The top-rated landlord insurance agent in Kansas City, Missouri is Prime Insurance Agency, rated 4.9 stars across 238 reviews. Other highly rated options include Farmers Insurance - Thomas Angier, Bargain Insurance Connection, Abbott Insurance Inc.. This directory lists 19 landlord insurance agents serving Kansas City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Prime Insurance Agency | 9601 NE Barry Rd Ste 120 | (816) 479-0595 |
| 2 | Farmers Insurance - Thomas Angier | 404 Bannister Rd E | (816) 416-8077 |
| 3 | Bargain Insurance Connection | 2635 NE Vivion Rd | (816) 453-7722 |
| 4 | Abbott Insurance Inc. | 8117 N Oak Trafficway | (816) 452-8810 |
| 5 | Midwest Professional Insurance | 4037 Central St | (913) 747-1000 |
| 6 | National Real Estate Insurance Group | 11500 N Ambassador Dr Suite 310 | (888) 741-8454 |
| 7 | David Krough - State Farm Insurance Agent | 9229 Ward Pkwy # 270 | (816) 943-6166 |
| 8 | Nominal Insurance | 5545 N Oak Trafficway Suite 12A | (816) 569-6611 |
| 9 | A 1 Insurance | 7823 Wornall Rd | (816) 363-2265 |
| 10 | Farmers Insurance - Matthew Halsell | 9237 Ward Pkwy Ste 308 | (816) 399-2332 |
Prime Insurance Agency serves landlord property owners across Kansas City, Missouri, and the surrounding metro area. As a dedicated landlord insurance agent, this agency helps rental property investors secure coverage for single-family homes and multi-unit buildings. Policies typically protect against property damage, liability claims, and loss of rental income. The agency guides clients through choosing appropriate dwelling fire policies and general liability coverage tailored to local rental regulations in this region.
Farmers Insurance - Thomas Angier provides a comprehensive range of landlord insurance services, including property damage protection and liability coverage for rental properties across Kansas City, Missouri. The agency offers tailored maintenance plans to help landlords manage ongoing property risks and ensure compliance with local housing regulations. It also assists clients in structuring appropriate policies to safeguard their investments. Thomas Angier serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants in the greater Kansas City area.
Bargain Insurance Connection serves Kansas City, Missouri, and its surrounding communities, handling coverage needs for landlords who rent residential and commercial properties. The company works with property owners to find policies that address common risks such as tenant damage, liability claims, and loss of rental income. Its typical approach involves evaluating the specific property type and lease structure to recommend a policy that fits the individual landlord’s exposure.
For landlords evaluating coverage, Abbott Insurance Inc. distinguishes between a single annual policy for a specific property and a recurring portfolio plan that automatically renews across multiple units. Their standard landlord policies in Kansas City, MO, protect against property damage, liability claims, and lost rental income. Service is tailored to each client and runs on a one-time or scheduled annual basis, with new policy setup available as needed for newly acquired rental properties.
Midwest Professional Insurance specializes in landlord insurance policies for property owners in Kansas City, Missouri. It assists clients with coverage for rental dwellings, including single-family homes and multi-unit buildings. The agency provides general service work by evaluating individual property risks and matching homeowners with appropriate liability and property protection plans. Its focus remains on securing policies that address local weather concerns. The agency helps landlords prepare for potential damage from seasonal hailstorms or winter roof leaks specific to the Kansas City area.
National Real Estate Insurance Group serves homeowners, small businesses, and property managers in Kansas City, Missouri, offering landlord insurance policies to protect rental properties from liability claims and property damage. The agency assists clients in understanding coverage options tailored to various property types, including single-family homes and multi-unit buildings. They also extend their services to property owners in the surrounding Northland communities, including Gladstone and Liberty.
David Krough - State Farm Insurance Agent in Kansas City, MO, is known for providing landlord insurance tailored to property owners in the area. The agency helps local clients protect rental homes and apartments against common risks like fire, storm damage, and liability claims. Policies can be structured to cover both the structure and loss of rental income during repairs. This service often includes options for adding flood or earthquake coverage that are not found in standard policies.
Nominal Insurance provides comprehensive property coverage for landlords in the Kansas City area. Its specialty add-ons include protection for vacant units and liability for common areas. The agency assists property owners in tailoring policies to safeguard rental investments against local weather and tenant-related risks. Nominal Insurance can serve commercial sectors such as offices, warehouses, and food service operations.
A 1 Insurance writes policies for residential rental properties in the Kansas City, Missouri, area and also offers commercial coverage for larger apartment buildings or multi-unit dwellings. They help property owners manage risks associated with tenant occupancy and property damage by providing necessary insurance protection. Clients can contact their agent to adjust coverage limits on existing policies or to handle claims between regular service visits.
What Does a a Landlord Insurance Agent in Kansas City Cost?
The cost of landlord insurance in Missouri typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental, annual premiums often fall between 800 and 1,500 dollars. Costs depend on property location, age, coverage limits, and deductible amounts. This is general information and not insurance advice.
About landlord insurance agents in Kansas City
Landlord insurance agents in Kansas City Missouri help rental property owners secure coverage for buildings, liability, and lost rent. Missouri law does not require landlord insurance, but mortgage lenders often do. Agents can explain how local weather risks, like tornadoes and hail, affect your policy options.
Frequently Asked Questions
What does landlord insurance cover in Kansas City Missouri?
Landlord insurance typically covers the building structure, liability for injuries on the property, and loss of rental income. It does not cover tenant personal belongings. Agents can help you add flood or earthquake coverage if needed.
Is landlord insurance required by law in Missouri?
Missouri law does not require landlord insurance. However, your mortgage lender may require it. Many landlords also buy it to protect against lawsuits and property damage.
How do I choose a landlord insurance agent in Kansas City?
Look for an agent who specializes in rental property insurance. Ask about their experience with Missouri specific risks, such as severe storms. Compare quotes from multiple agents to find the right coverage for your property.
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