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HomeFlood Insurance AgentsNorth Carolina › Kernersville

Find Flood Insurance Agents Near You in Kernersville, NC

Browse flood insurance agents serving Kernersville, North Carolina. Updated 2026-07-14.

The top-rated flood insurance agent in Kernersville, North Carolina is Susanna Nunn - State Farm Insurance Agent, rated 4.9 stars across 398 reviews. Other highly rated options include Elizabeth Soots - State Farm Insurance Agent, Taylor Gwynn - State Farm Insurance Agent, Logan Robbins - State Farm Insurance Agent. This directory lists 16 flood insurance agents serving Kernersville.

Showing 16 flood insurance agents in Kernersville, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Susanna Nunn - State Farm Insurance Agent805 N Main St(336) 993-4600
2Elizabeth Soots - State Farm Insurance Agent811 E Mountain St Suite 301(336) 293-7232
3Taylor Gwynn - State Farm Insurance Agent853 Old Winston Rd STE 119(336) 993-3936
4Logan Robbins - State Farm Insurance Agent508 Arbor Hill Rd Ste 201(336) 893-7885
5Long Insurance Services311 S Main St D(336) 992-5664
6Russell and Cook Insurance1407 NC-66 N(336) 992-8765
7NC Farm Bureau Insurance - Kernersville110 Cedar Knoll Dr(336) 993-5490
8Amy Linville: Allstate Insurance131 E Mountain St(336) 996-1021
9Insurance Rate Finders Agency, LLC4015 Old Hollow Rd Ste G(336) 999-1934
10Advanced Benefit Consultants Inc.1488 Hampton Plaza Dr(336) 993-3133
SN
805 N Main St
Susanna Nunn - State Farm Insurance Agent
Flood Insurance Agent · Kernersville, NC

Susanna Nunn - State Farm Insurance Agent serves Kernersville, North Carolina, and the surrounding Forsyth County area as a flood insurance agent. The agency helps property owners evaluate their risk of water damage from rising waters and storms. It provides guidance on securing coverage for structures and their contents against flood-related losses. Policies typically require a 30-day waiting period before taking effect. The firm handles both residential and commercial flood insurance applications and claims assistance in this region.

ES
811 E Mountain St Suite 301
Elizabeth Soots - State Farm Insurance Agent
Flood Insurance Agent · Kernersville, NC

Elizabeth Soots - State Farm Insurance Agent provides coverage options for flood damage, a service often overlooked by standard homeowners policies. The agency helps clients understand their policy details and ensure coverage amounts remain adequate over time. Regular policy reviews are part of maintaining a plan that aligns with changing local flood maps and property values. The agent serves the Kernersville, NC area, offering protection for single-family homes, apartments, retail, and restaurants.

TG
853 Old Winston Rd STE 119
Taylor Gwynn - State Farm Insurance Agent
Flood Insurance Agent · Kernersville, NC

Taylor Gwynn - State Farm Insurance Agent serves homeowners, businesses, and property managers in Kernersville, North Carolina, by providing flood insurance policies. Flood coverage helps protect structures and contents from rising water events common in the region. The agency discusses policy options, including waiting periods and coverage limits, for properties requiring federal or private flood insurance. Customers can receive guidance on assessing their flood risk from nearby streams or heavy rainfall. The agency also offers services to clients in the Winston-Salem metropolitan area.

LR
508 Arbor Hill Rd Ste 201
Logan Robbins - State Farm Insurance Agent
Flood Insurance Agent · Kernersville, NC

Serving Kernersville, NC, and the surrounding communities in Forsyth County, it acts as a flood insurance agent for residential and commercial property owners. Its work involves helping clients understand the specifics of flood coverage, including government-backed National Flood Insurance Program policies and private market options when necessary. For a typical job, it reviews local flood maps and the property’s elevation to match each client with the correct coverage level that satisfies lender requirements while protecting against storm-related losses.

LI
311 S Main St D
Long Insurance Services
Flood Insurance Agent · Kernersville, NC

Long Insurance Services of Kernersville, NC distinguishes between one-time policy placements for individual property transactions and recurring annual coverage renewals for ongoing protection. Their flood insurance policies address structural damage from rising water, covering building foundations, electrical systems, and appliances as outlined by standard terms. Local topography and storm patterns influence the specific flood risks their policies manage. Service is provided on an as-needed basis, allowing clients to initiate a policy for a single event or request modifications to existing coverage.

RC
1407 NC-66 N
Russell and Cook Insurance
Flood Insurance Agent · Kernersville, NC

Russell and Cook Insurance provides flood insurance coverage for properties in the Kernersville, North Carolina, area. The agency helps clients navigate National Flood Insurance Program options available in this flood-prone region, working to secure necessary flood protection for homes and commercial buildings. This specialized service is a crucial addition to general property insurance needs. The agency can assist distinct commercial sectors, including offices, warehouses, and food service operations.

NF
110 Cedar Knoll Dr
NC Farm Bureau Insurance - Kernersville
Flood Insurance Agent · Kernersville, NC

NC Farm Bureau Insurance in Kernersville provides flood insurance services for homes and businesses, assessing property risks and offering policies to mitigate water damage from storms or rising water. This agency handles general property coverage in the region, guiding clients through flood zones and plan options. With hurricane season approaching or heavy spring rains, it assists local residents in securing protection before waters threaten their property.

AL
131 E Mountain St
Amy Linville: Allstate Insurance
Flood Insurance Agent · Kernersville, NC

Spring storms and heavy rainfall in the Piedmont Triad often lead to unexpected basement seepage and yard flooding. Amy Linville: Allstate Insurance in Kernersville helps local homeowners and businesses understand their specific flood risk and secure appropriate coverage before the next storm arrives. The agency works with residents to review property flood zone designations and explains how standard homeowners policies exclude rising water damage. A typical first step involves scheduling a no-obligation consultation to walk through the property and identify potential drainage vulnerabilities.

IR
4015 Old Hollow Rd Ste G
Insurance Rate Finders Agency, LLC
Flood Insurance Agent · Kernersville, NC

Insurance Rate Finders Agency, LLC assists residential property owners in Kernersville, North Carolina with flood insurance policies to protect their homes. The agency also provides commercial flood coverage for local businesses and serves clients throughout the surrounding Piedmont Triad region. Their agents help customers understand federal flood map requirements and available coverage options. After a policy is secured, the team follows up periodically to ensure coverage remains appropriate, often assisting with updates or renewals between regular policy reviews.

AB
1488 Hampton Plaza Dr
Advanced Benefit Consultants Inc.
Flood Insurance Agent · Kernersville, NC

Advanced Benefit Consultants Inc. in Kernersville, NC, is known for guiding property owners through the complexities of flood insurance, offering coverage options from the National Flood Insurance Program and private markets. They assess flood zone risks to help clients meet federal requirements and protect investments. Agents explain policy limits, deductibles, and waiting periods. For homeowners and businesses, they can additionally coordinate elevation certificate reviews to support accurate premium calculations.

AN
495 Arbor Hill Rd S
American National Insurance Co
Flood Insurance Agent · Kernersville, NC
(336) 628-8624
anico.com
HL
131 E Mountain St
Hicks Linville Allstate Insurance
Flood Insurance Agent · Kernersville, NC
(336) 996-1021
agents.allstate.com/amy-linville-kernersville-nc.html
MI
935 E Mountain St STE C
Murdock Insurance Services
Flood Insurance Agent · Kernersville, NC
(336) 996-7730
erieinsurance.com/agencies/nc/kernersville/jj1163
MS
112 Harmon Ln ste c
Moon-Shina Insurance Solutions
Flood Insurance Agent · Kernersville, NC
(336) 904-2910
moonshinanc.com
BN
1261 NC-66 C
BlueChip NC
Flood Insurance Agent · Kernersville, NC
(336) 996-0909
bluechipnc.com
AP
131 E Mountain St
Allstate Personal Financial Representative: Terry Wall
Flood Insurance Agent · Kernersville, NC
(336) 312-7085
agents.allstate.com/terry-wall-kernersville-nc.html

What Does a a Flood Insurance Agent in Kernersville Cost?

Flood insurance costs in North Carolina vary based on flood zone, elevation, building value, and deductible. NFIP premiums typically range from 700 to 2,000 dollars per year for standard policies in moderate-risk areas. High-risk zones or older homes may cost 2,500 dollars or more. Private market rates can be lower or higher depending on risk. This is general information, not insurance advice.

About flood insurance agents in Kernersville

Flood insurance agents in Kernersville North Carolina help property owners secure coverage through the National Flood Insurance Program or private insurers. North Carolina law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Agents in Kernersville can explain local flood maps and guide you through the 30-day waiting period for NFIP policies.

Frequently Asked Questions

Do I need flood insurance in Kernersville North Carolina?

If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, agents often recommend coverage because heavy rains can cause flooding anywhere in North Carolina.

How long does it take for a flood insurance policy to start in North Carolina?

Standard NFIP policies have a 30-day waiting period from the date of application and payment. There are exceptions for new mortgages or map revisions. An agent can explain these exceptions for Kernersville residents.

What does a flood insurance agent in Kernersville do?

An agent reviews your property location on FEMA flood maps, explains coverage limits for building and contents, and helps you choose between NFIP and private flood insurance. They also assist with policy renewals and claims questions.

Flood Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.