The top-rated landlord insurance agent in St. Louis, Missouri is POWERS Insurance and Risk Management, rated 5.0 stars across 459 reviews. Other highly rated options include Kevin Wingenbach - State Farm Insurance Agent, R T Thomas Insurance, LLC, Kreismann Bayer Insurance Agency. This directory lists 40 landlord insurance agents serving St. Louis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | POWERS Insurance and Risk Management | 6825 Clayton Ave #200 | (314) 725-1414 |
| 2 | Kevin Wingenbach - State Farm Insurance Agent | 4530 Lemay Ferry Rd Ste L | (314) 487-2100 |
| 3 | R T Thomas Insurance, LLC | 8131 Delmar Blvd | (314) 725-5535 |
| 4 | Kreismann Bayer Insurance Agency | 652 N New Ballas Rd | (314) 567-3344 |
| 5 | Farmers Insurance - Jeremy Heisserer | 4185 Crescent Dr Suite C | (314) 849-9898 |
| 6 | Goetz Insurance Agency | 4586 Telegraph Rd | (314) 720-1702 |
| 7 | Valley Insurance Agency Alliance LLC (VIAA) | 6825 Clayton Ave #200 | (314) 333-4910 |
| 8 | Norrell Insurance Agency | 401 Pine St #7 | (636) 575-9526 |
| 9 | Lp Miceli Inc | 3470 Hampton Ave s106 | (314) 832-6667 |
| 10 | Southtown Insurance Agency | 7127 S Lindbergh Blvd | (314) 894-4220 |
POWERS Insurance and Risk Management in St. Louis, Missouri, provides a comprehensive range of landlord insurance services tailored to protect rental property investments. Its service plans include customized policy reviews to ensure adequate coverage for property damage, liability, and lost rental income. Maintenance recommendations are offered to help property owners reduce risk and prevent common claims. The agency serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants, aligning policies with each owner's specific operational needs.
Serving homeowners, businesses, and property managers across the St. Louis area, Kevin Wingenbach - State Farm Insurance Agent provides landlord insurance policies designed to protect rental properties and investment portfolios. Coverage typically helps safeguard buildings, liability exposure, and potential lost rental income. For those managing residential or commercial leases in the city, the agency works to secure appropriate protection. It also extends similar services to clients in the neighboring communities of Clayton and the surrounding St. Louis County metro region.
R T Thomas Insurance, LLC provides professional guidance for property owners seeking to protect their real estate investments. The agency focuses specifically on landlord insurance solutions for residential and commercial properties throughout the St. Louis area. Their offerings include essential coverage options such as liability protection and dwelling insurance tailored for landlords. Additional specialty products can be selected to safeguard against rental income loss and property damage caused by tenants or natural events. This firm can serve a range of commercial sectors, including offices, warehouses, and food service establishments.
Kreismann Bayer Insurance Agency in St. Louis, Missouri distinguishes between single-policy transactions for a specific property and ongoing portfolio management options for landlords with multiple units. Their landlord insurance coverage typically addresses property damage, liability protection, and potential loss of rental income. Understanding local rental regulations and the specific risks associated with St. Louis properties, they structure policies to meet these needs. Service is tailored to run on either a one-time, scheduled, or as-needed basis, depending entirely on the policyholder’s current portfolio requirements.
Farmers Insurance - Jeremy Heisserer is known for providing landlord insurance policies tailored to property owners in the St. Louis area. The agency helps clients protect residential rental properties from common risks like fire, theft, and liability claims. Services are designed to cover single-family homes, duplexes, and smaller multi-unit buildings in the local market. For landlords seeking broader risk management, the agency can add optional coverage for lost rental income during property repairs.
Based in St. Louis, Missouri, Goetz Insurance Agency serves the greater metro area and surrounding communities, offering tailored protection for residential and commercial rental properties. It handles landlord insurance policies that cover dwelling structures, liability exposure, and loss of rental income. For a typical job, the agency first analyzes the specific properties, then reviews coverage gaps to ensure the landlord’s financial risk is properly minimized.
As storm season approaches in St. Louis, landlords must secure their properties against unexpected damage. Valley Insurance Agency Alliance LLC (VIAA) provides tailored landlord insurance policies designed to cover rental homes and apartments in the area. The agency helps property owners manage risks such as tenant liability and structural repairs. To begin a policy review, VIAA schedules a comprehensive initial inspection of each rental property.
Specializing in tailored coverage for rental properties, Norrell Insurance Agency serves as a dedicated Landlord Insurance Agent in St. Louis, Missouri. It works with property owners to secure policies that protect against common risks such as property damage, liability claims, and loss of rental income. The agency assists with general insurance needs for single-family homes and multi-unit dwellings alike. When severe winter storms threaten the St. Louis area, it helps landlords quickly review policy terms regarding frozen pipes and ice dam damage.
Lp Miceli Inc provides essential property insurance solutions for residential and commercial landlords throughout the St. Louis area, with a particular focus on coverage options tailored to rental property owners. Their policies generally include protection for building structures and liability exposures inherent in leasing arrangements. Additionally, they can incorporate specialty endorsements addressing specific rental property risks, such as loss of rental income or vandalism coverage. The firm serves a diverse range of commercial sectors, including office buildings, warehouses, and food service establishments requiring landlord insurance.
What Does a a Landlord Insurance Agent in St. Louis Cost?
Typical landlord insurance costs in Missouri range from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in St. Louis annual premiums often fall between 800 and 1500 dollars depending on property value location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in St. Louis
Landlord insurance agents in St. Louis help property owners protect their rental investments with policies tailored to Missouri regulations. Missouri law does not require landlord insurance but mortgage lenders often mandate it for financed properties. A local agent can explain coverage options like liability protection and loss of rental income specific to St. Louis weather risks.
Frequently Asked Questions
What does landlord insurance cover in St. Louis Missouri?
Landlord insurance typically covers property damage from fire or storms liability protection and loss of rental income. In Missouri policies may also include coverage for vandalism or theft which are common in vacant units.
Is landlord insurance required by Missouri law?
Missouri state law does not require landlord insurance. However most mortgage lenders require a policy for financed rental properties. An agent can help you meet lender requirements while adding optional coverages.
How do I choose a landlord insurance agent in St. Louis?
Look for an agent who specializes in rental property coverage and understands local risks like tornadoes or hail. Ask about policy limits deductibles and whether the agent represents multiple insurance carriers for competitive quotes.
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