The top-rated landlord insurance agent in St Peters, Missouri is Zach Plackemeier - State Farm Insurance Agent, rated 5.0 stars across 233 reviews. Other highly rated options include Mark Tipton - State Farm Insurance Agent, Sarah Schwartz at Comparion Insurance Agency, Tyler Hopkins - State Farm Insurance Agent. This directory lists 16 landlord insurance agents serving St Peters.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zach Plackemeier - State Farm Insurance Agent | 3026 Mid Rivers Mall Dr | (636) 875-7346 |
| 2 | Mark Tipton - State Farm Insurance Agent | 6215 Mid Rivers Mall Dr Ste 100 | (636) 477-6700 |
| 3 | Sarah Schwartz at Comparion Insurance Agency | 6141 Mid Rivers Mall Dr | (314) 270-0951 |
| 4 | Tyler Hopkins - State Farm Insurance Agent | 1445 Triad Center Dr B | (636) 441-6703 |
| 5 | Kevin Combs: Allstate Insurance | 1234 Jungermann Rd | (636) 206-8100 |
| 6 | Mathenia Insurance Group LLC | 1405 Jungermann Rd D | (636) 922-5250 |
| 7 | Farmers Insurance - Joseph Kaufman | 2705 St Peters Howell Rd Ste H | (636) 293-9498 |
| 8 | Matt Williams - State Farm Insurance Agent | 4131 Mexico Rd | (636) 928-0080 |
| 9 | Erick Billings: Allstate Insurance | 303 Jungermann Rd ste c | (636) 397-2646 |
| 10 | Risinger Insurance Agency | 330 Jungermann Rd | (636) 441-7700 |
Zach Plackemeier - State Farm Insurance Agent serves St. Charles, Missouri, specializing in landlord insurance policies for property owners. This local agency helps residential and commercial landlords protect rental properties against common risks such as fire damage, liability claims, and weather-related losses. Coverage options typically include dwelling protection, loss of rental income, and medical payments for tenant injuries. The agency handles policy reviews and claims assistance for both single-family rentals and multi-unit apartment buildings.
Mark Tipton - State Farm Insurance Agent serves the St. Charles County area from its location in St. Peters, Missouri, by providing landlords with property insurance solutions. This agency helps rental property owners secure coverage that protects their investments from common risks such as fire, theft, and liability claims arising from tenant injuries. They assist local landlords in evaluating policy options tailored to residential rental units and multi-family properties. Specific services include drafting individualized landlord insurance policies and handling claims support for covered property damage.
Sarah Schwartz at Comparion Insurance Agency provides a range of landlord insurance services tailored to rental property owners in St Peters, MO. Clients can obtain assistance with policy options designed to cover property damage and liability risks. The agency also offers guidance on ongoing maintenance and service plans to help protect rental investments. It services various types of properties, including single-family homes, apartments, retail spaces, and restaurants.
For landlord insurance needs, property owners choose between a one-time policy for a single rental unit and a recurring package covering multiple properties. Coverage protects against building damage, liability claims, and lost rental income. Serving St Peters, MO, Tyler Hopkins - State Farm Insurance Agent helps landlords evaluate these differences to secure appropriate protection. Service arrangements are available on a one-time, scheduled, or as-needed basis depending on policy renewal cycles and property changes.
Kevin Combs: Allstate Insurance serves residential landlords, commercial property owners, and property managers in the St Peters, Missouri area. The agency provides landlord insurance policies that cover rental dwellings, liability protection, and potential loss of rental income. It works with clients who own single-family homes or small multi-unit properties. Services include helping clients understand coverage limits and policy options for their specific rental situations. This office also extends its landlord insurance services to the neighboring community of St Charles and other parts of the broader St Louis metro region.
Mathenia Insurance Group LLC serves St Peters, Missouri, and its surrounding communities, handling landlord insurance coverage for property owners in the area. It addresses policies that protect rental dwellings and associated liability exposures. A typical job begins with a consultation to assess the specific needs of the landlord's property portfolio. The agency then presents tailored coverage options that align with local regulations and market conditions. It guides clients through the application process with clear explanations of policy terms. This approach ensures property owners understand their protections before finalizing any agreement.
As freezing and thawing cycles in St Peters put rental properties at risk for burst pipes and roof leaks, landlords need reliable coverage to protect their investments. Farmers Insurance - Joseph Kaufman provides tailored landlord insurance policies designed to address local weather exposures and tenant-related liabilities. As a dedicated local landlord insurance agent, Joseph Kaufman helps property owners navigate coverage options that include dwelling protection and loss of rental income. A thorough inspection of each rental unit is typically arranged as the first step in the assessment of specific insurance needs.
Matt Williams - State Farm Insurance Agent works with property owners to secure coverage tailored for rental properties, offering policies that address liability and property damage exposures specific to landlords. The agency specializes in landlord insurance coverage that can be customized to protect structures and rental income. This St Peters, MO-based agent provides policies suitable for various commercial sectors, including offices, warehouses, and food service operations that require landlord protection.
As a landlord insurance agent, Erick Billings: Allstate Insurance in St Peters, MO specializes in crafting policies that protect rental properties from property damage and liability claims. It generally guides local landlords through coverage for dwelling repairs, lost rental income, and legal defense against tenant lawsuits. With the region’s variable weather patterns, the agency helps clients adjust their policies to address potential storm damage or burst pipes during harsh winter months, ensuring rental income remains stable.
Risinger Insurance Agency in St Peters, MO provides residential landlord insurance services for property owners renting single-family homes, duplexes, and apartments. The agency also assists landlords in securing commercial coverage for multi-unit buildings and rental portfolios across the St. Louis metropolitan area. Policies are structured to address common landlord exposures, including property damage, liability, and income loss from tenant vacancies. Clients can expect ongoing support from the agency between regular policy reviews, including assistance with claims filing and coverage adjustments for new acquisitions or tenant turnovers.
What Does a a Landlord Insurance Agent in St Peters Cost?
The cost of landlord insurance in Missouri typically ranges from 15 to 30 percent more than a standard homeowners policy. For a single family rental in St Peters, annual premiums often fall between 800 and 1500 dollars. Factors include property age, location, coverage limits, and deductible amount. This is general information and not insurance advice.
About landlord insurance agents in St Peters
A landlord insurance agent in St Peters Missouri helps property owners protect their rental investments. Missouri law does not require landlord insurance but most mortgage lenders do require it. Local agents understand the specific risks for St Peters properties near the Missouri River flood zones.
Frequently Asked Questions
What does landlord insurance cover in St Peters Missouri?
Landlord insurance typically covers the building structure, liability protection, and loss of rental income. It does not cover the tenants personal belongings. Missouri law allows landlords to require tenants to carry renters insurance.
How is landlord insurance different from homeowners insurance in Missouri?
Homeowners insurance covers owner-occupied homes while landlord insurance covers rental properties. Landlord policies often include higher liability limits and coverage for loss of rent. Using homeowners insurance for a rental property can result in claim denial in Missouri.
Do I need flood insurance for my rental property in St Peters?
Standard landlord insurance does not cover flood damage. St Peters is near the Missouri River and parts of the city are in flood zones. The National Flood Insurance Program offers separate flood policies and some private insurers also provide this coverage in Missouri.
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