The top-rated home insurance agent in Frankfort, Kentucky is Jason Dunn - State Farm Insurance Agent, rated 5.0 stars across 1,070 reviews. Other highly rated options include RB Brown - State Farm Insurance Agent, Steve Woodrum - State Farm Insurance Agent, Erika Hancock - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Frankfort.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Dunn - State Farm Insurance Agent | 160 Versailles Rd | (502) 352-2626 |
| 2 | RB Brown - State Farm Insurance Agent | 949 Louisville Rd C | (502) 875-1301 |
| 3 | Steve Woodrum - State Farm Insurance Agent | 331 Versailles Rd | (502) 695-8888 |
| 4 | Erika Hancock - State Farm Insurance Agent | 210 Kings Daughters Dr | (502) 227-7777 |
| 5 | Bill McCoy Insurance Agency | 1134 US-127 | (502) 875-3994 |
| 6 | Sean Shah: Allstate Insurance | 800 E Main St | (502) 875-1999 |
| 7 | Brenda Harris - State Farm Insurance Agent | 114 Thompson St | (502) 695-1799 |
| 8 | Franklin Goins Insurance Agency | 600 E Main St | (502) 875-4270 |
| 9 | Sturm Insurance Agency | 201 Capital Ave | (502) 875-1351 |
| 10 | Kentucky Farm Bureau Insurance | 1212 Wilkinson Blvd | (502) 223-2193 |
Jason Dunn - State Farm Insurance Agent serves homeowners in the Frankfort, Kentucky, area, providing comprehensive property coverage for single-family homes and condominiums. The agency helps clients understand standard policy inclusions, such as dwelling protection and liability coverage, alongside common add-ons like flood or earthquake endorsements. Policyholders receive personalized risk assessments to tailor their deductibles and coverage limits. In this area, the agent specializes in bundle discounts combining home and auto policies and replacement cost valuations for local homes.
RB Brown - State Farm Insurance Agent in Frankfort, KY provides a full range of home insurance services, including policy consultation, risk assessment, and claims assistance. It offers ongoing support by regularly reviewing coverage options and advising on policy adjustments to meet changing needs. The company services single-family homes, townhouses, apartment buildings, retail spaces, and restaurants throughout the local area.
Steve Woodrum - State Farm Insurance Agent in Frankfort, Kentucky serves local homeowners, those with rental properties, and small business owners seeking property protection. The agency helps clients create customized home insurance policies that safeguard dwellings and personal belongings against common regional risks like storms and fire damage. Additional services include liability coverage options and bundling with auto policies for potential discounts. Service extends to nearby communities such as Lawrenceburg and the greater Franklin County metro area.
Serving Frankfort, Kentucky, and its surrounding communities, Erika Hancock - State Farm Insurance Agent provides home insurance coverage tailored for local residential properties. The agency assists homeowners in protecting their dwellings, personal belongings, and against liability risks with standard policy options. Their typical approach to handling a job begins with a personal consultation to review the client’s specific property needs and ends with the agent explaining the detailed terms of the recommended policy before finalizing any agreement.
Bill McCoy Insurance Agency in Frankfort, KY offers home insurance agents who help clients distinguish between one-time policy adjustments and recurring protection needs. Coverage options typically include dwelling, personal property, and liability protection tailored to local residential structures. Homeowners often require guidance on distinguishing actual cash value from replacement cost coverage. This agency operates primarily on an as-needed basis, meeting with clients when a policy change, new purchase, or annual review is requested.
Sean Shah Allstate Insurance in Frankfort, KY offers homeowners insurance policies tailored to protect single-family dwellings and rental properties. The agency provides personalized coverage evaluations for residents across central Kentucky, addressing both structural protection and personal liability needs. Its adjusters assist with policy endorsements for valuable personal property. In the region’s colder months, the agency helps homeowners review coverage for burst pipe damage and ice dam claims common after winter storms.
When winter storms or spring flooding threaten a home in Frankfort, Kentucky, having reliable coverage is essential. Brenda Harris - State Farm Insurance Agent helps local residents evaluate their property protection in response to these seasonal challenges. This agency focuses on tailoring a home insurance policy that suits the specific needs of the area’s housing stock and weather patterns. After discussing individual risk factors and available coverage options, the agent schedules a thorough walk-through inspection of the home to confirm its current condition and any necessary updates before finalizing the policy details.
Franklin Goins Insurance Agency in Frankfort, KY assists homeowners in securing coverage for their properties and personal belongings. Its offerings can be extended through specialty add-ons such as protection for valuable jewelry, water backup, or identity theft recovery support. The agency structures policies to accommodate the insurance requirements of various commercial sectors, including local offices, warehouses, and food service operations.
Sturm Insurance Agency in Frankfort, KY provides residential home insurance services to local property owners. They also offer commercial coverage for businesses needing to protect their buildings and assets. Serving customers throughout the Frankfort area, the agency helps clients evaluate their individual coverage needs. After an initial policy is set, they remain available to adjust or update plans as circumstances change between regular visits, allowing for seamless follow-up or repeat service.
Kentucky Farm Bureau Insurance in Frankfort, Kentucky offers a range of home insurance services, including coverage for structural damage, personal property, and liability protection. The agency helps clients tailor policies to their specific needs and provides support throughout the claims process. It also offers options for updating coverage as property values change over time. The company services single-family homes, apartments, retail stores, and restaurants.
What Does a a Home Insurance Agent in Frankfort Cost?
The average cost of home insurance in Kentucky is around 1,200 to 1,500 dollars per year for a standard policy. Rates vary based on your homes location age and construction type. An agent can provide quotes from multiple insurers to help you find a competitive rate. This is general information and not insurance advice.
About home insurance agents in Frankfort
A home insurance agent in Frankfort Kentucky can help you find the right coverage for your property. Kentucky law requires insurers to offer certain protections like coverage for wind and hail damage. An agent can explain policy details and help you compare options from different companies.
Frequently Asked Questions
What does a home insurance agent in Frankfort do?
A home insurance agent helps you find a policy that fits your needs and budget. They can explain coverage types like dwelling protection and personal property coverage. They also assist with claims and policy changes after you buy a policy.
Do I need flood insurance in Frankfort Kentucky?
Standard home insurance policies do not cover flood damage. Frankfort is near the Kentucky River so flood risk exists in some areas. You may need a separate flood insurance policy through the National Flood Insurance Program or a private carrier.
How long do I have to file a home insurance claim in Kentucky?
Kentucky law does not set a specific time limit for filing a claim but your policy will have a deadline. Most policies require you to report a loss promptly usually within 30 to 60 days. Check your policy documents for exact time frames.
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