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HomeLandlord Insurance AgentsMissouri › Lake St Louis

Find Landlord Insurance Agents Near You in Lake St Louis, MO

Browse landlord insurance agents serving Lake St Louis, Missouri. Updated 2026-07-14.

The top-rated landlord insurance agent in Lake St Louis, Missouri is Farmers Insurance - Amy Edmonds, rated 5.0 stars across 128 reviews. Other highly rated options include Spectrum Insurance Solutions, Andrew Hill's Insurance Services, Shelter Insurance - John Dickey, Lutcf. This directory lists 16 landlord insurance agents serving Lake St Louis.

Showing 16 landlord insurance agents in Lake St Louis, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Amy Edmonds1311 Hrc Plaza Dr(314) 327-6377
2Spectrum Insurance Solutions1194 Lake St Louis Blvd Suite 211(855) 747-2013
3Andrew Hill's Insurance Services128 Sunglow Dr(314) 518-7471
4Shelter Insurance - John Dickey, Lutcf3401 Technology Dr Ste 214(636) 755-5390
5Oscar Marroquin: Allstate Insurance181 Civic Center Dr(636) 625-3039
6Dan Day - State Farm Insurance Agent740 Lakeside Plaza(636) 978-8858
7Jennifer Hutcheson & Associates LLC American Family Insurance1000 Lake St Louis Blvd Ste. 206(636) 947-4080
8Shelter Insurance - Hunter Feldewerth930 Bent Oak Ct Ste 109(636) 240-2100
9Farmers Insurance - Jeremiah Essmyer950 Bent Oak Ct(636) 283-2072
10Stuckey & Company3401 Technology Dr suite 180(800) 828-3452
FI
1311 Hrc Plaza Dr
Farmers Insurance - Amy Edmonds
Landlord Insurance Agent · Lake St Louis, MO

Farmers Insurance - Amy Edmonds in Lake St Louis, Missouri serves homeowners, rental property owners, and property managers seeking tailored landlord insurance policies. The agency provides coverage solutions for single-family rentals, multi-unit dwellings, and commercial investment properties, helping clients protect their assets and income streams from common rental risks. This Lake St Louis landlord insurance agent also extends its services to neighboring communities within the St Charles County metro area, including O'Fallon and Wentzville.

SI
1194 Lake St Louis Blvd Suite 211
Spectrum Insurance Solutions
Landlord Insurance Agent · Lake St Louis, MO

Spectrum Insurance Solutions provides landlord insurance coverage for residential and commercial rental property owners in the Lake St Louis, MO area. Its service includes customized policy options that address liability, property damage, and loss of rental income needs. The company offers maintenance plan options that help landlords protect their investments through proactive risk management strategies. Spectrum Insurance Solutions services single-family homes, apartment complexes, retail spaces, and restaurants.

AH
128 Sunglow Dr
Andrew Hill's Insurance Services
Landlord Insurance Agent · Lake St Louis, MO

Andrew Hill's Insurance Services serves homeowners, businesses, and property managers in Lake St Louis, Missouri, who require coverage for rental properties. The agency offers landlord insurance policies designed to protect residential and commercial rental units against common property damage and liability risks. Clients can expect assistance in assessing their specific coverage needs for single-family homes or multi-unit buildings. The company also extends its services to property owners in the greater St Charles County area, including nearby communities such as O'Fallon and Wentzville.

SI
3401 Technology Dr Ste 214
Shelter Insurance - John Dickey, Lutcf
Landlord Insurance Agent · Lake St Louis, MO

Shelter Insurance - John Dickey, Lutcf serves Lake St Louis, Missouri, and the surrounding communities with landlord insurance. The agency handles property coverage for rental dwellings, including policies for single-family homes and multi-unit buildings in the area. It addresses common landlord concerns such as property damage, liability risks, and loss of rental income. To handle a typical job, the agent reviews the specific details of a client’s rental property and uses that information to match it with appropriate policy options from available insurers.

OM
181 Civic Center Dr
Oscar Marroquin: Allstate Insurance
Landlord Insurance Agent · Lake St Louis, MO

Oscar Marroquin: Allstate Insurance in Lake St Louis, MO, provides landlord insurance agents who distinguish between one-time policy purchases for single properties and recurring coverage options for growing portfolios. Their landlord insurance safeguards rental buildings from property damage, liability claims, and income loss due to tenant issues. Typically, these services cover essential protections without bundling unnecessary extras. Service with this agent runs on an as-needed basis, allowing property owners to adjust coverage when acquiring new rentals or after renewing leases.

DD
740 Lakeside Plaza
Dan Day - State Farm Insurance Agent
Landlord Insurance Agent · Lake St Louis, MO

As a landlord insurance agent, Dan Day - State Farm Insurance Agent in Lake St Louis, MO specializes in coverage for rental properties, including dwelling protection and liability policies. It also offers general insurance services to address property owners’ broader risk management needs in the local area. This agency assists with concerns such as protecting against tenant-related damages and ensuring coverage aligns with seasonal rental turnovers or extended vacancies.

JH
1000 Lake St Louis Blvd Ste. 206
Jennifer Hutcheson & Associates LLC American Family Insurance
Landlord Insurance Agent · Lake St Louis, MO

When severe storms sweep through Lake St Louis, property owners often need immediate guidance on protecting their rental investments. Jennifer Hutcheson & Associates LLC American Family Insurance provides specialized landlord insurance agent services to address these concerns directly. The agency helps local landlords understand coverage options for residential rental properties, including liability protection and dwelling-specific policies. A thorough discussion of each property's unique risks follows the initial consultation. The process typically begins with an assessment of the rental unit’s condition and the landlord’s specific financial goals.

SI
930 Bent Oak Ct Ste 109
Shelter Insurance - Hunter Feldewerth
Landlord Insurance Agent · Lake St Louis, MO

Shelter Insurance - Hunter Feldewerth in Lake St Louis, Missouri works with property owners to secure appropriate coverage for rental dwellings and related structures. The agency specializes in adding landlord-specific protections, such as liability coverage for tenant injuries and policies that address loss of rental income due to property damage. These tailored features help safeguard investments against common exposures in the local rental market. The commercial sectors served include offices, warehouses, and food service operations.

FI
950 Bent Oak Ct
Farmers Insurance - Jeremiah Essmyer
Landlord Insurance Agent · Lake St Louis, MO

Farmers Insurance - Jeremiah Essmyer provides residential landlord insurance services in Lake St Louis, MO, protecting single-family rentals and small multi-unit properties. The agency also handles commercial landlord coverage for larger apartment buildings and mixed-use structures throughout the Lake St Louis area. Each policy is tailored to the specific condition and location of the rental property. Follow-up consultations help clients adjust coverage as property needs change, ensuring consistent protection between regular policy reviews.

SC
3401 Technology Dr suite 180
Stuckey & Company
Landlord Insurance Agent · Lake St Louis, MO

Stuckey & Company, based in Lake St Louis, MO, is known for specializing in property insurance solutions tailored specifically for landlords. Its service range encompasses coverage options designed to protect rental properties from common risks such as fire, vandalism, and liability claims. The agency works with local property owners to craft policies suited for single-family rentals or multi-unit buildings. As an additional specialty service, Stuckey & Company can help secure policies that include loss of rental income reimbursement, protecting owners if units become uninhabitable after a covered event.

FI
1000 Lake St Louis Blvd #22
Farmers Insurance - Rick Smith
Landlord Insurance Agent · Lake St Louis, MO
(636) 561-4577
agents.farmers.com/mo/lake-saint-louis/rick-smith
BC
1000 Lake St Louis Blvd Ste. 206
Bill Crets Insurance Agency
Landlord Insurance Agent · Lake St Louis, MO
(636) 561-3700
stlouischurchinsurance.com
GA
1200 Lake St Louis Blvd #328
Gillespie Agency, LLC
Landlord Insurance Agent · Lake St Louis, MO
(636) 344-0686
IA
1000 Lake St Louis Blvd
The Insurance Angels
Landlord Insurance Agent · Lake St Louis, MO
(636) 243-1200
SI
10890 Veterans Memorial Pkwy
Steinlage Insurance Agency Administration
Landlord Insurance Agent · Lake St Louis, MO
(636) 561-5060
steinlageagency.com
SF
740 Lakeside Plaza
State Farm Insurance
Landlord Insurance Agent · Lake St Louis, MO
(636) 561-5111

What Does a a Landlord Insurance Agent in Lake St Louis Cost?

The cost of landlord insurance in Missouri typically ranges from 15 to 30 percent more than a standard homeowners policy. For a single-family rental, annual premiums often fall between 800 and 1,500 dollars, depending on the property value, location, and coverage limits. Factors like the age of the home, the number of units, and the tenants credit history also affect the price. This is general information and not insurance advice.

About landlord insurance agents in Lake St Louis

A landlord insurance agent in Lake St Louis Missouri helps rental property owners find policies that cover dwelling damage, lost rental income, and liability. Missouri law does not require landlord insurance, but mortgage lenders often do. Local agents understand the risks specific to the Lake St Louis area, including severe weather and flood zones near the Missouri River.

Frequently Asked Questions

What does a landlord insurance policy cover in Missouri?

A standard policy covers the building structure, personal property you provide, loss of rental income if the unit is uninhabitable, and liability if someone is injured on the property. Flood and earthquake damage are usually excluded and require separate policies.

Is landlord insurance required by law in Missouri?

Missouri state law does not require landlord insurance. However, your mortgage lender or homeowners association may require it. It is strongly recommended to protect your investment from common risks like fire, vandalism, and tenant lawsuits.

How can I find a landlord insurance agent in Lake St Louis?

You can search online for independent insurance agents in St Charles County who specialize in rental properties. Ask for quotes from multiple agencies to compare coverage options and premiums. Local agents can also advise on flood insurance needs for properties near the Missouri River.

Landlord Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.