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Find Home Insurance Agents Near You in Oxford, AL

Browse home insurance agents serving Oxford, Alabama. Updated 2026-07-14.

The top-rated home insurance agent in Oxford, Alabama is Globe Life Liberty National Division: The Harris Agencies, rated 4.9 stars across 366 reviews. Other highly rated options include Anthony Fleming - State Farm Insurance Agent, Matthew Maniscalco - State Farm Insurance Agent, Jonathan Everly: Allstate Insurance. This directory lists 18 home insurance agents serving Oxford.

Showing 18 home insurance agents in Oxford, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Globe Life Liberty National Division: The Harris Agencies917 Snow St(256) 236-0361
2Anthony Fleming - State Farm Insurance Agent919 Snow St suite d(256) 237-9408
3Matthew Maniscalco - State Farm Insurance Agent250 Davis Loop(256) 835-7774
4Jonathan Everly: Allstate Insurance1102 Hwy Dr(256) 831-1780
5Tammie Shaddix - State Farm Insurance Agent328 Snow St(256) 241-2680
6Alfa Insurance Thomas Shelton Agency LLC501 Main St(256) 342-0310
7Freeway Insurance535 Quintard Dr(256) 449-7015
8The Parnell Insurance Agency, Inc400 Snow St(256) 831-8887
9Alfa Insurance52 Plaza Ln(256) 831-7770
10West Insurance: Betty West1211 Hamric Dr W(256) 831-0205
GL
917 Snow St
Globe Life Liberty National Division: The Harris Agencies
Home Insurance Agent · Oxford, AL

Globe Life Liberty National Division: The Harris Agencies serves the Oxford, Alabama, metro area, offering home insurance agent services to local homeowners. The agency works with property owners to find suitable coverage that protects dwellings and personal belongings against common risks such as fire, theft, and weather damage. Their team assists with policy adjustments as needs change and handles claims support for those who experience a covered loss. In this area, they specifically provide standard homeowners insurance and optional personal property protection.

AF
919 Snow St suite d
Anthony Fleming - State Farm Insurance Agent
Home Insurance Agent · Oxford, AL

Anthony Fleming - State Farm Insurance Agent in Oxford, AL, provides a range of coverage options including protection for dwelling structures and personal liability. The agency helps clients evaluate their insurance needs and customize policies to safeguard their homes and belongings. Its services cater to various property types such as single-family residences, apartments, retail locations, and restaurants, ensuring each gets appropriate coverage for local conditions.

MM
250 Davis Loop
Matthew Maniscalco - State Farm Insurance Agent
Home Insurance Agent · Oxford, AL

Serving Oxford and the surrounding communities in Calhoun County, Matthew Maniscalco - State Farm Insurance Agent handles home insurance for local homeowners. The agency works with clients to evaluate their property coverage needs, from the dwelling structure to personal belongings and liability protection. When managing a typical homeowner's policy, Matthew Maniscalco - State Farm Insurance Agent begins by reviewing the customer's current situation to identify gaps in protection and recommend appropriate limits.

JE
1102 Hwy Dr
Jonathan Everly: Allstate Insurance
Home Insurance Agent · Oxford, AL

Jonathan Everly: Allstate Insurance serves homeowners, businesses, and property managers in Oxford, Alabama, providing home insurance coverage tailored to protect residential and commercial properties. The agency helps clients understand policy options, including dwelling coverage and liability protection, to safeguard against local weather risks common to the region. Personalized consultations allow customers to review deductibles and endorsements suited to their needs. The office also extends its services to homeowners in nearby Anniston, ensuring accessible support for those seeking guidance on property insurance matters.

TS
328 Snow St
Tammie Shaddix - State Farm Insurance Agent
Home Insurance Agent · Oxford, AL

For one-time service, Tammie Shaddix - State Farm Insurance Agent provides a policy tailored to a specific home purchase or refinance, while recurring service adjusts coverage annually to reflect changes in home value or contents. As a home insurance agent in Oxford, AL, this agency advises on protecting the dwelling, personal property, and liability against local risks such as storms and theft. Service runs on a scheduled basis, with annual policy reviews and renewal updates to keep coverage aligned with current needs.

AI
501 Main St
Alfa Insurance Thomas Shelton Agency LLC
Home Insurance Agent · Oxford, AL

Alfa Insurance Thomas Shelton Agency LLC offers homeowners insurance policies tailored to protect residential property in Oxford, Alabama. The agency helps clients structure coverage for standard dwelling protection as well as liability exposure and personal possessions. It also provides guidance through policy selection and claim filing processes. Homeowners in this area often work with the agency to address coverage gaps before severe weather seasons, such as spring storms or winter ice events.

FI
535 Quintard Dr
Freeway Insurance
Home Insurance Agent · Oxford, AL

Freeway Insurance serves Oxford, Alabama, and the surrounding communities in Calhoun County. The agency handles home insurance policies that help protect residential structures and personal property from potential damage or loss. It works with clients to understand their coverage needs for houses, condominiums, or rental properties. Common risks addressed include fire, weather events, and liability concerns. To handle a typical job, the agent first assesses the property, then compares available policy options from its carriers, finally presenting detailed breakdowns so the homeowner can make an informed selection.

PI
400 Snow St
The Parnell Insurance Agency, Inc
Home Insurance Agent · Oxford, AL

After severe spring storms sweep through Oxford, The Parnell Insurance Agency, Inc helps local homeowners assess potential damage to roofs and siding. This home insurance agent works with residents to review current coverage and understand how their policy responds to common regional weather events like hail or high winds. Clients can arrange for a personalized discussion about their property’s specific risks. The process typically begins with a thorough home inspection to document existing conditions and identify any needed updates.

AI
52 Plaza Ln
Alfa Insurance
Home Insurance Agent · Oxford, AL

For homeowners considering coverage, Alfa Insurance offers both one-time policies for single property purchases and recurring service options for ongoing protection needs in Oxford, Alabama. Home insurance typically safeguards the dwelling structure, personal belongings, and liability against common perils such as fire, theft, and weather damage common to the area. Consultations can help determine the most suitable level of coverage. Service for this Home Insurance Agent runs on an as-needed basis, with policy reviews or claims assistance provided when requested by the client.

WI
1211 Hamric Dr W
West Insurance: Betty West
Home Insurance Agent · Oxford, AL

Serving homeowners throughout Oxford, AL, this agency provides protection for property structures and personal belongings along with liability coverage for accidents on the premises. Home insurance can be expanded through specialty add-ons that safeguard against flood damage or earthquake events, as well as endorsements for high-value jewelry and fine art collections. Policies are designed for a range of commercial sectors, including offices, warehouses, and food service operations.

AI
1986 US Hwy 78 E
Alfa Insurance - Clark Jinks Agency
Home Insurance Agent · Oxford, AL
(256) 269-1350
alfainsurance.com/clarkjinks
AO
119 Commons Way Suite 101
AAA Oxford Insurance and Member Services
Home Insurance Agent · Oxford, AL
(256) 832-3101
ace.aaa.com/locations/Oxford-36203-309
ML
320 Snow St A
Mark Lee Insurance Agency, Inc - Nationwide Insurance
Home Insurance Agent · Oxford, AL
(256) 831-8691
markleeins.com
RI
1208 Hwy Dr
Reaves Insurance Agency
Home Insurance Agent · Oxford, AL
(256) 831-4154
reavesinsagency.com
FI
616 Monger St
Farmers Insurance - Nicole Ponder
Home Insurance Agent · Oxford, AL
(256) 835-1210
agents.farmers.com/al/oxford/nicole-ponder
WH
1709 Hillyer Robinson Industrial Pkwy Ste D
Wynika Hendrix - COUNTRY Financial Agent
Home Insurance Agent · Oxford, AL
(256) 832-8779
agents.countryfinancial.com/usa/al/oxford/wynika-hendrix
MI
1132 Snow St
McElroy Insurance Agency
Home Insurance Agent · Oxford, AL
(256) 473-7501
mcelroyinsuranceagency.com
AI
1002 Hamric Dr E
Alfa Insurance - Josh Mitchell Agency
Home Insurance Agent · Oxford, AL
(256) 954-9710
alfainsurance.com/joshmitchell

What Does a a Home Insurance Agent in Oxford Cost?

The average home insurance premium in Alabama is around 1800 dollars per year but costs vary widely. In Oxford factors like home age construction type and distance to a fire station affect your rate. A typical policy might range from 1000 to 3000 dollars annually. This is general information not insurance advice.

About home insurance agents in Oxford

Home insurance agents in Oxford Alabama help residents find coverage for their homes and personal property. Alabama law requires insurers to offer replacement cost coverage for dwelling policies. Agents can explain how local weather risks like tornadoes and hail affect your premium.

Frequently Asked Questions

What does a home insurance agent in Oxford do?

A home insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and exclusions. They also assist with claims and policy changes after you buy a home.

Is home insurance required in Alabama?

Alabama law does not require home insurance by statute. However your mortgage lender will require it to protect their investment. Without a mortgage you can choose to go without coverage but it is risky.

How do Alabama weather risks affect home insurance?

Alabama is prone to tornadoes hailstorms and hurricanes. Insurers in Oxford may charge higher premiums for wind and hail coverage. Some policies have separate deductibles for wind or named storm damage.

Home Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.