The top-rated flood insurance agent in Jacksonville, North Carolina is Tina Glover - State Farm Insurance Agent, rated 4.9 stars across 297 reviews. Other highly rated options include Compass Insurance Agency, SIA Group, Kolstad Insurance Services, LLC. This directory lists 20 flood insurance agents serving Jacksonville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tina Glover - State Farm Insurance Agent | 510 Court St #100 | (910) 577-0234 |
| 2 | Compass Insurance Agency | 116 Center St | (910) 353-2160 |
| 3 | SIA Group | 827 Gum Branch Rd | (800) 682-7741 |
| 4 | Kolstad Insurance Services, LLC | 200 Valencia Dr #124 | (910) 378-1378 |
| 5 | Melissa Tafoya - State Farm Insurance Agent | 112 Bamboo Ln | (910) 378-8000 |
| 6 | Foy's Insurance Agency | 218 Wilmington Hwy | (910) 455-4115 |
| 7 | Michelle Bennett: Allstate Insurance | 445 Western Blvd M | (910) 347-1248 |
| 8 | Sheally Insurance Group, formerly Lawson-Wagner Agency - Nationwide Insurance | 207 Western Blvd Suite A | (910) 455-0785 |
| 9 | Great America Insurance LLC | 238 New Bridge St | (910) 333-8281 |
| 10 | Advantage Insurance Agency | 1201 C Hargett St | (910) 347-3100 |
Tina Glover - State Farm Insurance Agent serves the Jacksonville, North Carolina, area, specializing in flood insurance coverage. The agency helps local homeowners, renters, and business owners understand their flood risk, particularly given the coastal and low-lying geography of the region. Policies offered protect against water damage from rising waters and storm surges, which are common concerns in Onslow County. The agent handles both standard flood insurance policies under the National Flood Insurance Program as well as excess flood coverage for higher-value properties.
Compass Insurance Agency provides flood insurance policies for properties in Jacksonville, North Carolina, along with risk assessment consultations to help clients understand their coverage needs. The agency offers ongoing policy maintenance and annual review services to ensure limits remain adequate as flood maps and property values change. It also assists with filing claims and navigating the adjustment process after a flood event. The company services single-family homes, apartments, retail storefronts, and restaurants.
Serving homeowners, businesses, and property managers in Jacksonville, North Carolina, SIA Group provides flood insurance agent services, helping clients secure policies to protect against water damage from storms and rising waters. They guide customers through the National Flood Insurance Program and private market options, ensuring proper coverage for residential and commercial properties. Their service area also extends to the neighboring community of Swansboro along the coast.
Serving clients in Jacksonville and the surrounding Onslow County communities, Kolstad Insurance Services, LLC handles flood insurance policies for residential and commercial properties. Understanding the region’s exposure to coastal storms and heavy rainfall, the agency works to find a policy that fits each property’s specific risk profile and budget. For a typical job, it begins by evaluating the property’s flood zone classification and available coverage options before presenting tailored recommendations to the client.
For renters and homeowners, a one-time flood insurance policy through Melissa Tafoya’s State Farm agency in Jacksonville, NC, can cover a structure’s physical damage, while separate building and contents coverage is often purchased together under a recurring annual renewal plan. The primary difference lies in a single-term policy versus a continuous policy that automatically renews each year. Services from this local agent are provided on an as-needed and scheduled basis, with potential for annual renewal reviews as conditions change.
Foy’s Insurance Agency specializes in flood insurance policies for homes and businesses in Jacksonville, North Carolina. It assists property owners with evaluating flood risks and securing appropriate coverage for structures and their contents. The agency guides clients through flood zone determinations and policy options from the National Flood Insurance Program. As hurricane season approaches, it helps residents establish or update coverage well before storms threaten the coast to ensure protections are in place when flood waters rise.
Michelle Bennett: Allstate Insurance serves property owners in the Jacksonville, NC area with a focus on comprehensive risk management, specializing in tailored flood insurance policies to address local weather exposure. Protecting residential and commercial structures from water damage requires an understanding of specific flood zone requirements. The agency can further assist clients in securing appropriate coverage for various business sectors, including offices, warehouses, and food service establishments.
As hurricane season approaches coastal Jacksonville, NC, rising waters pose a constant threat to homes and businesses. Sheally Insurance Group, formerly the Lawson-Wagner Agency - Nationwide Insurance, serves as a local flood insurance agent, helping property owners secure the National Flood Insurance Program policies often required by lenders. The agency guides clients through flood zone designations and coverage limits that protect structures and contents. An initial consultation typically begins with a property assessment and a review of your current elevation certificate.
Great America Insurance LLC of Jacksonville, North Carolina is known for providing flood insurance solutions tailored to the region. The company serves homeowners, renters, and business owners seeking coverage against water damage from storms and rising tides. Policies address both structural and contents protection for local properties. The agency also offers assistance with understanding flood zone designations and the National Flood Insurance Program requirements. A specialty service it provides is advising on supplemental coverage for basement flooding and elevated contents.
Advantage Insurance Agency in Jacksonville, NC, provides residential flood insurance, helping homeowners protect their properties against potential water damage. Commercial flood coverage is also offered to safeguard local businesses. The agency serves clients within the Jacksonville area and surrounding communities. Policies are designed to address the specific flood risks common to this coastal region. Customers often return to the agency when their annual policies come up for renewal, ensuring continuous protection between property inspections and regular maintenance visits.
What Does a a Flood Insurance Agent in Jacksonville Cost?
In North Carolina, the average annual flood insurance premium through the NFIP is around $700 to $1,200 for a standard home policy, but costs vary widely based on flood zone, elevation, and building characteristics. Private flood insurance may offer different rates and higher coverage limits. This is general information and not insurance advice.
About flood insurance agents in Jacksonville
Flood insurance agents in Jacksonville North Carolina help homeowners and businesses secure coverage through the National Flood Insurance Program and private carriers. North Carolina law requires flood insurance for properties in high-risk flood zones that have a federally backed mortgage. Local agents understand the unique flood risks from the New River and coastal storms that affect Onslow County.
Frequently Asked Questions
Do I need flood insurance in Jacksonville North Carolina?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, you are required by federal law to carry flood insurance. Even outside high-risk zones, flooding from heavy rain or storm surge can occur, so many residents choose to purchase a policy.
How do I find a flood insurance agent in Jacksonville?
You can search the National Flood Insurance Program agent locator or ask local real estate professionals for referrals. Many independent insurance agencies in Jacksonville offer flood policies and can compare rates from multiple providers.
What does flood insurance cover in North Carolina?
Standard flood insurance covers structural damage to your building and damage to personal property up to policy limits. It does not cover contents in basements or damage caused by sewer backup unless you have a separate endorsement.
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