Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 19 home insurance agents in Owensboro, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Shane Satterfield - State Farm Insurance Agent
2100 Frederica St, Owensboro, KY 42301
(270) 685-4452
mysfagentshane.com
Candace Crossan - State Farm Insurance Agent
933 Tamarack Rd, Owensboro, KY 42301
(270) 926-1114
candaceismyagent.com
Branden Haines - State Farm Insurance Agent
2917 New Hartford Rd, Owensboro, KY 42303
(270) 683-0001
brandenhaines.com
The Hayden Agency: Allstate Insurance
700 Carlton Dr, Owensboro, KY 42303
(270) 926-7007
agents.allstate.com
T.H.E Insurance Group
745 Carlton Dr, Owensboro, KY 42303
(270) 240-1835
theinsurancegroupowensboro.com
Allstate Insurance Agent: Kent Banning
3221 Frederica St STE D, Owensboro, KY 42301
(270) 683-7343
agents.allstate.com
Owensboro Insurance Agency
328 Legion Blvd W, Owensboro, KY 42303
(270) 685-5360
Elevate Insurance Agency Inc
3118 Alvey Park Dr E Ste 4, Owensboro, KY 42303
(270) 682-0001
elevateyourinsurance.com
EM Ford Insurance & Financial Planning
600 Frederica St, Owensboro, KY 42301
(270) 926-2806
emford.com
AAA Owensboro Insurance and Member Services
1600 Frederica St, Owensboro, KY 42301
(270) 683-8034
ace.aaa.com
WD Insurance
2410 W Parrish Ave, Owensboro, KY 42301
(270) 240-2268
wdinsuranceobky.com
Bennett Insurance Agency
801 Old Hartford Rd, Owensboro, KY 42303
(270) 228-2323
Nationwide Insurance: Aubrey M Beatty
922 Triplett St Ste 1, Owensboro, KY 42303
(270) 684-1006
agency.nationwide.com
THE Insurance Group by Drew Young
745 Carlton Dr, Owensboro, KY 42303
(812) 608-0649
River City Insurance Agency
800 Frederica St, Owensboro, KY 42301
(270) 216-8975
rivercityinsuranceagencyky.hibuwebsites.com
Lawton Insurance of Owensboro
200 E 3rd St Suite 101, Owensboro, KY 42301
(270) 685-5124
hfins.com
Neely Insurance Agency LLC
2120 Frederica St, Owensboro, KY 42301
(270) 213-6394
Maddox Insurance Group
2803 Veach Rd, Owensboro, KY 42301
(270) 485-2159
jordanmaddoxinsurance.com
Ohio Valley Insurance, LLC
5010 Back Square Dr, Owensboro, KY 42301
(270) 683-3336
ohiovalleyins.com
What Does a Home Insurance Agent in Owensboro Cost?
Home insurance costs in Owensboro Kentucky average around 1200 to 1800 dollars per year for a typical single family home. Rates depend on factors like your homes age location and construction type. Kentucky law allows insurers to consider your credit history and claims history when setting premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Owensboro do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain policy terms and help you file claims. Agents in Owensboro know local risks like severe storms and can recommend appropriate coverage limits.
Do I need flood insurance in Owensboro Kentucky?
Standard home insurance policies do not cover flood damage. Owensboro is near the Ohio River so flood risk is present. You may need a separate flood insurance policy through the National Flood Insurance Program if your property is in a flood zone.
How do Kentucky insurance laws affect my home policy?
Kentucky requires insurers to offer replacement cost coverage for dwelling policies. The state also has a 15 day grace period for late premium payments. Kentucky law allows insurers to use credit scores when setting rates but they must disclose this practice.