The top-rated home insurance agent in Ashland, Kentucky is Mary Boggs - State Farm Insurance Agent, rated 5.0 stars across 310 reviews. Other highly rated options include Jessica Haukedahl - State Farm Insurance Agent, Ian Phillips - State Farm Insurance Agent, Sharp Insurance & Financial Services. This directory lists 19 home insurance agents serving Ashland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mary Boggs - State Farm Insurance Agent | 1653 Greenup Ave | (606) 744-1208 |
| 2 | Jessica Haukedahl - State Farm Insurance Agent | 2000 13th St | (606) 325-8591 |
| 3 | Ian Phillips - State Farm Insurance Agent | 2101 Carter Ave | (606) 324-4159 |
| 4 | Sharp Insurance & Financial Services | 612 Wheatley Rd | (606) 324-0696 |
| 5 | Bryan Warner: Allstate Insurance | 1116 Bath Ave | (606) 467-6199 |
| 6 | Kentucky Farm Bureau Insurance | 9285 US-60 | (606) 928-9561 |
| 7 | Larra Ferguson: Allstate Insurance | 4332 13th St Unit 1 | (606) 325-7700 |
| 8 | D. Insurance Agency | 2036 29th St | (270) 648-1717 |
| 9 | Charles C Adams Insurance Inc | 221 20th St | (606) 325-9709 |
| 10 | Greg Gibson Insurance | 12544 US-60 | (606) 585-0153 |
Mary Boggs - State Farm Insurance Agent serves the Ashland, Kentucky, metro area as a home insurance agent. The company offers homeowners insurance policies to protect local residential properties. Clients can obtain coverage for their dwelling and personal belongings against common risks like fire and theft. The agency also assists customers in securing appropriate liability protection for their homes. Additional services include processing claims for property damage and providing policy reviews to align coverage with current needs. It handles both standard home insurance policies and specialized coverage options for condominiums.
Jessica Haukedahl - State Farm Insurance Agent offers a broad range of insurance services, from standard home and renters policies to personal liability and flood coverage. Its maintenance plans focus on helping policyholders protect their property, offering guidance on risk mitigation and safe storage practices. The company provides regular policy reviews to ensure coverage aligns with current needs. Ashland homeowners and apartment dwellers, as well as retail store and restaurant owners, can all access its solutions for property protection.
Homeowners, property managers, and small businesses in Ashland rely on Ian Phillips - State Farm Insurance Agent for personalized home insurance solutions. This agency helps clients in the local area assess coverage needs for their residences and rental properties. Policies address standard risks from weather events to liability concerns common across eastern Kentucky. Serving the city and its surrounding communities in Boyd County, the office also extends its home insurance services to nearby Catlettsburg and other neighboring parts of the Ashland metro region.
Sharp Insurance & Financial Services serves Ashland, Kentucky, and the surrounding communities in the region. It handles standard home insurance policies that protect a client’s dwelling, personal property, and liability. The agency walks homeowners through coverage options to match their individual needs and property value. For a typical job, it reviews the home’s construction and local risk factors to recommend a suitable policy that provides adequate financial protection.
Bryan Warner: Allstate Insurance specializes in providing home insurance policies tailored to property owners in Ashland, Kentucky. The agency also offers general insurance services, including assistance with policy reviews, coverage adjustments, and claims support for local homeowners. With the region’s varied weather patterns, the agency helps clients prepare for seasonal concerns such as storm damage or winter freeze risks to their homes.
A home insurance agent may offer a one-time policy review or recurring annual service for coverage adjustments. Kentucky Farm Bureau Insurance, located in Ashland, Kentucky, helps clients protect their homes through tailored policies. They address standard risks such as fire, theft, and weather damage common to the region. Their agents work to match each homeowner with appropriate protection levels. Service for this Home Insurance Agent company is provided on an as-needed basis, with clients able to request assistance whenever specific questions or policy updates arise.
Operating as a local home insurance agent, Larra Ferguson: Allstate Insurance serves Ashland, KY by offering both one-time policy reviews and ongoing account management. Coverage typically protects a residence from perils like fire, wind, and theft, while also including liability protection for the homeowner. Customers can schedule a single consultation to review their current homeowners policy or establish a recurring relationship for annual policy updates and adjustments as property values change. All services are available on either a one-time, scheduled, or as-needed basis.
D. Insurance Agency works with homeowners to build coverage that protects their property and possessions from common regional risks, including severe storms and flooding. It offers specialty add-ons such as extended replacement cost and identity theft protection to address gaps in standard policies. The agency evaluates each client’s situation to tailor deductible levels and liability limits. Residential structures, rental properties, and vacation homes are typical focuses, and the agency can also serve commercial sectors such as offices, warehouses, and food service operations.
Charles C Adams Insurance Inc provides home insurance services tailored to properties in Ashland, Kentucky, including coverage for dwelling, personal property, and liability protection. It also handles general policy reviews and adjustments to meet individual homeowner needs. As part of its work, the agency assists clients with updating policies after major home renovations or purchases of valuable items. It specifically helps homeowners review their coverage before the region's seasonal storm season to ensure protection against potential wind and hail damage.
In the Ohio River Valley, seasonal storms and fluctuating humidity make homeowners mindful of coverage gaps, and Greg Gibson Insurance in Ashland, KY, provides local guidance on standard and specialty home policies. The agency helps residents review dwelling limits and personal property provisions for regional weather risks. A typical engagement begins with a consultation where an agent assesses the property’s structure, local replacement costs, and planned coverages, followed by scheduling a walk-through inspection.
What Does a a Home Insurance Agent in Ashland Cost?
The average cost of homeowners insurance in Kentucky is around 1300 to 1600 per year for a standard policy. Factors like your homes age location and coverage limits affect the price. A local agent in Ashland can provide quotes tailored to your situation. This is general information not insurance advice.
About home insurance agents in Ashland
Home insurance agents in Ashland Kentucky help residents find coverage for their homes and personal property. Kentucky law does not require homeowners insurance but mortgage lenders typically do. Agents can explain local risks such as flooding near the Ohio River and help you choose a policy that fits your needs.
Frequently Asked Questions
What does a home insurance agent in Ashland do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and liability. They also assist with claims and policy changes.
Is homeowners insurance required in Kentucky?
Kentucky state law does not require homeowners insurance. However most mortgage lenders require it to protect their investment. If you own your home outright you can choose not to carry insurance.
How does Kentucky flood risk affect home insurance?
Standard home insurance policies do not cover flood damage. Ashland is near the Ohio River so flood risk is a concern. You may need a separate flood insurance policy through the National Flood Insurance Program.
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