The top-rated landlord insurance agent in Liberty, Missouri is Matt Kelly - State Farm Insurance Agent, rated 5.0 stars across 351 reviews. Other highly rated options include Cyndi Davidson - State Farm Insurance Agent, Ethan Stark - Missouri Farm Bureau Insurance, Northland Wood Insurance. This directory lists 20 landlord insurance agents serving Liberty.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Kelly - State Farm Insurance Agent | 888 Haines Suite 206 | (816) 415-9898 |
| 2 | Cyndi Davidson - State Farm Insurance Agent | 352 Rte 291 | (816) 781-5991 |
| 3 | Ethan Stark - Missouri Farm Bureau Insurance | 944 Sutton Pl Ste C | (816) 781-4370 |
| 4 | Northland Wood Insurance | 810 W Liberty Dr | (816) 415-3441 |
| 5 | Danielle Kohler Agency LLC American Family Insurance | 1201 Landmark Ave #4 | (816) 792-3303 |
| 6 | David Lawson Agency Inc American Family Insurance | 1512 N Church Rd # D | (816) 792-4448 |
| 7 | David Starns: Allstate Insurance | 1512 N Church Rd Ste B | (816) 781-7331 |
| 8 | Jeff Carr - Missouri Farm Bureau Insurance | 1005 Middlebrook Dr STE A | (816) 781-4300 |
| 9 | Shelter Insurance - Ken Bohr | 963 W Liberty Dr | (816) 792-2949 |
| 10 | Goosehead Insurance - Brad Cross | 2 Westowne Dr Ste 102 | (816) 287-8823 |
Matt Kelly - State Farm Insurance Agent serves the Liberty, MO area and the surrounding Clay County region. This agency specializes in landlord insurance policies designed for residential rental property owners. They help property investors secure proper coverage for single-family homes and multifamily units alike. Common policies address risks like property damage, liability protection, and loss of rental income during repairs. The agency specifically handles landlord insurance needs for both short-term and long-term rental properties in this market.
Cyndi Davidson - State Farm Insurance Agent provides landlord insurance coverage for property owners in Liberty, MO. The agency routinely reviews policy options to help protect rental investments from common risks such as property damage and liability claims. General maintenance plans are often discussed to support long-term property care and tenant safety. The company serves owners of single-family homes and smaller apartment buildings, as well as retail spaces and restaurants with leased property exposures.
Serving Liberty, Missouri, and the surrounding communities in Clay County, Ethan Stark - Missouri Farm Bureau Insurance provides landlord insurance agent services. The agency handles policies designed for residential rental property owners, covering risks like property damage and liability. Jeremy takes time to explain coverage options for different rental situations. For a typical job, he begins with a thorough review of the property's specific characteristics and the landlord's needs to tailor a suitable policy.
Northland Wood Insurance serves property managers and landlords in Liberty, Missouri, offering coverage for rental homes, multifamily units, and commercial investment properties. The agency provides landlord-specific insurance policies, protecting owners from property damage, liability claims, and rental income loss. It understands the unique risks local landlords face in maintaining residential and commercial rental portfolios. The company further extends its coverage to neighboring communities and the broader Kansas City metro area.
As a landlord insurance agent, Danielle Kohler Agency LLC American Family Insurance offers specialized coverage options for rental property owners in the Liberty, MO, area. It works to protect investment properties by structuring policies that address liability, property damage, and lost rental income. The agency handles general insurance needs for locals as well, providing personal support through each policy decision. For those managing rental homes or multi-unit dwellings, seasonal turnovers and tenant transitions present recurring risks that the agency helps anticipate and mitigate.
As winter weather approaches in Liberty, landlords often worry about burst pipes or ice-damaged roofs. David Lawson Agency Inc American Family Insurance addresses these concerns by tailoring landlord insurance policies that protect rental property investments. Their work involves explaining coverage for liability, property damage, and loss of rental income while helping property owners understand local risk factors. A full property assessment is always the first step when a new client inquires about a policy, starting with a walkthrough of the home.
David Starns: Allstate Insurance in Liberty, MO offers both one-time consultations and ongoing representation for property owners seeking landlord insurance, coverage that protects rental units from liability claims, property damage, and loss of rental income. A standard policy addresses structural repairs, legal defense, and contents for furnished rentals. Individual client needs determine whether service is arranged on a one-time, scheduled, or as-needed basis, allowing flexibility for single dwellings or larger portfolios requiring regular policy reviews.
Jeff Carr - Missouri Farm Bureau Insurance provides landlord insurance coverage to property owners in and around Liberty, MO. Its basic offerings include protection for rental dwellings and liability exposure. The company can add specialized endorsements for specific risks, such as loss of rental income and vandalism. This local agency serves commercial sectors including offices, warehouses, and food service operations, tailoring policies to each property’s unique operational needs.
Shelter Insurance - Ken Bohr provides residential landlord insurance services for property owners in Liberty, Missouri. The agency also offers commercial coverage solutions for those managing multiple rental units or larger properties in the surrounding area. Policies are designed to protect against common risks such as property damage and liability claims. The agent works closely with clients to tailor coverage to their specific rental needs and schedule follow-up appointments to adjust policies as properties change or between regular annual visits.
Goosehead Insurance - Brad Cross is an independent agent in Liberty, MO, specializing in landlord insurance policies to protect rental property owners against property damage and liability claims. The agency works with multiple insurers to tailor coverage for single-family rentals, duplexes, and small apartment buildings. This service typically includes dwelling protection and liability coverage for property owners who lease to tenants. A specialty add-on service is offering coverage for loss of rental income during property repair periods.
What Does a a Landlord Insurance Agent in Liberty Cost?
Landlord insurance in Missouri typically costs 15 to 25 percent more than standard homeowners insurance. For a single-family rental in Liberty, annual premiums often range from 800 to 1,500 dollars. Costs depend on property age, location, coverage limits, and deductible. This is general information and not insurance advice.
About landlord insurance agents in Liberty
A landlord insurance agent in Liberty, Missouri helps property owners find coverage for rental homes and duplexes. Missouri law does not require landlord insurance, but most mortgage lenders do require it for rental properties. Local agents understand Liberty flood zones and the specific risks of Clay County rentals.
Frequently Asked Questions
What does landlord insurance cover in Missouri?
Landlord insurance typically covers the building structure, liability protection, and loss of rental income. It does not cover tenant personal property or intentional damage by the tenant.
Is landlord insurance required by Missouri law?
Missouri law does not require landlord insurance. However, your mortgage lender will likely require it if you finance the property. A local agent can help you meet lender requirements.
How do I choose a landlord insurance agent in Liberty?
Look for an agent who specializes in rental properties and knows Liberty area risks. Ask about coverage for vacant units and whether the policy includes flood or sewer backup protection.
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