment process for coverage under the National Flood Insurance Program and advises property owners on available coverage options. To manage a typical job, it reviews the property’s flood zone designation and risk factors before presenting a suitable policy and explaining the claims procedures.
Soliman Insurance Agency in White Plains, NY distinguishes between one-time policy options for immediate flood coverage needs and recurring service plans that renew annually or seasonally. Their assistance covers residential and commercial properties against flood damage, helping clients secure necessary protection under National Flood Insurance Program guidelines. Agency representatives evaluate individual risk factors such as proximity to waterways and historic flood patterns. Service runs on a one-time, as-needed basis for urgent sign-ups, and on a scheduled recurring schedule for ongoing policy management and renewals.
Offering dedicated flood insurance services, Wm. E. Morrell Insurance also provides general insurance guidance to protect property assets. In White Plains, NY, the agent helps residents and businesses analyze their flood risk and understand policy options through the NFIP and private markets. Evaluating structural vulnerability and contents coverage are key parts of the process. This assistance proves especially vital during spring snowmelt or when severe summer thunderstorms create flash flooding threats to basements.
Brightway Insurance, The Ramirez Agency guides property owners through the complex process of securing financial protection against water damage. Serving White Plains, New York, it specializes in flood insurance policies that address the unique risks of the region. The agency helps clients obtain coverage that meets lender requirements and protects personal assets. Its services are available to commercial enterprises, including offices, warehouses, and food service operations, ensuring these businesses remain resilient after a flood event.
Goosehead Insurance - John T. Sules of White Plains, NY provides residential flood insurance services, helping homeowners protect their properties against water damage. Commercial flood coverage is also available for local businesses. The agency serves White Plains and surrounding communities in the Hudson Valley region. Clients are offered guidance on policy options to match their specific flood risk. Follow-up support between regular visits assists policyholders with any needed adjustments or claims information.
Campos Insurance, based in White Plains, NY, is the company to contact for flood insurance agent services in the local area. The agency assists homeowners, renters, and business owners in securing coverage against flood damage, which is a common risk in parts of New York. Clients benefit from guidance on policy options that meet federal requirements and local property needs. For added protection, the firm can also help clients arrange separate coverage for basement contents and valuable personal property.
In flood-prone White Plains, heavy spring rains and snowmelt often elevate local water levels, creating urgent coverage needs. PURE Insurance provides specialized flood insurance guidance to homeowners and businesses throughout the area. The agency evaluates properties to address flood zone classifications, policy limits, and potential basement or foundation vulnerabilities. Following a detailed consultation, a PURE agent schedules an on-site exterior and interior inspection to assess drainage, elevation, and existing floodproofing measures before finalizing any coverage recommendations.
What Does a a Flood Insurance Agent in White Plains Cost?
Typical flood insurance costs in White Plains range from 500 to 4,000 dollars per year for NFIP policies, depending on flood zone and building characteristics. Elevation certificates can affect premiums significantly. Private market policies may have different pricing structures. This is general information and not insurance advice.
About flood insurance agents in White Plains
Flood insurance agents in White Plains New York help property owners secure coverage through the National Flood Insurance Program and private carriers. New York state law requires lenders to mandate flood insurance for properties in high-risk zones. Local agents understand the specific flood risks in Westchester County and can guide you through the application process.
Frequently Asked Questions
Do I need flood insurance in White Plains New York?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, many homeowners choose coverage because 20 percent of flood claims come from low-risk areas.
What does a flood insurance agent in White Plains do?
An agent helps you compare NFIP policies and private flood insurance options. They assess your property risk, explain coverage limits, and assist with filing claims. Agents also inform you about New York state requirements for flood disclosure during property sales.
How much does flood insurance cost in White Plains New York?
Costs vary based on flood zone, building value, and elevation. For an NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a standard single-family home. Private policies may offer different rates. An agent can provide a specific quote for your property.
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