The top-rated home insurance agent in Florence, Kentucky is Rollins Insurance, rated 5.0 stars across 608 reviews. Other highly rated options include Randy Watkins at Comparion Insurance Agency, The Buckman Agency: Allstate Insurance, Bob Boswell Jr - State Farm Insurance Agent. This directory lists 21 home insurance agents serving Florence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rollins Insurance | 7000 Houston Rd STE 8 | (859) 781-7283 |
| 2 | Randy Watkins at Comparion Insurance Agency | Executive Center, 500 Meijer Dr #207 | (859) 594-6697 |
| 3 | The Buckman Agency: Allstate Insurance | 7281 Burlington Pike | (859) 283-9200 |
| 4 | Bob Boswell Jr - State Farm Insurance Agent | 8162 Mall Rd | (859) 525-1460 |
| 5 | Amber Ison at Comparion Insurance Agency | Executive Center, 500 Meijer Dr #207 | (859) 594-6690 |
| 6 | C.K. Ash Insurance | 8620 US-42 | (859) 384-5200 |
| 7 | Comparion Insurance Agency | Executive Center, 500 Meijer Dr #207 | (859) 371-0440 |
| 8 | Shepherd Insurance | 234 Main St | (859) 371-7006 |
| 9 | Barnes Insurance Group | 7600 Dixie Hwy | (859) 586-8055 |
| 10 | Bettie L. Cottongim: Allstate Insurance | 7430 US-42 Ste 214 | (859) 371-9559 |
Rollins Insurance serves the Florence, Kentucky area as a home insurance agent. It helps local homeowners understand coverage options for their property and belongings. The agency assists clients in choosing policies that address common regional concerns, including weather-related damage and liability protection. Working with multiple insurance carriers allows the agency to compare different plans and pricing. It handles specific services such as securing dwelling coverage and arranging personal property protection for single-family homes.
Randy Watkins at Comparion Insurance Agency serves the Florence, Kentucky area and its surrounding communities, handling a full range of home insurance policies for local homeowners. This agent works with clients to assess their property coverage needs, including protection for the dwelling and personal belongings. For a typical job, the office reviews the home's structure, location risks, and contents value, then presents several plan options suitable for the neighborhood. To handle the job, the agent carefully compares policy features from different carriers to find a balanced fit for each household.
The Buckman Agency in Florence, Kentucky, provides home insurance policies that protect against common perils such as fire, theft, and weather-related damage. Agents assist clients in selecting appropriate coverage levels and deductibles to meet individual needs. Service plans are available to help homeowners manage policy adjustments and claims filing. The agency also offers annual policy reviews to ensure coverage remains adequate as circumstances change. It serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Bob Boswell Jr - State Farm Insurance Agent serves homeowners and property managers throughout Florence, Kentucky, providing standard home insurance policies that cover dwelling, personal property, and liability protection. The agency also assists with additional coverage options such as flood or earthquake endorsements, helping clients tailor plans to their specific needs. Regular policy reviews are offered to ensure coverage limits remain adequate. This agent also serves nearby Union, ensuring residents across Boone County have access to local insurance guidance.
As the seasons shift in Florence, Kentucky, many homeowners review their property coverage amid unpredictable storms. Amber Ison at Comparion Insurance Agency provides guidance on home insurance tailored to local needs. The company helps residents evaluate dwelling protection, liability limits, and contents coverage based on the unique housing stock in the area. Customers often meet with agents to compare policy options from multiple carriers. This process typically begins with a detailed walkthrough of the home’s age, construction materials, and safety features during an initial property assessment.
C.K. Ash Insurance provides tailored home insurance coverage options for property owners in Florence, Kentucky, specializing in policies that protect against common structural and liability risks. It also offers general insurance services to help homeowners address their individual protection needs. The agency assists clients with evaluating appropriate coverage limits for their houses and personal belongings. During the spring storm season, it helps customers review and update their policies to ensure adequate protection against potential wind and hail damage that frequently occurs in the region.
Comparion Insurance Agency offers both one-time quotes and ongoing policy management for home insurance. Their coverage options protect dwellings, personal property, and liability for Florence homeowners. Like all local agencies, they help clients compare policies to meet specific needs. Service runs on both a one-time and as-needed basis depending on whether a client requires a single policy review or periodic adjustments to an existing plan.
Shepherd Insurance provides standard coverage for homeowners in Florence, Kentucky, along with specialized optional endorsements for valuable personal property and sewer or drain backup. The agency advises clients on protecting their structures and personal belongings against common regional risks like severe storms. Its commercial offerings extend to businesses requiring property and liability protection for offices, warehouses, and food service operations.
Barnes Insurance Group provides residential home insurance services to property owners in Florence, KY. They also offer commercial coverage options tailored to local businesses. Their service area encompasses the surrounding northern Kentucky region. Each policy is designed to protect against common regional risks. The agency focuses on clear explanations of coverage terms and responsive claims assistance. Agents follow up with clients between regular policy reviews to ensure ongoing coverage needs are met, which facilitates repeat service and long-term client relationships.
Bettie L. Cottongim: Allstate Insurance in Florence, KY, provides homeowners insurance coverage for single-family houses, condominiums, and rental properties in the greater region. The agency assists clients with standard policies that protect dwelling structures and personal belongings against common perils like fire and theft. Agents also help adjust coverage limits to reflect changes in property value or home renovations. Liability protection and additional living expense benefits are routinely discussed during policy consultations. A specialty this agency can add is scheduled personal property coverage for high-value jewelry or fine art.
What Does a a Home Insurance Agent in Florence Cost?
The average annual home insurance premium in Kentucky is around 1,500 dollars, but costs vary by home value, location, and coverage level. In Florence, factors like the age of your home and its distance from a fire station affect your rate. A typical policy for a 250,000 dollar home might cost between 1,200 and 2,000 dollars per year. This is general information, not insurance advice.
About home insurance agents in Florence
Home insurance agents in Florence, Kentucky help homeowners find policies that protect their property and belongings. Kentucky law requires insurers to offer replacement cost coverage for dwelling losses. Agents can explain how local weather risks like hailstorms and tornadoes affect your premium.
Frequently Asked Questions
What does a home insurance agent in Florence do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling, personal property, and liability. They also assist with filing claims and updating your policy.
Do I need flood insurance in Florence Kentucky?
Standard home insurance does not cover flood damage. Florence is in a region with flood risk from the Ohio River and local creeks. You may need a separate flood policy through the National Flood Insurance Program.
How can I lower my home insurance cost in Kentucky?
You can lower your premium by bundling home and auto insurance. Installing security systems and smoke detectors may also qualify for discounts. Kentucky law allows insurers to offer credits for storm shutters and impact-resistant roofs.
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