ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare home insurance agents in Berea. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Berea, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 12 home insurance agents in Berea, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Craig Loftis - State Farm Insurance Agent
145 Plaza Dr, Berea, KY 40403
(859) 986-2371
craigloftis.com
Shelter Insurance - Kim Maupin
208 Pauline Dr Ste C, Berea, KY 40403
(859) 986-1979
shelterinsurance.com
Kentucky Farm Bureau Insurance
216 Pauline Dr, Berea, KY 40403
(859) 986-2318
kyfb.com
Charles Cromer: Allstate Insurance
219 Prince Royal Dr Ste 18, Berea, KY 40403
(859) 228-0007
agents.allstate.com
Sammy Castle Insurance
327 Chestnut St #3, Berea, KY 40403
(859) 985-1986
sammycastleinsurance.com
Derrick Shawn Isaac
427 Chestnut St, Berea, KY 40403
(859) 985-0330
erieinsurance.com
Insurance Co
631 Chestnut St #1, Berea, KY 40403
(859) 800-2917
progressiveagent.com
Harbor Insurance KY
101 Morningside St, Berea, KY 40403
(859) 592-8426
EliteLegacy Insurance KY
401 US-25, Berea, KY 40403
(859) 694-5408
American National Insurance Co
711 Chestnut St, Berea, KY 40403
(956) 404-0844
anico.com
TKO Insurance Agency, LLC
1049 Jd Cir, Berea, KY 40403
(859) 780-2711
Humana in Berea
421 Ellis St, Berea, KY 40403
(866) 227-5456
Home insurance agents in Berea Kentucky help you find coverage for your house and belongings. Kentucky law requires insurers to offer certain coverages like windstorm protection. A local agent can explain how Kentucky insurance regulations affect your policy and help you compare options from different companies.
What Does a Home Insurance Agent in Berea Cost?
The average cost of home insurance in Kentucky is around 1,400 to 2,200 dollars per year for a typical policy. Rates in Berea may be slightly lower than state averages due to lower crime rates. Your actual cost depends on your homes age, construction type, location, and coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Berea do?
A home insurance agent helps you shop for policies from different insurance companies. They explain coverage options like dwelling protection and personal liability. They also assist with filing claims and updating your policy when your needs change.
Do I need flood insurance in Berea Kentucky?
Standard home insurance policies do not cover flood damage. Berea is near creeks and low-lying areas so flood insurance may be required if you have a mortgage from a federally regulated lender. Ask your agent about separate flood policies through the National Flood Insurance Program.
How do Kentucky insurance laws affect my home policy?
Kentucky law requires insurers to offer coverage for windstorm and hail damage. The state also has a 15-day grace period for late premium payments. Your agent can explain how these laws apply to your specific policy and what to do if you have a dispute with your insurer.
Free • No Obligation
Compare Home Insurance Agents
Get matched with agents in Berea who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.