The top-rated home insurance agent in Hartselle, Alabama is Bill Burdette - State Farm Insurance Agent, rated 4.9 stars across 376 reviews. Other highly rated options include Chad Hughey - State Farm Insurance Agent, Michael Holifield - State Farm Insurance Agent, Peck-Glasgow Agency Inc. This directory lists 11 home insurance agents serving Hartselle.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bill Burdette - State Farm Insurance Agent | 1210 Hwy 31 NW B | (256) 773-0465 |
| 2 | Chad Hughey - State Farm Insurance Agent | 1511 Hwy 31 SW Ste A | (256) 773-8632 |
| 3 | Michael Holifield - State Farm Insurance Agent | 603 Main St W | (256) 773-6575 |
| 4 | Peck-Glasgow Agency Inc | 1612 Hwy 31 SW | (256) 773-2210 |
| 5 | Alfa Insurance - The Kyle Morris Agency | 1322 Hwy 31 NW | (256) 754-7450 |
| 6 | Micah Rigoni - COUNTRY Financial Representative | 901 Hwy 31 SW | (256) 584-0251 |
| 7 | Alfa Insurance | 1001 US-31 | (256) 773-2528 |
| 8 | Wes Howell - COUNTRY Financial Agent | 901 Hwy 31 SW | (256) 373-0092 |
| 9 | WoodmenLife | 111 Main St W | (256) 773-1313 |
| 10 | Melanie Stout - Aflac Insurance Agent | 2304 Westwood Rd SW | (256) 350-5566 |
Bill Burdette - State Farm Insurance Agent serves Hartselle, AL, and the surrounding Morgan County area, offering home insurance coverage for local residents. The agency assists homeowners in protecting their properties against common regional risks, including severe storms and fire damage. It also helps clients secure policies that cover personal belongings and liability protection. Specific services available through this office include homeowner insurance policies and rental property insurance for landlords.
Chad Hughey - State Farm Insurance Agent in Hartselle, AL, provides a full range of home insurance services, including property coverage, liability protection, and additional endorsements for personal belongings. The agency offers ongoing account maintenance to review coverages as client needs change and ensures policies remain current with local risk factors. It assists with claims processing and provides guidance on deductibles and policy limits for residential and commercial properties. This agency services single-family homes, apartments, retail spaces, and restaurants.
Michael Holifield - State Farm Insurance Agent serves homeowners throughout Hartselle, Alabama, offering tailored home insurance policies to protect residential properties. Additional services include rental dwelling coverage and personal liability protection for local homeowners. The agency assists businesses and property managers in the area with comprehensive insurance solutions. It provides guidance on policy options to safeguard assets against common regional risks like severe weather. Coverage is also available for customers in Decatur and surrounding communities within Morgan County.
Peck-Glasgow Agency Inc serves Hartselle and the surrounding communities in north-central Alabama. As a home insurance agent, the agency handles policies for single-family homes, rental properties, and seasonal dwellings. It works with standard coverage options that typically include dwelling protection, personal property, and liability. When taking on a new client, the agency begins with a review of the property and the homeowner’s needs, building a policy that aligns coverage with specific risks and budget considerations.
Alfa Insurance - The Kyle Morris Agency in Hartselle, AL helps clients understand the distinction between purchasing a one-time policy for a fixed term and opting for a recurring annual renewal plan. Their home insurance agents guide property owners through coverage options that protect against common local risks like storm damage and liability. Service is structured on an as-needed basis, meaning customers can request policy reviews, updates, or new quotes whenever they need.
Micah Rigoni - COUNTRY Financial Representative in Hartselle, AL, specializes in tailoring home insurance policies to protect residential properties. The agency assists homeowners with coverage options including dwelling protection, personal property, and liability. Year-round customer service helps clients adjust plans as their needs change. For Hartselle residents, the agency also addresses spring storm season, advising on policy reviews for potential hail and wind damage claims before severe weather arrives.
Spring storms across Hartselle, Alabama often bring hail and wind damage to residential roofs, prompting the need for reliable coverage. Alfa Insurance provides homeowners with tailored policies designed to protect their property against these common regional weather events. Agents work closely with clients to explain policy options, ensuring adequate dwelling and personal property coverage. After an initial consultation, a representative schedules a thorough on-site inspection of the home to assess its condition and specific insurance requirements.
In the unpredictable North Alabama seasons, hail and wind frequently threaten Hartselle homes, and Wes Howell - COUNTRY Financial Agent helps residents protect their property. The company works directly with homeowners to identify coverage gaps and explain policy options in straightforward terms. Their focus remains on clear communication and pairing local customers with plans that respond to typical regional risks. The process begins when an agent visits the home to inspect the property and assess exposures before recommending any specific coverage.
WoodmenLife serves homeowners in Hartselle, Alabama, by helping them secure property insurance that protects their dwelling, personal belongings, and liability. Special add-ons available through this agency include coverage for flood damage, sewer backup, and high-value personal property items like jewelry or electronics. The agency works to tailor policies to fit individual household needs within the local community. WoodmenLife’s home insurance services are suitable for a variety of commercial sectors as well, including offices, warehouses, and food service establishments.
Melanie Stout - Aflac Insurance Agent provides residential home insurance coverage to homeowners in Hartselle, AL, addressing protection needs for property and personal belongings. Commercial insurance solutions are also offered for local businesses seeking coverage for their assets. Service extends throughout Hartselle and the surrounding Morgan County area. Claims and policy questions are handled directly, allowing clients to receive assistance between regular premium payments. Follow-up service ensures coverage adapts to changing household needs, with agents available for ongoing support after each policy update.
What Does a a Home Insurance Agent in Hartselle Cost?
The average cost of homeowners insurance in Alabama is around 1700 to 2200 dollars per year for a typical policy. Rates in Hartselle may vary based on your homes age construction materials and proximity to fire stations. Actual premiums depend on coverage limits deductibles and your claims history. This is general information not insurance advice.
About home insurance agents in Hartselle
A home insurance agent in Hartselle Alabama helps you find coverage that meets state requirements and protects your property. Alabama law does not require homeowners insurance but mortgage lenders typically do. Local agents know the risks common to Hartselle such as severe storms and tornadoes.
Frequently Asked Questions
What does a home insurance agent in Hartselle do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They explain policy terms and can assist with filing claims. Agents also advise on additional coverages like flood insurance which is not included in standard policies.
Is home insurance required in Alabama?
Alabama law does not mandate homeowners insurance. However if you have a mortgage your lender will require it. Even without a mortgage an agent can help you protect your investment from fire storm damage or liability claims.
How do I choose a home insurance agent in Hartselle?
Look for an agent licensed in Alabama with experience handling claims in the Hartselle area. Ask about their knowledge of local risks like hail and tornadoes. Check their reputation through reviews or by asking for references.
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