The top-rated landlord insurance agent in Columbia, Missouri is Bry Reine Agency LLC American Family Insurance, rated 5.0 stars across 130 reviews. Other highly rated options include Insurance Plus, Shelter Insurance - Mitch Theede, Acrisure Columbia, MO (Vogel Stuart Insurance Group). This directory lists 20 landlord insurance agents serving Columbia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bry Reine Agency LLC American Family Insurance | 2909 Falling Leaf Ln suite c | (573) 442-3368 |
| 2 | Insurance Plus | 1604 Business Loop 70 W | (573) 615-0291 |
| 3 | Shelter Insurance - Mitch Theede | 3201 S Providence Rd Ste 203 | (573) 443-6080 |
| 4 | Acrisure Columbia, MO (Vogel Stuart Insurance Group) | 29 N 10th St | (573) 449-5395 |
| 5 | Goosehead Insurance - Jeremy Kiesewetter | 124 E Nifong Blvd Suite C-1 | (573) 818-2988 |
| 6 | Kasmann Insurance Agency | 116 N Garth Ave | (573) 442-1105 |
| 7 | Hereth Insurance Consulting | 1207 W Broadway #103 | (573) 475-4015 |
| 8 | Shelter Insurance Corporate Office | 1817 W Broadway | (800) 743-5837 |
| 9 | Auto-Owners Insurance Missouri Regional Office | 1600 E Pointe Dr | (573) 875-0289 |
| 10 | Goosehead Insurance - Zachary Canote | 501 Fay St Suite 112 | (573) 615-4115 |
Bry Reine Agency LLC American Family Insurance serves Columbia, Missouri, and the surrounding areas as a dedicated landlord insurance agent. The agency provides property coverage tailored for rental housing, helping owners protect their investment buildings from common risks. Services include policies that address liability concerns linked to tenant occupancy. The company also assists with insurance options for multi-unit dwellings. For local landlords, it specifically handles coverage for property damage and loss of rental income due to covered events.
Insurance Plus serves homeowners, property managers, and real estate investors in Columbia, Missouri who need coverage for rental properties. The agency offers landlord insurance policies designed to protect against property damage, liability claims, and lost rental income. It works with clients to assess coverage needs for single-family homes, duplexes, and small apartment buildings. Insurance Plus also provides policy options for those managing residential rentals in nearby communities such as Ashland or along the I-70 corridor.
Shelter Insurance - Mitch Theede serves the Columbia, Missouri area and its surrounding communities, handling a range of landlord insurance policies for property owners. It covers protection for rental dwellings against common perils such as fire, weather damage, and liability from tenant injuries or property issues. For a typical job, the agency assesses a client’s specific rental portfolio and local exposures to build a tailored coverage plan that aligns with state regulations and financial needs.
Acrisure Columbia, MO (Vogel Stuart Insurance Group) provides a range of landlord insurance agent services in the Columbia area, offering property coverage for rental investments. They can assist with annual policy reviews and customizing protection plans to meet local regulatory and liability needs. This agency typically works with owners who lease various property types, including single-family homes, apartments, retail, and restaurants.
Goosehead Insurance - Jeremy Kiesewetter in Columbia, MO provides specialty landlord insurance services tailored to protect rental property investments in the local area. The agency assists residential property owners with policy options that cover dwelling structure, liability, and potential loss of rental income due to unforeseen damage. By working with multiple carriers, it helps landlords find appropriate coverage that meets both individual property needs and local risk factors. As winter approaches, the agency can assist with reviewing policies to ensure protection against freeze-related pipe bursts and roof damage from snow accumulation.
Kasmann Insurance Agency operates in Columbia, MO, focusing on general insurance solutions for property owners. Their specialized expertise includes add-ons tailored for rentals, such as liability protection and dwelling coverage for landlords. By understanding local risks unique to rental properties, they help owners secure appropriate policies. Their commercial services extend to a variety of sectors, including office buildings, warehouses, and food service establishments.
Hereth Insurance Consulting in Columbia, MO is known for helping residential property owners secure appropriate coverage for rental dwellings. The agency assists landlords with policies that protect against property damage, liability claims, and potential loss of rental income. Its service range includes evaluating individual building risks and comparing options from multiple carriers to match each client's portfolio size and property type. To further support investors, the company also offers guidance on umbrella liability policies to provide extra coverage beyond standard landlord limits.
Shelter Insurance Corporate Office in Columbia, MO provides landlord insurance agents who differentiate between one-time policies for single rental events and recurring coverage for ongoing property management. Their policies are designed to protect residential rental structures and associated liability exposures. Clients can secure coverage that addresses physical loss or damage to the building, while also considering protection for loss of rental income. Service for this office typically runs on a one-time, scheduled, or as-needed basis depending upon the policy type a client selects.
Properties in mid-Missouri face seasonal weather shifts that can affect rental properties, so Columbia’s Auto-Owners Insurance Missouri Regional Office offers landlord insurance policies tailored to such local exposure. Their coverage addresses typical risks like tenant damage, liability, and income disruption. As an agent in this region, they guide owners through policy options that match property type and usage. Before issuing a policy, the agent first reviews the premises and occupancy details during an initial property inspection.
Goosehead Insurance - Zachary Canote provides residential landlord insurance services in Columbia, Missouri, helping property owners protect rental homes from common liability and property damage risks. Commercial coverage options are also available for small multifamily buildings. The agency serves clients throughout Boone County and the surrounding mid-Missouri region. Policies are structured to address ongoing lease concerns, and regularly scheduled follow-ups with the agent ensure coverage remains aligned with changing tenant situations between annual renewal visits.
What Does a a Landlord Insurance Agent in Columbia Cost?
Landlord insurance premiums in Missouri generally range from 800 to 2000 dollars per year for a single family rental property. Costs depend on factors like property age location and coverage limits. Columbia properties near flood zones may require additional flood insurance. This is general information and not insurance advice.
About landlord insurance agents in Columbia
Landlord insurance agents in Columbia Missouri help property owners protect their rental investments. Missouri law does not require landlord insurance but most mortgage lenders do require it. A local agent can explain coverage options like dwelling protection and liability coverage specific to Columbia rental properties.
Frequently Asked Questions
What does landlord insurance cover in Missouri?
Landlord insurance typically covers the dwelling structure liability protection and loss of rental income. It does not cover tenant personal property which requires renters insurance. Missouri law allows landlords to require tenants to carry renters insurance.
Do I need landlord insurance for a single rental property in Columbia?
While Missouri law does not mandate landlord insurance most mortgage lenders require it for rental properties. Even without a mortgage landlord insurance protects against fire storm damage and liability claims. Columbia has specific building codes that may affect coverage needs.
How much does landlord insurance cost in Missouri?
Landlord insurance in Missouri typically costs 15 to 25 percent more than standard homeowners insurance. Average annual premiums range from 800 to 1500 dollars depending on property value location and coverage limits. Columbia rates may vary based on local crime statistics and weather risks.
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