The top-rated landlord insurance agent in Nixa, Missouri is Jayne Young: Allstate Insurance, rated 4.9 stars across 232 reviews. Other highly rated options include Osborne Financial Group Insurance Services, Farmers Insurance - Travis Lewis, Jordan Heinz - State Farm Insurance Agent. This directory lists 18 landlord insurance agents serving Nixa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jayne Young: Allstate Insurance | 755 Guin Rd | (417) 714-0774 |
| 2 | Osborne Financial Group Insurance Services | 107 Aldersgate Dr Suite 12 | (866) 247-9298 |
| 3 | Farmers Insurance - Travis Lewis | 307 West St Suite 100 | (417) 413-1314 |
| 4 | Jordan Heinz - State Farm Insurance Agent | 103 S Ridgecrest Ave Suite 5 | (417) 725-2621 |
| 5 | David Dupree - State Farm Insurance Agent | 1563 Rosewood Ln Suite D | (417) 724-2727 |
| 6 | Shelter Insurance - Michelle Pender | 409 Northview Rd Suite 1 | (417) 725-3009 |
| 7 | Tracie Bibb: Allstate Insurance | 227 Downing St Ste 1 | (417) 886-4979 |
| 8 | Haymes Insurance Agency | 205 Village Center St | (417) 725-3808 |
| 9 | The Insurance Educators | 730 W Center Cir | (417) 218-0088 |
| 10 | Shelter Insurance - Jeremy Hunt | 216 Village Center St Unit A | (417) 714-4029 |
Jayne Young: Allstate Insurance serves the Nixa, Missouri area and surrounding communities as a provider of landlord insurance coverage. It offers policies designed to protect rental property owners from financial loss due to property damage and liability claims. The agency works with residential and small rental property holders seeking appropriate risk management for their investments. It commonly handles policies that cover dwelling protection, loss of rental income, and liability coverage for property-related incidents.
Osborne Financial Group Insurance Services in Nixa, MO, provides liability protection and property coverage for residential and commercial landlords. It assists owners in managing risks through tailored insurance solutions that address property damage, rental income loss, and legal expenses. Routine policy reviews and claims support are offered to maintain appropriate coverage as portfolios change. The company serves owners of single-family homes, apartments, retail spaces, and various restaurants.
Farmers Insurance - Travis Lewis serves Nixa and the surrounding communities in southwest Missouri, handling residential landlord insurance policies for property owners who rent out homes or duplexes. Coverage typically includes protection for the dwelling structure, liability protection against tenant injuries, and loss of rental income if a property becomes uninhabitable. The agency applies a customer-focused approach to each job, starting with a thorough evaluation of the property’s unique risk factors to tailor the policy accordingly.
Jordan Heinz - State Farm Insurance Agent in Nixa, MO, provides landlord insurance with distinct service options tailored to property owners. For a one-time policy, clients secure coverage for a single rental unit during a lease, while recurring service bundles multiple policies for ongoing property portfolios. Coverage encompasses property damage, liability protection, and loss of rental income from unforeseen events. Service operates on a one-time, scheduled, or as-needed basis depending on the client’s portfolio size and renewal preferences.
David Dupree - State Farm Insurance Agent serves homeowners, rental property owners, and property managers in Nixa, Missouri. The agency provides landlord insurance policies that protect rental dwellings from damage and liability claims. Landlords can receive coverage options tailored to single-family homes, duplexes, and small apartment buildings. David Dupree works with clients to review property risks and helps select appropriate deductibles and policy limits for local rental markets. The agency also extends its landlord insurance services to neighboring communities including Ozark and the greater Springfield metropolitan area.
Shelter Insurance - Michelle Pender in Nixa, MO specializes in landlord insurance policies designed to protect residential rental properties. The agency works with property owners throughout the local area, helping them secure coverage that addresses liability and property damage risks common to rental housing. For those managing tenants during Nixa’s changing seasons, the agent assists with insurance concerns related to storm-damaged roofs or ice-related plumbing failures in vacant units between leases.
As the seasons shift in Nixa, landlords face changing risks from weather and tenant turnover that require careful coverage review. Tracie Bibb: Allstate Insurance provides landlord insurance agents services to property owners seeking to protect their investments. The agency helps clients understand policies that cover structures and liability concerns common to rental properties. A typical first step is scheduling a property inspection to assess current exposures and discuss appropriate coverage limits.
Haymes Insurance Agency in Nixa, MO, assists property owners with general insurance needs for rental real estate. It specializes in adding liability protection and coverage for property damage caused by tenants or natural events. Policies can be tailored to safeguard income from residential units or commercial structures. The agency serves those who own office buildings, warehouses, and food service establishments.
The Insurance Educators in Nixa, MO, provides residential landlord insurance coverage for local property owners. Commercial policies are also available for rental buildings and multi-unit dwellings across the area. Serving clients throughout southwest Missouri, the agency helps landlords protect their investments with appropriate liability and property protection. Renewal discussions take place before each policy term ends to review any changes in coverage needs. Follow-up occurs regularly between visits to address tenant turnovers or new property acquisitions.
What Does a a Landlord Insurance Agent in Nixa Cost?
Landlord insurance in Missouri typically costs 15 to 25 percent more than a standard homeowners policy. For a single family rental in Nixa expect annual premiums between 800 and 1,500 dollars depending on property value location and coverage limits. Actual costs vary by property condition and risk factors. This is general information not insurance advice.
About landlord insurance agents in Nixa
Landlord insurance agents in Nixa Missouri help property owners protect their rental investments. Missouri law does not require landlords to carry insurance but most mortgage lenders and property management companies do. Local agents can explain how Missouri landlord tenant laws affect your coverage needs.
Frequently Asked Questions
What does landlord insurance cover in Nixa Missouri?
Landlord insurance typically covers the building structure liability protection and loss of rental income. It does not cover a tenants personal belongings. Missouri law requires landlords to maintain habitable premises and insurance can help cover costs if you are found liable for a violation.
Do I need landlord insurance for a single family rental in Nixa?
Yes if you rent out a single family home a standard homeowners policy will not cover rental activities. A landlord policy provides liability coverage for injuries on the property and property damage. Missouri has no state law requiring this coverage but most mortgage lenders do require it.
How does Missouri law affect landlord insurance claims?
Missouri has a five year statute of limitations for written contract claims including insurance disputes. Landlords must also comply with Missouri security deposit laws which can affect claims if a deposit is wrongfully withheld. An agent can help you understand these legal time limits.
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