The top-rated home insurance agent in Pikeville, Kentucky is Laura Feltner - State Farm Insurance Agent, rated 5.0 stars across 275 reviews. Other highly rated options include Bray and Oakley Insurance Agency, Jennifer Reynolds - State Farm Insurance Agent, Gary Lowe - State Farm Insurance Agent. This directory lists 19 home insurance agents serving Pikeville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Laura Feltner - State Farm Insurance Agent | 569 Thompson Rd | (606) 200-5001 |
| 2 | Bray and Oakley Insurance Agency | 103 Weddington Branch Rd | (606) 432-2527 |
| 3 | Jennifer Reynolds - State Farm Insurance Agent | 4545 N Mayo Trail | (606) 432-4444 |
| 4 | Gary Lowe - State Farm Insurance Agent | 3780 N Mayo Trail STE 101 | (606) 432-4877 |
| 5 | National insurence | 180 Town Mountain Rd STE 101 | (606) 252-3759 |
| 6 | EverTrust Insurance KY | 192 Town Mountain Rd | (606) 517-2587 |
| 7 | AAA Insurance Services Inc. | 106 Williamson St Suite A | (606) 433-1119 |
| 8 | Kentucky Farm Bureau Insurance | 320 Bypass Rd | (606) 437-9606 |
| 9 | Transamerica Agency Network | 126 Trivette Dr #303 | (606) 432-9344 |
| 10 | Blackburn Insurance Group | 180 Town Mountain Rd # 113 | (606) 432-1077 |
Laura Feltner - State Farm Insurance Agent serves Pike County and its surrounding communities. It offers a variety of personal lines insurance solutions designed to protect local homes and households. For property owners in the Pikeville area, the agency assesses individual coverage needs and provides suitable homeowners policies. It also assists customers with claims guidance and policy adjustments throughout the year. Specific services handled locally include protection for single-family dwellings and renters insurance.
Bray and Oakley Insurance Agency serves Pikeville and the surrounding Pike County area as a home insurance agent. The company assists local homeowners in securing essential property coverage to protect their residences and personal belongings. In this mountainous region, standard policies often require adjustments for specific regional risks. Bray and Oakley handles tailored coverage options, including protection against damages from severe weather events common to eastern Kentucky, and advises clients on appropriate liability limits for their properties.
Jennifer Reynolds, as a State Farm Insurance Agent in Pikeville, KY, provides a range of home insurance services including coverage for dwelling, personal property, liability, and additional living expenses. She offers standard service plans that involve policy reviews to help clients adjust coverage as their needs change. The agency helps new homeowners with initial policies and assists existing clients with claims guidance. Her services cover single-family homes, apartments, rental properties, retail spaces, and local restaurants.
Gary Lowe - State Farm Insurance Agent serves homeowners, businesses, and property managers in Pikeville, Kentucky. The agency provides standard home insurance coverage tailored to protect local properties against common regional risks. Policy options typically include dwelling, personal property, and liability protection. Clients can discuss ways to bundle home coverage with other personal insurance needs for potential savings. The agency also extends its services to nearby communities such as Prestonsburg, helping additional residents secure reliable coverage for their homes.
National Insurance serves the Pikeville, Kentucky area and its surrounding communities, handling homeowners insurance policies for local residential properties. The agency works with clients to secure coverage that protects against common regional risks, including storm damage and liability concerns. Each job is handled by first assessing the homeowner's specific property details and coverage needs, then providing clear options to match their situation with an appropriate policy.
EverTrust Insurance KY offers home insurance options that can be purchased as a single policy or renewed annually for ongoing protection. Their coverage typically addresses dwelling, other structures, personal property, and liability for replacement or repair claims. Living in Pikeville, Kentucky, homeowners may benefit from local guidance on standard perils like storm or fire damage. Service operates on a scheduled basis, with policies set to a specific term and customers advised to review coverage each year as renewal approaches.
AAA Insurance Services Inc. in Pikeville, KY offers specialty coverage for older homes and replacement cost policies designed to match local rebuilding standards. It also handles standard home insurance, assisting clients with personal property protection and liability coverage for common household risks. The agency helps customers in eastern Kentucky navigate insurance needs during the region’s frequent severe weather seasons, particularly advising on storm damage claims and flood policy requirements.
Kentucky Farm Bureau Insurance in Pikeville, Kentucky provides a range of services for homeowners seeking property coverage and financial protection. Its plans typically include options for hazard insurance, liability coverage, and personal property protection, along with regular policy reviews to adjust coverage as needs change. Maintenance advice and claim assistance are common parts of its ongoing service. The agency handles coverage for single-family homes, apartments, retail spaces, and restaurants in the local area.
As winter storms and spring heavy rains frequently threaten the area’s aging roofs and foundations, Transamerica Agency Network in Pikeville, KY provides property coverage tailored to local hazards. The standard homeowners policy here often excludes flood damage, making separate water-protection policies a necessary add-on. An agent can review a dwelling’s risk profile, advising on higher liability limits if a property sits within miles of active mining zones. The process begins with a detailed walkthrough of the home’s exterior and main systems.
What Does a a Home Insurance Agent in Pikeville Cost?
The average cost of home insurance in Kentucky is around 1,200 to 1,800 dollars per year for a standard policy. Costs in Pikeville may vary based on the homes age location and coverage limits. Factors like proximity to a fire station and claims history also affect the premium. This is general information not insurance advice.
About home insurance agents in Pikeville
Home insurance agents in Pikeville Kentucky help you find coverage for your house and belongings. Kentucky law requires insurers to offer replacement cost coverage for dwelling policies. Local agents understand the risks specific to eastern Kentucky including flooding and mining related issues.
Frequently Asked Questions
What does a home insurance agent in Pikeville do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and liability insurance. They also assist with claims and policy changes.
Do I need flood insurance in Pikeville Kentucky?
Standard home insurance does not cover flood damage. Pikeville is in a flood prone area near the Levisa Fork. Many lenders require flood insurance for homes in high risk zones.
How does Kentucky law affect home insurance?
Kentucky law gives you 15 days to cancel a new policy for a full refund. Insurers must also notify you 45 days before non renewal. These rules help protect homeowners in the state.
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