The top-rated long-term care insurance agent in Aurora, Illinois is Acceptance Insurance, rated 5.0 stars across 725 reviews. Other highly rated options include Konen Insurance Inc., Nick Cortino - State Farm Insurance Agent, Sulma Mejia American Family Insurance. This directory lists 20 long-term care insurance agents serving Aurora.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 1230 N Lake St | (630) 425-7091 |
| 2 | Konen Insurance Inc. | 2570 Beverly Dr #100 | (630) 897-4239 |
| 3 | Nick Cortino - State Farm Insurance Agent | 900 N Lake St Ste 205 | (630) 896-7606 |
| 4 | Sulma Mejia American Family Insurance | 408 N Lake St | (630) 801-3333 |
| 5 | Magnum Insurance Agency | 700 E New York St | (630) 851-4255 |
| 6 | Medhat Sbeih - State Farm Insurance Agent | 26 N Broadway | (630) 800-2743 |
| 7 | Roth & Roth Insurance Agency, Inc. | 1444 N Farnsworth Ave | (630) 800-0270 |
| 8 | STELLA Insurance Agency Corp. | 229 W Galena Blvd | (630) 486-3377 |
| 9 | Empire Group Insurance Agency | 75 Executive Dr Suite 433a | (630) 299-8744 |
| 10 | Elite Agency Services | 458 N Lake St 2nd Floor | (630) 672-7858 |
Acceptance Insurance is a Long-Term Care Insurance Agent serving the Aurora, Illinois area, known for helping individuals plan for future care needs beyond basic health coverage. The company guides clients through policy options that address assisted living, nursing home, or in-home support costs. In this role, the agent focuses on informing local residents how such insurance can protect savings during extended illness or aging. This service also routinely adds a review of existing life or annuity policies to highlight potential care-funding riders.
Konen Insurance Inc. serves the greater Aurora, Illinois area as a local provider of long-term care insurance solutions. This agency assists families and individuals throughout Kane and DuPage counties with navigating the complex decisions involved in long-term care planning. The agents focus on helping clients understand their policy options to protect assets from the high cost of extended care. They regularly guide clients through Medicare supplement comparisons and long-term care policy renewals.
Nick Cortino - State Farm Insurance Agent in Aurora, IL offers a range of long-term care insurance services, helping clients plan for future personal and medical care needs. The agency provides assistance with policy selection, application processes, and ongoing coverage reviews to ensure plans remain aligned with changing life circumstances. Its service or maintenance plans include periodic consultations to update beneficiaries or coverage amounts as necessary. The agency services single-family homes, apartments, retail properties, and restaurants, working with individuals and business owners to protect their financial futures.
Serving homeowners and renters in the Aurora area, this company helps clients plan for the financial impact of extended care needs. As a long-term care insurance agent, it offers policies designed to cover costs for in-home assistance, assisted living, or nursing facility stays. These plans can help protect personal savings from the high expenses of chronic illness or disability. The agency works with individuals to evaluate different coverage options suited to their situation. It also serves families and retirement planners in the surrounding communities of Naperville and Oswego.
Magnum Insurance Agency serves the Aurora, Illinois area, specializing in long-term care insurance solutions for local residents. The agency focuses on helping individuals plan for future care needs that may not be covered by traditional health insurance. Working with clients in Kane and DuPage counties, the team guides them through available policy options for covering assisted living, nursing home stays, and home health care. Magnum Insurance Agency provides consultation on choosing appropriate benefit periods and daily coverage amounts for long-term care plans.
Serving Aurora, Illinois, and the surrounding communities, Medhat Sbeih - State Farm Insurance Agent handles long-term care insurance policies designed to help cover future custodial or nursing home expenses. As an agent in this field, the office guides clients through comparing plan options and understanding coverage limits. Each consultation typically follows an approach of first assessing the client's personal financial situation and care preferences before then presenting only those policies that align with those specific needs.
Roth & Roth Insurance Agency, Inc. in Aurora, IL distinguishes between one-time consultation options for assessing existing policies and recurring service options for ongoing plan management. Their coverage guidance focuses on long-term care insurance, which helps paying for daily assistance needs like nursing home or in-home care that regular health insurance does not cover. As a local long-term care insurance agent, the firm works with clients to evaluate policy features and premium costs. Service runs on either a scheduled appointment or an as-needed basis depending on the client’s situation.
STELLA Insurance Agency Corp. in Aurora, IL, specializes in long-term care insurance planning, helping clients evaluate their future needs for assisted living or in-home services. It generally works with individuals and families to navigate coverage options, aiming to protect assets and ensure care access as part of broader financial strategies. The agency is particularly attentive to concerns about rising care costs and fluctuating policy premiums, assisting inquiries during open enrollment periods or a sudden change in health status.
As winter weather approaches in Aurora, many families begin planning for potential long-term care needs. Empire Group Insurance Agency helps clients navigate the complexities of selecting suitable insurance coverage. They meet with individuals and families to explain policy options that protect assets while covering future care costs. Their guidance focuses on finding plans that fit each client’s personal financial situation and health outlook. A complimentary consultation allows clients to review their current coverage or start an initial needs assessment for long-term care insurance.
What Does a a Long-Term Care Insurance Agent in Aurora Cost?
Long-term care insurance premiums in Illinois vary widely by age, health, and policy features. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year. For a 65-year-old, annual premiums often range from $2,500 to $5,000. Partnership Program policies may have different pricing. This is general information and not insurance advice.
About long-term care insurance agents in Aurora
Long-term care insurance agents in Aurora Illinois help residents plan for future care needs. These professionals guide you through policy choices that comply with Illinois state laws including the Illinois Long-Term Care Partnership Program. Agents can explain how inflation protection and benefit triggers work under Illinois regulations.
Frequently Asked Questions
What does a long-term care insurance agent in Aurora do?
A long-term care insurance agent helps you compare policies from different carriers. They explain benefit periods, daily benefit amounts, and elimination periods. The agent also ensures the policy meets Illinois Partnership Program requirements if you want asset protection.
Are there Illinois laws that affect long-term care insurance policies?
Yes. Illinois requires policies to offer inflation protection and nonforfeiture benefits. The Illinois Long-Term Care Partnership Program allows policyholders to protect assets equal to benefits paid. Agents must follow Illinois Department of Insurance rules for policy disclosures.
How do I choose a long-term care insurance agent in Aurora?
Look for an agent licensed in Illinois with experience in long-term care products. Ask about their familiarity with the Illinois Partnership Program. Check if they represent multiple insurance companies to offer a range of policy options.
Long-Term Care Insurance Agents in Other Illinois Cities
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