The top-rated long-term care insurance agent in Addison, Illinois is Luis Garcia - State Farm Insurance Agent, rated 4.9 stars across 409 reviews. Other highly rated options include Freeway Insurance, My Insurance Werks, Inc., Magnum Insurance Agency. This directory lists 10 long-term care insurance agents serving Addison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Luis Garcia - State Farm Insurance Agent | 245 Addison Rd | (630) 543-8582 |
| 2 | Freeway Insurance | 433 W Lake St | (630) 425-7083 |
| 3 | My Insurance Werks, Inc. | 211 E Lake St #2 | (630) 410-9375 |
| 4 | Magnum Insurance Agency | 522 W Lake St Suite D | (630) 563-4725 |
| 5 | Towns Johnson Ins: Allstate Insurance | 221 E Lake St Ste 201 | (630) 834-5678 |
| 6 | Hispano Insurance Agency, Inc. | 15 N Addison Rd | (630) 833-0505 |
| 7 | Leticia Herrera Agency, Inc American Family Insurance | 1000 W Lake St | (630) 543-8009 |
| 8 | Farmers Insurance - James Provinzino | 240 E Lake St Ste 205 | (630) 941-0566 |
| 9 | Advocate Insurance Network | 1000 W Lake St | (847) 309-7029 |
| 10 | Allstate Personal Financial Representative: Charles Towns | 221 E Lake St Ste 201 | (630) 834-4444 |
Luis Garcia - State Farm Insurance Agent in Addison, Illinois provides insurance coverage for individuals and businesses, with a specialty in long-term care insurance. This agent guides clients through policies that help cover expenses for extended care needs, such as home health aides or nursing facility services, when daily living assistance becomes necessary. The agent serves various commercial sectors, including offices, warehouses, and food service operations.
Freeway Insurance in Hazel Crest, IL, is known for connecting local residents with long-term care insurance policies that help cover the costs of assisted living, nursing home care, and in-home support. They serve clients by explaining coverage options and coordinating applications with various carriers across the area. This agency specializes in guiding clients through the complexities of benefit triggers and policy riders, including the potential addition of inflation protection to safeguard future care needs.
My Insurance Werks, Inc., serves Addison and greater DuPage County in Illinois as a long-term care insurance agent. The company addresses the financial risks associated with extended care needs, including nursing home and home-based assistance. Clients can obtain information regarding policy options that cover personal care outside of standard health plans. Typical work includes evaluating individual eligibility for coverage and comparing benefit triggers. The agency handles applications and initial policy inquiries for traditional long-term care insurance plans.
Magnum Insurance Agency provides long-term care insurance solutions to residents in Addison, Illinois, and the surrounding communities. Commercial coverage options are also available for businesses and organizations within the local service area. Agents assist clients in planning for future care needs by explaining policy features, benefit structures, and eligibility requirements. Each policy review helps clarify coverage details and address any changes in personal circumstances. Follow-up service is offered between regular visits to ensure policies remain aligned with evolving care preferences and financial situations.
Towns Johnson Ins: Allstate Insurance provides long-term care insurance agent services in the Addison, IL area. It offers assistance with planning for future care needs, helping clients understand policy options that can cover home health aides or nursing facility costs. The company provides ongoing support to review and adjust coverage as personal circumstances change over time. It services a range of properties where clients may live or operate, including single-family homes, apartments, retail storefronts, and restaurants.
Hispano Insurance Agency, Inc. serves homeowners and families in Addison, Illinois, who are planning for future medical and personal care needs. As a long-term care insurance agent, the agency helps clients assess coverage options to protect assets and maintain quality of life. The process includes comparing policy features and benefit periods. The goal is to assist with navigating complex insurance choices. The agency also extends its services to residents throughout neighboring communities in the greater Chicago metro area, including the village of Lombard.
Serving Addison, Illinois, and the surrounding DuPage County communities, Leticia Herrera Agency, Inc American Family Insurance focuses on long-term care insurance, handling plans that help cover costs for assisted living, nursing homes, and home care. The agency works with clients to understand their specific needs and future financial goals. Its typical approach involves reviewing a client’s current health situation and potential life changes, then presenting coverage options that align with their budget.
Farmers Insurance - James Provinzino in Addison, IL distinguishes long-term care insurance by offering both one-time policy purchases for immediate coverage needs and recurring service options for ongoing care planning adjustments. Coverage typically helps protect personal assets against the high costs of assisted living, nursing homes, or home health care. This agency assists local clients in understanding policy terms and managing potential benefit triggers. Service consultations run on a scheduled basis, as the agent meets with clients by appointment to tailor coverage plans to evolving long-term care circumstances.
Specializing in long-term care insurance, Advocate Insurance Network provides policies that help Addison, IL residents cover the costs of nursing homes, assisted living, or home care. The agency guides clients through the complexities of policy options and explains how these plans protect savings from high care-related expenses. With a focus on local needs, the team assists families in assessing suitable coverage levels for future health scenarios. For those approaching retirement or facing a parent's declining health, it helps secure a policy before medical conditions limit eligibility.
As Addison families consider how to fund future care needs during cold winter months, Allstate Personal Financial Representative Charles Towns assists with long-term care insurance planning. This agency guides clients through policy options that protect savings against rising assisted living or home health costs in the area. Initial consultations begin with a personalized review of assets and potential care scenarios. Charles Towns schedules an in-home meeting or phone call to assess each individual’s coverage requirements and provide an official policy assessment.
What Does a a Long-Term Care Insurance Agent in Addison Cost?
The cost of long-term care insurance in Illinois varies by age health and policy features. For a 55-year-old a typical policy with a $165 daily benefit and 3-year benefit period might cost between $1,500 and $3,000 per year. Premiums for a 65-year-old can range from $2,500 to $5,000 annually. These figures are estimates and actual prices depend on underwriting. This is general information not insurance advice.
About long-term care insurance agents in Addison
A long-term care insurance agent in Addison Illinois can help you explore policies that cover nursing home care home health care and assisted living. Illinois law offers a Long-Term Care Partnership Program which allows policyholders to protect assets equal to the benefits paid out. Working with a local agent ensures you understand how these state-specific rules apply to your situation.
Frequently Asked Questions
What does a long-term care insurance agent in Addison do?
A long-term care insurance agent helps you compare policies from different carriers and explains coverage details. They guide you through the application process and answer questions about benefit periods elimination periods and inflation protection. Agents do not provide legal advice but can clarify policy terms.
Are there Illinois specific rules for long-term care insurance?
Yes Illinois has a Long-Term Care Partnership Program that allows policyholders to keep assets equal to the amount of benefits paid. Policies sold in Illinois must also meet certain consumer protection standards including a 30-day free look period. Your agent can explain how these rules affect your coverage.
How do I choose a long-term care insurance agent in Addison?
Look for an agent licensed in Illinois with experience in long-term care policies. Ask about their familiarity with carriers that offer partnership plans. You can verify an agents license through the Illinois Department of Insurance website.
Long-Term Care Insurance Agents in Other Illinois Cities
Algonquin · Arlington Heights · Aurora · Bartlett · Batavia · Belleville · Berwyn · Bloomington · Bolingbrook · Buffalo Grove · Burbank · Calumet City · Carol Stream · Champaign · Chicago