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Find Flood Insurance Agents Near You in Wilmington, NC

Browse flood insurance agents serving Wilmington, North Carolina. Updated 2026-07-14.

The top-rated flood insurance agent in Wilmington, North Carolina is Able Insurance, rated 4.8 stars across 2,675 reviews. Other highly rated options include Sizemore Insurance - Wilmington, Atlantic Coast Insurance Agency, Acrisure Wilmington, NC (Don Bullard). This directory lists 20 flood insurance agents serving Wilmington.

Showing 20 flood insurance agents in Wilmington, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Able Insurance4008 Oleander Dr(910) 452-4333
2Sizemore Insurance - Wilmington4815 Oleander Dr Ste 100(910) 791-1011
3Atlantic Coast Insurance Agency29 S Kerr Ave(910) 343-0030
4Acrisure Wilmington, NC (Don Bullard)110 Dungannon Blvd #150(910) 791-5400
5Superior Insurance2390 Carolina Beach Rd #101(910) 399-6628
6Wells Insurance1 N 3rd St(910) 762-8551
7April Jones Insurance1213 Culbreth Dr Suite 455(910) 660-0215
8Brightlight Insurance Services1209 Culbreth Dr Suite 208(910) 745-6625
9ALLCHOICE Insurance2018 Eastwood Rd(910) 500-6116
10THG Insurance1985 Eastwood Rd Suite 204(910) 338-1773
AI
4008 Oleander Dr
Able Insurance
Flood Insurance Agent · Wilmington, NC

Able Insurance serves homeowners and property owners throughout the Wilmington, North Carolina, area as a dedicated flood insurance agent. The company assists clients in understanding flood zone risks and securing appropriate coverage for residential and commercial properties. Navigating federal and private market policies, it helps evaluate flood exposure near the Cape Fear region. Able Insurance handles policy reviews for existing structures and new construction alike. Its services include processing flood insurance applications and advising on required coverage limits.

SI
4815 Oleander Dr Ste 100
Sizemore Insurance - Wilmington
Flood Insurance Agent · Wilmington, NC

Sizemore Insurance - Wilmington provides flood insurance policies and risk assessments for property owners. Its service plans include annual policy reviews and claims assistance to help clients navigate coverage after a storm. Maintenance plans often involve updating flood zone maps and adjusting limits for changing regulations. The agency services single-family homes, apartments, retail spaces, and restaurants throughout Wilmington, NC.

AC
29 S Kerr Ave
Atlantic Coast Insurance Agency
Flood Insurance Agent · Wilmington, NC

Atlantic Coast Insurance Agency provides residential flood insurance services for homeowners in Wilmington, North Carolina, helping to protect properties against potential water damage. The agency also offers commercial flood coverage tailored to local businesses in the surrounding area. Agents work with clients to understand specific policy needs based on property location and flood zone designations. Customers can schedule follow-up consultations between regular visits when coverage reviews or policy adjustments are needed.

AW
110 Dungannon Blvd #150
Acrisure Wilmington, NC (Don Bullard)
Flood Insurance Agent · Wilmington, NC

Acrisure Wilmington, NC (Don Bullard) serves homeowners, businesses, and property managers in need of flood insurance coverage to protect properties from water damage. As a local flood insurance agent, the company provides guidance on federal and private flood policies tailored to each client’s needs. Its services include policy review, coverage selection, and claims assistance for residential and commercial clients. The agency also covers the surrounding communities of Leland and the greater Cape Fear metro area.

SI
2390 Carolina Beach Rd #101
Superior Insurance
Flood Insurance Agent · Wilmington, NC

Superior Insurance serves the Wilmington, North Carolina, area and surrounding communities, handling flood insurance needs for residential and commercial properties. It assists clients in obtaining coverage through the National Flood Insurance Program and private market options. For each job, the agency begins by assessing the property’s specific flood risk using local flood zone maps and elevation data, then presents policy choices that match the client’s budget and protection requirements.

WI
1 N 3rd St
Wells Insurance
Flood Insurance Agent · Wilmington, NC

For homeowners in Wilmington, NC, Wells Insurance provides flood insurance options that can be obtained for a single policy term or structured for ongoing renewal each year. Coverage typically protects against rising water damage not included in standard homeowners policies, addressing a critical risk in this coastal region. The agency assists clients in tailoring a plan to their property’s specific flood zone requirements. Service appointments are scheduled as needed, and ongoing policy reviews are handled on a recurring basis to maintain continuous protection.

AJ
1213 Culbreth Dr Suite 455
April Jones Insurance
Flood Insurance Agent · Wilmington, NC

April Jones Insurance provides specialized flood insurance guidance for homeowners and businesses in Wilmington, NC. It assists clients in evaluating their property’s flood risk and securing appropriate National Flood Insurance Program policies. The agency also manages policy renewals, coverage adjustments, and claims support for water damage events. Its work ensures property owners meet lending and regulatory requirements in this coastal region. This service is particularly valuable during hurricane season when heavy rainfall and storm surges frequently threaten low-lying areas near the Cape Fear River.

BI
1209 Culbreth Dr Suite 208
Brightlight Insurance Services
Flood Insurance Agent · Wilmington, NC

As hurricane season approaches in coastal Wilmington, many homeowners review their coverage for storm surge and rising water. Brightlight Insurance Services provides flood insurance policies to meet this recurring local need. The agent works with area residents to assess property-specific risks, whether for beachfront condos or low-lying inland homes. Policies can cover both the building structure and its contents separately. The process begins with a detailed property inspection and a comprehensive risk assessment to determine appropriate coverage levels.

AI
2018 Eastwood Rd
ALLCHOICE Insurance
Flood Insurance Agent · Wilmington, NC

ALLCHOICE Insurance provides flood insurance for residential properties in Wilmington, North Carolina, ensuring homeowners are protected against storm-related water damage. The agency extends its commercial flood coverage to businesses throughout the Cape Fear region. Clients rely on the agent for annual policy reviews and seamless claims assistance following major flooding events. The team regularly contacts policyholders to update coverage limits and schedules follow-up inspections between routine visits.

TI
1985 Eastwood Rd Suite 204
THG Insurance
Flood Insurance Agent · Wilmington, NC

THG Insurance works with property owners and businesses in Wilmington, North Carolina to secure general liability and commercial property coverage, complementing these policies with specialized flood insurance protection. The company understands the specific risks that coastal weather patterns present to structures in the region, ensuring clients have appropriate financial safeguards against water damage. Its commercial clientele encompasses offices, warehouses, and food service establishments seeking tailored risk management solutions within the local market.

SI
34 Covil Ave
Sheally Insurance Group
Flood Insurance Agent · Wilmington, NC
(910) 452-9877
sheallyinsurance.com
HM
720 Market St
Heinberg & Major Auto Insurance
Flood Insurance Agent · Wilmington, NC
(910) 762-9304
heinberginsurance.com
CS
2001 Castle Hayne Rd
Coastal Shield Insurance
Flood Insurance Agent · Wilmington, NC
(910) 427-5883
coastalshieldins.com
FI
1613 Military Cutoff Rd Ste 200
FinPoint Insurance Group
Flood Insurance Agent · Wilmington, NC
(910) 799-6161
finpointinsurance.com
OI
5704 Oleander Dr #101
Owens Insurance Agency & Financial Services, Inc.
Flood Insurance Agent · Wilmington, NC
(910) 392-1985
stephenowensagency.com
AH
4037 Masonboro Loop Rd Suite 2A
American Harbor Insurance Co.
Flood Insurance Agent · Wilmington, NC
(910) 392-0880
americanharbor.com
GI
4701 Wrightsville Ave Unit 2108
Goosehead Insurance - Lauren Nuqul
Flood Insurance Agent · Wilmington, NC
(910) 249-6610
goosehead.com/agents/nc/wilmington/lauren-nuqul
NC
3410 River Rd UNIT 202
North Carolina Coastal Insurance
Flood Insurance Agent · Wilmington, NC
(910) 591-1010
nccoastalhomeinsurance.com
GC
3301 Wrightsville Ave
George Chadwick Insurance
Flood Insurance Agent · Wilmington, NC
(910) 762-2489
chadwickinsurance.com
PI
219 Racine Dr a5
Prepared Insurance Agency
Flood Insurance Agent · Wilmington, NC
(910) 498-8467
preparedinsuranceagency.com

What Does a a Flood Insurance Agent in Wilmington Cost?

Typical flood insurance agent fees in North Carolina are included in the policy premium, meaning you do not pay extra for agent services. NFIP premiums in Wilmington range from roughly 500 to 3,000 dollars annually for most single-family homes, though high-risk properties may cost more. Private market policies can be higher or lower depending on coverage. This is general information and not insurance advice.

About flood insurance agents in Wilmington

Flood insurance agents in Wilmington, North Carolina help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Because Wilmington is in a coastal flood zone, many lenders require flood insurance for mortgages. North Carolina law does not mandate flood insurance for all homeowners, but it is strongly recommended for properties in high-risk areas.

Frequently Asked Questions

What does a flood insurance agent in Wilmington do?

A flood insurance agent helps you assess your flood risk, choose a policy that meets your needs, and complete the application. They can explain coverage limits, deductibles, and the 30-day waiting period for NFIP policies.

Is flood insurance required in Wilmington North Carolina?

Flood insurance is not required by state law, but lenders may require it if your property is in a Special Flood Hazard Area (SFHA) as shown on FEMA flood maps. Many Wilmington homes are in SFHAs due to proximity to the Cape Fear River and the Atlantic Ocean.

How much does flood insurance cost in Wilmington?

Costs vary based on flood zone, elevation, and building characteristics. In Wilmington, NFIP policies can range from about 500 to 3,000 dollars per year for a standard home. Private insurers may offer different rates.

Flood Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.