The top-rated home insurance agent in Louisville, Kentucky is Zachary Hernan - State Farm Insurance Agent, rated 5.0 stars across 906 reviews. Other highly rated options include Andrew Mullis - State Farm Insurance Agent, Aspen Ridge Insurance, LLC, RLP Insurance. This directory lists 58 home insurance agents serving Louisville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zachary Hernan - State Farm Insurance Agent | 10116 Taylorsville Rd | (502) 749-5466 |
| 2 | Andrew Mullis - State Farm Insurance Agent | 4110 St Joseph Ave | (502) 449-4300 |
| 3 | Aspen Ridge Insurance, LLC | 9850 Von Allmen Ct #201 | (502) 233-2272 |
| 4 | RLP Insurance | 4360 Brownsboro Rd | (502) 428-7267 |
| 5 | Greg Haus - State Farm Insurance Agent | 3610 Lexington Rd | (502) 894-4406 |
| 6 | The Insurance Artist LLC | 9700 Bunsen Pkwy | (502) 830-9176 |
| 7 | Mary Henry - State Farm Insurance Agent | 5800 Bardstown Rd | (502) 491-7797 |
| 8 | Hyland Insurance | 9750 Ormsby Station Rd Suite 200 | (502) 637-4733 |
| 9 | Grace Group Agency: Allstate Insurance | 2920 Brownsboro Rd | (502) 205-8038 |
| 10 | Commonwealth Insurance Services | 12000 Shelbyville Rd | (502) 813-5436 |
Zachary Hernan - State Farm Insurance Agent serves homeowners in and around Louisville, Kentucky, offering personalized home insurance policies and risk management solutions. The agency helps local residents assess their property coverage needs. Each policy is designed to safeguard a home’s structure and personal belongings from common regional events such as storms or fire. Claims assistance and guidance for bundling home insurance with auto coverage are two specific services this agent handles for clients in the Louisville area.
Andrew Mullis - State Farm Insurance Agent in Louisville, KY offers a full range of home insurance services, including coverage for dwelling, personal property, and liability protection. Customizable policy options help protect against common risks such as fire, theft, and weather-related damage. For ongoing peace of mind, the agency provides regular policy reviews and claims assistance. The services cover a variety of residential and commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Aspen Ridge Insurance, LLC serves homeowners in Louisville, Kentucky, offering guidance on home insurance policies to protect residential property and personal assets. The agency helps clients understand standard coverage options, including dwelling protection and liability, while working to find appropriate policies for their specific needs. Serving the local community with a focus on personalized assistance for individual homeowners, Aspen Ridge Insurance, LLC also extends its coverage services to clients in the neighboring communities of the greater Louisville metro area.
Serving Louisville, Kentucky, and its surrounding communities, RLP Insurance provides home insurance solutions for area residents. It handles policies for standard homeowners coverage, protecting structures and personal belongings against common risks. The agency works to match each client’s unique property needs with suitable carrier options available in the region. Its general approach for a typical job involves a straightforward consultation to assess a home’s exposures, then presenting policy comparisons designed to meet the client’s coverage preferences within their budget.
Greg Haus - State Farm Insurance Agent in Louisville, KY, is known for helping local homeowners secure coverage to protect their property and personal belongings. The agency offers a full range of standard policies, including dwelling, liability, and personal property protection, tailored to the needs of area residents. This location specializes in bundling home insurance with auto policies to provide potential discounts and simplify policy management for clients. An additional specialty service available is adding coverage for valuable personal items like jewelry or fine art.
The Insurance Artist LLC assists homeowners in Louisville, Kentucky, in securing essential property coverage tailored to their needs. The company helps clients evaluate policies that protect dwellings and belongings from common risks like fire, theft, and storm damage. Their work involves comparing different insurers to find appropriate levels of liability and deductibles. For added security, they offer guidance on bundling home insurance with a separate umbrella liability policy for broader financial protection.
Mary Henry - State Farm Insurance Agent serves the Louisville, Kentucky metro area and its surrounding communities. As a home insurance agent, the company works with homeowners to help them protect their property and personal belongings with tailored coverage options. They assist local residents in understanding policy limits, deductibles, and the differences between replacement cost and actual cash value. This office regularly handles policies for single-family homes in Jefferson County and also provides guidance on bundling home insurance with auto policies for area residents.
Hyland Insurance helps homeowners secure coverage to protect their residences. The agency specializes in add-on policies such as flood protection and personal liability endorsements for local homeowners in Louisville, Kentucky. Agents can structure a policy that includes replacement cost coverage for dwelling and contents. Commercial sectors this agency can serve include small offices, warehouses, and food service establishments seeking general liability or property insurance.
Grace Group Agency: Allstate Insurance offers a range of home insurance services in Louisville, Kentucky, including policies that cover structural damage and personal property. Service plans are available to help clients review coverage needs and adjust policies over time. Maintenance plans may include periodic policy check-ins to ensure adequate protection. The agency provides its home insurance services for various property types, including single-family homes, apartments, retail spaces, and restaurants.
What Does a a Home Insurance Agent in Louisville Cost?
The average annual home insurance premium in Kentucky is around 1,300 to 1,800 dollars for a typical single family home. Costs depend on factors like home value, location, deductible, and claims history. Louisville homeowners may pay slightly more due to urban crime rates and weather risks. This is general information and not insurance advice.
About home insurance agents in Louisville
Home insurance agents in Louisville Kentucky help residents find coverage for their homes and belongings. Kentucky law requires insurers to offer replacement cost coverage on dwelling policies. An agent can explain local risks like flooding from the Ohio River and how to add appropriate endorsements.
Frequently Asked Questions
What does a home insurance agent in Louisville do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain policy terms, help you file claims, and advise on coverage limits. Agents in Louisville are licensed by the Kentucky Department of Insurance.
Do I need flood insurance in Louisville Kentucky?
Standard home insurance policies do not cover flood damage. Louisville is near the Ohio River and has flood risk areas. You may need a separate flood policy through the National Flood Insurance Program or a private insurer.
How long does it take to get a home insurance quote in Louisville?
Most agents can provide a quote within a few minutes to one business day. You will need details about your home such as its age, square footage, and roof condition. Some insurers offer instant online quotes while others require a phone call.
Home Insurance Agents in Other Kentucky Cities
Ashland · Bardstown · Berea · Bowling Green · Elizabethtown · Florence · Frankfort · Georgetown · Henderson · Hopkinsville · La Grange · Lexington · Mt Washington · Nicholasville · Owensboro