The top-rated home insurance agent in Huntsville, Alabama is Shon Henry - State Farm Insurance Agent, rated 5.0 stars across 1,170 reviews. Other highly rated options include Rocket City Insurance Group, Bo Cochran: Allstate Insurance, Jason Zarrilli - GEICO Insurance Agent. This directory lists 20 home insurance agents serving Huntsville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shon Henry - State Farm Insurance Agent | 2051 Max Luther Dr NW ste a | (256) 536-3332 |
| 2 | Rocket City Insurance Group | 4040 Balmoral Dr SW | (256) 885-1885 |
| 3 | Bo Cochran: Allstate Insurance | 117 Clinton Ave E | (256) 886-8806 |
| 4 | Jason Zarrilli - GEICO Insurance Agent | 1410 Paramount Dr Ste B | (256) 837-0551 |
| 5 | Farmers Insurance - Sady Zayas-Visser | 470 Providence Main St NW #202m | (256) 864-9411 |
| 6 | Tim Roberts State Farm Insurance Agency | 303 Williams Ave SW Suite 1221 | (256) 533-3431 |
| 7 | Acceptance Insurance | 2318 Governors Dr SW | (256) 543-3348 |
| 8 | American Insurance Agency | 3013 Bob Wallace Ave SW | (256) 539-1985 |
| 9 | Freeway Insurance | 4710 University Dr NW | (256) 207-8258 |
| 10 | Nationwide Insurance: Jon Peters Insurance Agency Inc | 1017 Meridian St N | (256) 288-0230 |
Shon Henry - State Farm Insurance Agent serves the Huntsville, Alabama metro area, providing home insurance solutions. The agency assists local homeowners in protecting their properties and personal possessions from common regional risks such as severe storms and fire damage. Customizable policies can be tailored to fit different property types and coverage needs. Specific services handled here include policies for single-family homes and renters insurance for tenants.
Serving Huntsville, Alabama, and the surrounding communities of Madison County, Rocket City Insurance Group connects homeowners with tailored policies to protect their properties. This agency handles standard coverage for dwellings and personal belongings, alongside additional options like liability protection and endorsements for natural events common to the region. Rocket City Insurance Group approaches each job by first reviewing a client's property details and risk exposure, then presenting clear policy comparisons from multiple carriers to match their specific needs.
Bo Cochran: Allstate Insurance provides coverage options for residential and commercial properties, including policies to protect against damage from fire, theft, and weather events in Huntsville, AL. Its service includes personalized consultations to tailor policy details and adjust coverage limits over time. The agency offers routine policy reviews to ensure clients have appropriate protection as their needs change. It services a variety of property types, such as single-family homes, apartments, retail spaces, and restaurants.
Homeowners and renters in Huntsville, AL, seeking property insurance can consult Jason Zarrilli - GEICO Insurance Agent for home coverage options. The agency assists with policies that protect dwellings and personal belongings against common local risks. Services include reviewing existing plans and explaining different deductible levels to match individual needs. The office also extends insurance services to residents across the Huntsville metro area, including the neighboring community of Madison.
Farmers Insurance - Sady Zayas-Visser in Huntsville, AL offers personal attention for homeowners, distinguishing between one-time policy purchases for immediate property protection and recurring coverage services that adjust as a family’s needs evolve over time. Home insurance agents here assist with bundling dwelling and liability options, ensuring adequate safeguards against regional weather risks. New clients can meet for a single policy setup or arrange regular policy reviews. This service runs on either a one-time or as-needed basis, depending on the client’s preference for ongoing plan adjustments.
Tim Roberts State Farm Insurance Agency specializes in home insurance policies tailored for Huntsville properties. The agency works with local homeowners to evaluate coverage needs and helps protect dwellings from common perils. Policy adjustments are based on housing styles and regional weather patterns. This Huntsville agency assists clients in navigating the claims process and recommends liability protections. During the spring storm season, it specifically helps homeowners review their policies for adequate wind and hail damage coverage before severe weather arrives.
Acceptance Insurance in Midfield, AL provides a range of services including property insurance, liability coverage, and protection against common regional perils such as wind and hail. Their general offerings help clients select appropriate policy limits and deductibles for standard residential needs. Routine policy reviews and adjustments can be scheduled to keep coverage aligned with changes in property value or use. The company serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
American Insurance Agency assists clients in Huntsville, AL, with structuring personal home insurance policies to cover dwellings, personal belongings, and liability exposures. It can arrange optional specialty endorsements for high-value items, equipment breakdowns, or service line repairs on residential properties. Beyond individual homeowners, the agency provides coverage programs tailored for commercial enterprises, including office spaces, warehouses, and food service establishments, addressing unique operational risks and property valuations within those sectors.
Freeway Insurance serves the Huntsville, Alabama metro area and surrounding Madison County as a home insurance agent. It helps local homeowners secure coverage for their property structures, personal belongings, and liability. The agency assists clients in navigating policy options that address regional weather risks. Freeway Insurance handles applications for basic dwelling protection as well as supplemental coverage for additional living expenses following a covered loss.
What Does a a Home Insurance Agent in Huntsville Cost?
The average cost of home insurance in Alabama is around 1,500 to 2,500 dollars per year for a standard policy. Huntsville rates may be slightly lower than coastal areas because of lower hurricane risk. Factors like your homes age, location, and coverage limits affect the final price. This is general information and not insurance advice.
About home insurance agents in Huntsville
Home insurance agents in Huntsville Alabama help you find coverage for your property against risks like storms and fire. Alabama law requires insurers to offer specific wind and hail coverage in certain areas. An agent can explain these local requirements and help you compare policies from different companies.
Frequently Asked Questions
What does a home insurance agent in Huntsville do?
A home insurance agent helps you find a policy that fits your needs and budget. They explain coverage options for your home, personal property, and liability. They also assist with claims and policy changes after you buy a policy.
Do I need flood insurance in Huntsville Alabama?
Standard home insurance policies do not cover flood damage. Huntsville is not in a high-risk flood zone for all areas, but heavy rain can cause flooding. Many lenders require flood insurance if your home is in a Special Flood Hazard Area.
How does Alabama law affect home insurance in Huntsville?
Alabama law requires insurers to offer coverage for wind and hail damage, but you can reject it in writing. The state also has a 60-day grace period for premium payments after a policy is issued. Agents must follow Alabama Department of Insurance rules when selling policies.
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