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Find Home Insurance Agents Near You in Pelham, AL

Browse home insurance agents serving Pelham, Alabama. Updated 2026-07-14.

The top-rated home insurance agent in Pelham, Alabama is Ryan Fagerstrom - State Farm Insurance Agent, rated 5.0 stars across 423 reviews. Other highly rated options include Joseph Chambers - State Farm Insurance Agent, Freeway Insurance, Blake Guy - State Farm Insurance Agent. This directory lists 21 home insurance agents serving Pelham.

Showing 21 home insurance agents in Pelham, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ryan Fagerstrom - State Farm Insurance Agent2789 Pelham Pkwy(205) 985-2917
2Joseph Chambers - State Farm Insurance Agent306 Canyon Park Dr(205) 663-3276
3Freeway Insurance3030 Pelham Pkwy #3A(205) 216-2022
4Blake Guy - State Farm Insurance Agent2132 US-31 Suite B(205) 988-4525
5Standifer Insurance Group: Allstate Insurance199 Canyon Park Dr(205) 664-3200
6Acceptance Insurance2852 Pelham Pkwy(205) 564-7096
7Alfa Insurance - The Sims Agency, LLC3391 Pelham Pkwy A(205) 624-6637
8Direct Auto Insurance3569 Pelham Pkwy Suite12 Suite 12(205) 623-1231
9Acrisure Pelham, AL (DSD Insurance)135 Hayesbury Dr(205) 621-1770
10The Family Agency, Inc: Allstate Insurance3183 Pelham Pkwy Ste E(205) 664-1892
RF
2789 Pelham Pkwy
Ryan Fagerstrom - State Farm Insurance Agent
Home Insurance Agent · Pelham, AL

Ryan Fagerstrom - State Farm Insurance Agent serves the Pelham, AL area and Birmingham metro region, offering home insurance policies that protect local residences against common perils. This agency helps homeowners select coverage for dwelling structures, personal belongings, and liability protection. Residents in this community can also secure protection specifically for detached structures like garages or sheds and receive help with personal liability coverage for accidents on their property.

JC
306 Canyon Park Dr
Joseph Chambers - State Farm Insurance Agent
Home Insurance Agent · Pelham, AL

Joseph Chambers - State Farm Insurance Agent in Pelham, AL, provides comprehensive home insurance services that protect against common perils such as fire, theft, and weather-related damage. The office offers customized coverage options and assists clients with policy adjustments, claims filing, and routine annual reviews to ensure adequate protection as circumstances change. It services a variety of property types, including single-family homes, apartments, retail businesses, and restaurants in the local area.

FI
3030 Pelham Pkwy #3A
Freeway Insurance
Home Insurance Agent · Pelham, AL

Freeway Insurance serves homeowners, property managers, and small business owners in Pelham, Alabama. The agency helps clients obtain coverage for their homes against common regional risks such as storms and fire. It arranges policies that protect dwellings and personal property as well as liability. Customers receive guidance in comparing options to meet their specific coverage needs and budget. Freeway Insurance also serves homeowners in the greater Birmingham metro area including the neighboring community of Alabaster.

BG
2132 US-31 Suite B
Blake Guy - State Farm Insurance Agent
Home Insurance Agent · Pelham, AL

Blake Guy - State Farm Insurance Agent serves homeowners, businesses, and property managers in Pelham, Alabama, by offering home insurance policies that protect against common local risks like storm damage and liability. Additional coverage options, including renters and condo insurance, are available to meet various property needs. Policies are customized through personal consultations to help clients choose appropriate deductibles and coverage limits. The agency also extends its services to residents and business owners throughout the greater Shelby County area, including nearby Helena.

SI
199 Canyon Park Dr
Standifer Insurance Group: Allstate Insurance
Home Insurance Agent · Pelham, AL

Standifer Insurance Group: Allstate Insurance serves Pelham, Alabama, and the surrounding communities, providing home insurance coverage for area residents. The agency handles standard homeowner policies that protect dwellings, personal property, and liability exposures common to local properties. In a typical job, it assesses a client's specific needs and property details before recommending appropriate coverage limits and optional endorsements. It then explains the policy terms clearly to ensure the homeowner understands their protections before finalizing the agreement.

AI
2852 Pelham Pkwy
Acceptance Insurance
Home Insurance Agent · Pelham, AL

Acceptance Insurance in Midfield, AL provides a range of services including property insurance, liability coverage, and protection against common regional perils such as wind and hail. Their general offerings help clients select appropriate policy limits and deductibles for standard residential needs. Routine policy reviews and adjustments can be scheduled to keep coverage aligned with changes in property value or use. The company serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.

AI
3391 Pelham Pkwy A
Alfa Insurance - The Sims Agency, LLC
Home Insurance Agent · Pelham, AL

Home insurance agents typically assist with both one-time policy purchases and recurring service needs, such as renewals and coverage adjustments. Alfa Insurance - The Sims Agency, LLC in Pelham, AL helps property owners select dwelling protection suited for local weather and liability concerns. Each plan can be reviewed annually to match evolving home values. Coverage discussions always consider the structure itself and personal belongings inside the home. Service runs on an as-needed basis, whether for initial policy setup or mid-term changes like adding a new roof.

DA
3569 Pelham Pkwy Suite12 Suite 12
Direct Auto Insurance
Home Insurance Agent · Pelham, AL

Direct Auto Insurance serves the Pelham, Alabama area and surrounding communities. As a home insurance agent, it handles residential policies that protect structures and personal belongings. This agency assists local homeowners in evaluating their coverage needs for standard perils. To stay responsive, it generally works directly with clients to review policy details and explain available options before tailoring a plan to their situation.

AP
135 Hayesbury Dr
Acrisure Pelham, AL (DSD Insurance)
Home Insurance Agent · Pelham, AL

As a home insurance agent in Pelham, AL, Acrisure Pelham (DSD Insurance) offers specialty services such as tailored coverage for standard single-family residences and rental properties. It generally assists local homeowners in comparing policies to protect their structures and personal belongings against common regional risks. The company regularly helps clients review their deductibles and liability limits. This service can be particularly useful when preparing for the increased storm and hail activity often seen during Alabama’s active spring and summer seasons.

FA
3183 Pelham Pkwy Ste E
The Family Agency, Inc: Allstate Insurance
Home Insurance Agent · Pelham, AL

When spring storms roll through the Pelham area, homeowners often find themselves assessing unexpected damage to roofs and siding. The Family Agency, Inc: Allstate Insurance provides guidance on standard home insurance policies that cover such weather-related losses. Their local agents explain coverage details for wind, hail, and extended perils common in central Alabama. They help clients review deductibles and liability protections. A visit to their Pelham office can begin with an initial policy review and inspection of the property’s current protections.

GI
2105 Old Montgomery Hwy Suite 202
Goosehead Insurance - William Cox
Home Insurance Agent · Pelham, AL
(205) 286-6386
goosehead.com/agents/al/pelham/william-cox
IN
240 Applegate Pkwy
InsuranceSouth
Home Insurance Agent · Pelham, AL
(844) 235-5754
insurancesouth.com
PI
3143 US-31
Proactive Insurance Co Alabama
Home Insurance Agent · Pelham, AL
(256) 500-6414
AI
136 Bowling Ln
Alfa Insurance - Justin Rumph Agency
Home Insurance Agent · Pelham, AL
(205) 382-8255
alfainsurance.com/justinrumph
FI
2172 Pelham Pkwy Ste 101
Farmers Insurance - Vincent Pierce
Home Insurance Agent · Pelham, AL
(205) 444-9494
agents.farmers.com/al/pelham/vincent-pierce
AI
2032 Valleydale Rd
Alabama Insurance Exchange Inc
Home Insurance Agent · Pelham, AL
(205) 988-0800
aieins.com
AI
2691 Pelham Pkwy Suite G
Alfa Insurance - The Crocker & Henson Agencies
Home Insurance Agent · Pelham, AL
(205) 663-7161
alfainsurance.com
WP
110-150 Cahaba Valley Rd
Well Plus Health Insurance AL
Home Insurance Agent · Pelham, AL
(205) 433-5117
AS
1020 Commerce Blvd
Ana's Insurance LLC
Home Insurance Agent · Pelham, AL
(205) 230-5061
anasinsuran.my.canva.site/tamites
AA
2116 Old Montgomery Hwy
Alabama Assurance
Home Insurance Agent · Pelham, AL
(205) 293-9446
alabamaassurance.com
VP
2172 Pelham Pkwy Ste 101
Vince Pierce Agency-Farmers Insurance
Home Insurance Agent · Pelham, AL
(205) 444-9494
agents.farmers.com/al/pelham/vincent-pierce

What Does a a Home Insurance Agent in Pelham Cost?

The average cost of home insurance in Alabama is around 1700 to 2500 dollars per year for a standard policy. Pelham rates may vary based on home value construction type and proximity to fire stations. Costs also depend on your deductible and coverage limits. This is general information not insurance advice.

About home insurance agents in Pelham

Home insurance agents in Pelham Alabama help homeowners protect their property with tailored coverage options. Alabama law requires insurers to offer sinkhole coverage but does not mandate flood insurance though lenders often require it. Working with a local agent can help you understand these requirements and find a policy that fits your needs.

Frequently Asked Questions

What does a home insurance agent in Pelham do?

A home insurance agent helps you compare policies from different carriers and explains coverage options like dwelling protection and liability. They also assist with claims and policy changes. Agents in Pelham are familiar with local risks such as severe weather and sinkholes.

Do I need flood insurance in Pelham Alabama?

Flood insurance is not required by Alabama state law but your mortgage lender may mandate it if your home is in a flood zone. Many Pelham properties are in flood-prone areas so an agent can help you evaluate your risk. Standard home policies do not cover flood damage.

How does Alabama law affect home insurance costs?

Alabama law allows insurers to use factors like credit score and claims history to set premiums. The state also has a wind pool program for coastal areas though Pelham is inland. These factors can influence your rate and an agent can explain how they apply to you.

Home Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.