The top-rated landlord insurance agent in Lee's Summit, Missouri is Jim Hubbard Insurance, rated 4.8 stars across 461 reviews. Other highly rated options include Jim Hallam - State Farm Insurance Agent, Yahir Insurance Agency LLC, AIM Insurance. This directory lists 21 landlord insurance agents serving Lee's Summit.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jim Hubbard Insurance | 111 SW Raintree Plaza Dr | (816) 489-7800 |
| 2 | Jim Hallam - State Farm Insurance Agent | 1225 NE Douglas St | (816) 554-2100 |
| 3 | Yahir Insurance Agency LLC | 459 SW Ward Rd | (816) 761-2010 |
| 4 | AIM Insurance | 700 NW Commerce Dr | (816) 525-9246 |
| 5 | Total Insurance Solutions | 300 Unity Cir N #600 | (816) 833-4480 |
| 6 | Polaris Insurance Solutions | 721 NE Lakewood Blvd | (816) 800-2873 |
| 7 | Farmer's Insurance - Dakota Saur Agency | 71 SE 29th Terrace B | (913) 318-8680 |
| 8 | Michael Oehrke - State Farm Insurance Agent | 900 SW Oldham Pkwy Suite 250 | (816) 537-9004 |
| 9 | Family Union Insurance | 200 NE Missouri Rd | (816) 537-1504 |
| 10 | Epic Insurance, LLC | 4045 NE Lakewood Way #100 | (816) 795-6600 |
Jim Hubbard Insurance serves the Kansas City metro area, including Lee's Summit, Missouri, by providing specialized landlord insurance coverage. As a local agency, it helps property owners protect their rental investments against common risks such as property damage and liability claims. The agency works to secure policies that address both single-family rentals and multi-unit properties. Specific services include dwelling and personal property coverage for leased residential buildings.
Jim Hallam - State Farm Insurance Agent in Lee’s Summit offers a full range of landlord insurance services tailored to protect rental property investments. Its service plans include custom policy reviews to help cover structures, liability, and loss of rental income. Ongoing risk assessments assist landlords in maintaining adequate coverage as property values change. The agency services single-family rentals, apartments, retail spaces, and select restaurant properties.
Yahir Insurance Agency LLC in Lee’s Summit, Missouri, offers a comprehensive range of landlord insurance services designed to protect rental property investments. Its service plans include regular policy reviews to ensure coverage aligns with changing market conditions and maintenance recommendations to mitigate common property risks. The agency provides coverage for single-family homes, apartments, retail spaces, and restaurants.
AIM Insurance serves Lee’s Summit and the surrounding Missouri communities. It focuses on providing property owners with appropriate landlord insurance policies. The agency handles coverage for rental dwellings, addressing common risks like property damage, liability, and loss of rental income. Aiming to protect both the structure and the landlord’s financial interests, the agency works with clients to identify essential protections. It typically assesses the specific property type and occupancy situation to tailor a policy that meets the unique needs of each rental investment.
Total Insurance Solutions in Lee’s Summit, MO, provides both one-time landlord insurance policies and recurring coverage options for rental property owners. A one-time policy might suit a single short-term rental, while recurring plans insure long-term portfolios with continuous liability and property damage protection. Services are tailored to local rental conditions, with coverage that typically includes building, loss of rents, and landlord liability. This office handles quotes, policy adjustments, and claims guidance, operating strictly on an as-needed basis when clients require immediate assistance or policy reviews.
As the seasons change in Lee’s Summit, landlords often face shifting maintenance risks and tenant concerns. Polaris Insurance Solutions focuses specifically on landlord insurance, helping property owners address liability, property damage, and rental income protection for their holdings in the area. They guide clients through coverage options tailored to single-family rentals and small multifamily buildings. A typical process begins with an inspection of the property to assess its condition and identify any immediate exposures requiring adjustment before a policy is bound.
Farmer's Insurance - Dakota Saur Agency in Lee's Summit, MO provides landlord insurance for residential rental properties such as single-family homes and duplexes. The agency also offers coverage for commercial rental spaces in the greater Lee's Summit area. Policies are designed to protect property owners from common risks like tenant damage and liability claims. After initial policy setup, the agency remains available to adjust coverage as properties change, ensuring consistent support between regular visits.
Specializing in coverage for properties rented to tenants, Michael Oehrke - State Farm Insurance Agent in Lee's Summit, MO, offers landlord insurance policies that protect against property damage and liability claims. The agency works with local rental property owners to design tailored plans for single-family homes and small multifamily units. Typical service includes explaining policy differences between standard homeowners and landlord coverage. Whether preparing for summer tenant turnover or addressing winter freeze pipe concerns, the agency helps clients manage seasonal rental risks.
Family Union Insurance in Lee’s Summit, MO, is a landlord insurance agent that provides coverage tailored to residential rental properties. Its services protect property owners against risks such as property damage, liability claims, and loss of rental income. The company helps landlords assess policies that align with local housing regulations and tenant arrangements. For added protection, it offers optional coverage for vacant properties during tenant turnover.
What Does a a Landlord Insurance Agent in Lee's Summit Cost?
The cost of landlord insurance in Missouri typically ranges from 15 to 25 percent more than standard homeowners insurance. For a single-family rental in Lee's Summit, annual premiums often fall between 800 and 1,500 dollars, depending on property value and coverage limits. Factors like property age, location, and claims history also affect the price. This is general information and not insurance advice.
About landlord insurance agents in Lee's Summit
A landlord insurance agent in Lee's Summit, Missouri helps property owners protect their rental investments. Missouri law does not require landlord insurance, but most mortgage lenders do require it for rental properties. An agent can explain coverage options like dwelling protection and liability insurance for your Lee's Summit rental homes.
Frequently Asked Questions
What does landlord insurance cover in Lee's Summit Missouri?
Landlord insurance in Missouri typically covers the dwelling structure, liability for tenant injuries, and loss of rental income. It does not cover tenant personal property. An agent can tailor a policy to your specific Lee's Summit property.
Is landlord insurance required by Missouri law?
Missouri state law does not require landlord insurance. However, most mortgage lenders and property management companies in Lee's Summit do require it. An agent can help you meet these requirements.
How do I choose a landlord insurance agent in Lee's Summit?
Look for an agent with experience in rental property coverage and knowledge of Missouri insurance regulations. Ask about policy exclusions and whether the agent can bundle multiple properties for a discount.
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