Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 20 flood insurance agents in Wilmington, NC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Able Insurance
4008 Oleander Dr, Wilmington, NC 28403
(910) 452-4333
ableautoinsurance.com
Sizemore Insurance - Wilmington
4815 Oleander Dr Ste 100, Wilmington, NC 28403
(910) 791-1011
sizemoreinsurance.com
Atlantic Coast Insurance Agency
29 S Kerr Ave, Wilmington, NC 28403
(910) 343-0030
atlanticcoastautonc.com
Acrisure Wilmington, NC (Don Bullard)
110 Dungannon Blvd #150, Wilmington, NC 28403
(910) 791-5400
donbullard.com
Superior Insurance
2390 Carolina Beach Rd #101, Wilmington, NC 28401
(910) 399-6628
superiorofwilmington.com
Wells Insurance
1 N 3rd St, Wilmington, NC 28401
(910) 762-8551
wellsins.com
April Jones Insurance
1213 Culbreth Dr Suite 455, Wilmington, NC 28405
(910) 660-0215
apriljonesinsurance.com
Brightlight Insurance Services
1209 Culbreth Dr Suite 208, Wilmington, NC 28405
(910) 745-6625
brightlightinsuranceservices.com
THG Insurance
1985 Eastwood Rd Suite 204, Wilmington, NC 28403
(910) 338-1773
huneycuttgroup.com
ALLCHOICE Insurance
2018 Eastwood Rd, Wilmington, NC 28403
(910) 500-6116
allchoiceinsurance.com
Sheally Insurance Group
34 Covil Ave, Wilmington, NC 28403
(910) 452-9877
sheallyinsurance.com
Heinberg & Major Auto Insurance
720 Market St, Wilmington, NC 28401
(910) 762-9304
heinberginsurance.com
Coastal Shield Insurance
2001 Castle Hayne Rd, Wilmington, NC 28401
(910) 427-5883
coastalshieldins.com
FinPoint Insurance Group
1613 Military Cutoff Rd Ste 200, Wilmington, NC 28403
(910) 799-6161
finpointinsurance.com
Owens Insurance Agency & Financial Services, Inc.
5704 Oleander Dr #101, Wilmington, NC 28403
(910) 392-1985
stephenowensagency.com
North Carolina Coastal Insurance
3410 River Rd UNIT 202, Wilmington, NC 28412
(910) 591-1010
nccoastalhomeinsurance.com
American Harbor Insurance Co.
4037 Masonboro Loop Rd Suite 2A, Wilmington, NC 28409
(910) 392-0880
americanharbor.com
Goosehead Insurance - Lauren Nuqul
4701 Wrightsville Ave Unit 2108, Wilmington, NC 28403
(910) 249-6610
goosehead.com
George Chadwick Insurance
3301 Wrightsville Ave, Wilmington, NC 28403
(910) 762-2489
chadwickinsurance.com
Prepared Insurance Agency
219 Racine Dr a5, Wilmington, NC 28403
(910) 498-8467
preparedinsuranceagency.com
What Does a Flood Insurance Agent in Wilmington Cost?
Typical flood insurance agent fees in North Carolina are included in the policy premium, meaning you do not pay extra for agent services. NFIP premiums in Wilmington range from roughly 500 to 3,000 dollars annually for most single-family homes, though high-risk properties may cost more. Private market policies can be higher or lower depending on coverage. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Wilmington do?
A flood insurance agent helps you assess your flood risk, choose a policy that meets your needs, and complete the application. They can explain coverage limits, deductibles, and the 30-day waiting period for NFIP policies.
Is flood insurance required in Wilmington North Carolina?
Flood insurance is not required by state law, but lenders may require it if your property is in a Special Flood Hazard Area (SFHA) as shown on FEMA flood maps. Many Wilmington homes are in SFHAs due to proximity to the Cape Fear River and the Atlantic Ocean.
How much does flood insurance cost in Wilmington?
Costs vary based on flood zone, elevation, and building characteristics. In Wilmington, NFIP policies can range from about 500 to 3,000 dollars per year for a standard home. Private insurers may offer different rates.