The top-rated home insurance agent in Madison, Alabama is River Tree Insurance, rated 5.0 stars across 789 reviews. Other highly rated options include Diana Lockmiller - State Farm Insurance Agent, David Perkins - State Farm Insurance Agent, River Valley Insurance Group. This directory lists 19 home insurance agents serving Madison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | River Tree Insurance | 9668 Madison Blvd #202 | (256) 824-0117 |
| 2 | Diana Lockmiller - State Farm Insurance Agent | 1662 Slaughter Rd | (256) 325-7283 |
| 3 | David Perkins - State Farm Insurance Agent | 12906 Oliver Ln | (256) 325-3080 |
| 4 | River Valley Insurance Group | 9290 Madison Blvd Suite B | (256) 870-7844 |
| 5 | Alfa Insurance - The Tanielu Agency | 203 Mission St Ste A | (256) 289-7098 |
| 6 | Becky L. Gordon: Allstate Insurance | 7771 Hwy 72 W Ste A | (256) 430-0477 |
| 7 | UR Choice Insurance | 401 Carter Dr | (256) 692-5562 |
| 8 | Legacy Insurance | 814A Palmer Rd | (256) 325-3730 |
| 9 | River Tree Insurance Services Inc | 9668 Madison Blvd #202 | (256) 715-0477 |
| 10 | Grier Insurance | 9668 Madison Blvd Suite 229 | (256) 766-2222 |
River Tree Insurance serves Madison County and operates as a home insurance agent in Madison, Alabama. It works primarily with homeowners to secure coverage for their properties, matching clients with insurance policies that address local risks. The agency guides customers through the process of selecting dwelling coverage and personal property protection specific to their needs. Among its services, the company handles policies for standard single-family homes and assists with insurance for rental properties within the area.
Diana Lockmiller - State Farm Insurance Agent provides a range of home insurance services, including standard coverage options to protect against damage and liability. Service or maintenance plans can help policyholders review their current needs for adequate protection over time. Located in Madison, AL, the agency serves clients throughout the local area, offering guidance on policy choices. It services various properties such as single-family homes, apartments, retail spaces, and restaurants.
David Perkins - State Farm Insurance Agent serves homeowners, renters, and property managers in the Madison, AL area by offering tailored home insurance policies designed to protect residential property and personal belongings. The agency work includes helping clients understand coverage options for dwellings and liability protection. When a loss occurs, the agent assists with filing claims and navigating the process to reach a fair settlement. Its services extend to neighboring communities throughout the Huntsville metro region as well.
River Valley Insurance Group serves Madison, Alabama, and the surrounding communities in the Tennessee Valley region. The agency handles home insurance policies for local homeowners, including coverage for dwelling protection, personal property, and liability risks common to the area. They work with clients to assess property needs and recommend appropriate levels of coverage based on the home’s construction and location. The typical job is handled by comparing policy options from multiple carriers and then explaining the key terms in a straightforward, personalized consultation.
As a home insurance agent, Alfa Insurance - The Tanielu Agency in Madison, AL focuses on helping homeowners secure dwelling coverage and personal property protection. It also provides general support by guiding clients through policy options tailored to local housing needs. This agency assists with potential concerns such as storm damage from spring thunderstorms, ensuring policies address wind and hail risks common to the area.
Becky L. Gordon: Allstate Insurance, located in Madison, AL, offers both one-time service options for specific policy reviews and recurring service plans for ongoing coverage updates. The agency focuses on helping local homeowners select protection against common regional risks, such as storm damage and liability. Personalized consultations allow clients to examine available policy features in detail. Service is available on both an as-needed basis for immediate inquiries and a scheduled basis for regular policy reviews or updates, providing flexible access for homeowners.
As the seasons change in Madison, Alabama, homeowners often find themselves reviewing their property coverage against shifting weather patterns. UR Choice Insurance helps clients in this city navigate those updates through clear explanations of available home insurance policies. Their work focuses on matching dwelling protection, personal property coverage, and liability options to individual household needs. The process typically begins with a thorough inspection of the home and a detailed assessment of the owner's coverage goals to determine the most appropriate plan.
Legacy Insurance, located in Madison, Alabama, helps homeowners protect their property with standard coverage for dwellings and personal belongings. Specialized add-ons include protection against flood damage, earthquake risks, and identity theft recovery services. The agency also ensures adequate liability coverage for incidents occurring on the insured property. Commercial sectors it can serve include local offices, warehouses, and food service establishments.
River Tree Insurance Services Inc provides residential home insurance for properties in Madison, AL. Commercial coverage is also available for local business owners and landlords throughout the area. Their home insurance agents work with clients to tailor policies that protect structures and personal belongings from common regional risks. After placing or renewing a policy, the team remains available for follow-up service and will reach out to review coverage options between regular annual visits as customer needs evolve.
Grier Insurance is a local home insurance agency in Madison, AL, known for helping homeowners find policies that protect their property and belongings. The company works with clients to assess coverage needs for standard perils like fire, theft, and weather damage. It also guides customers in understanding policy details such as deductibles and liability limits. For an added layer of security, Grier Insurance can arrange water backup and sump pump overflow coverage as a specialty endorsement.
What Does a a Home Insurance Agent in Madison Cost?
The average cost of homeowners insurance in Alabama is around $1,500 to $2,000 per year for a standard policy. Costs in Madison may vary based on your homes value, age, and location. Factors like your credit score and claims history also affect the premium. This is general information and not insurance advice.
About home insurance agents in Madison
A home insurance agent in Madison, Alabama can help you find a policy that protects your property and meets state requirements. Alabama law does not require homeowners insurance, but mortgage lenders usually do. Agents can explain local risks like severe weather and help you choose the right coverage.
Frequently Asked Questions
What does a home insurance agent in Madison do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling, personal property, and liability. They also assist with claims and policy changes.
Is homeowners insurance required by law in Alabama?
No, Alabama state law does not require homeowners insurance. However, most mortgage lenders require it to protect their investment. An agent can help you find a policy that meets your lenders requirements.
How can a Madison agent help with Alabama weather risks?
Alabama has high risks for tornadoes, hail, and hurricanes. A local agent can recommend policies that include wind and hail coverage. They can also explain deductibles for storm damage.
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