The top-rated long-term care insurance agent in Belleville, Illinois is Kate Elder - State Farm Insurance Agent, rated 4.9 stars across 415 reviews. Other highly rated options include Medicare Insurance Options LLC, Jody White - State Farm Insurance Agent, Yaekel & Associates Insurance Services Inc. This directory lists 19 long-term care insurance agents serving Belleville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kate Elder - State Farm Insurance Agent | 1638 Carlyle Ave | (618) 277-7300 |
| 2 | Medicare Insurance Options LLC | 310 E Main St #11 | (618) 310-0344 |
| 3 | Jody White - State Farm Insurance Agent | 15 Bronze Pointe N B | (618) 234-3000 |
| 4 | Yaekel & Associates Insurance Services Inc | 1915 W Main St | (618) 233-0024 |
| 5 | Krys Jacobs - State Farm Insurance Agent | 1801 S Illinois St | (618) 235-2800 |
| 6 | McKelvey Insurance Group | 2241 Country Rd #3 | (618) 623-0080 |
| 7 | Auffenberg Insurance | 921 S Illinois St | (618) 622-4538 |
| 8 | Elmore Insurance | 307 N Illinois St | (618) 277-8838 |
| 9 | Pufalt-Pauley Insurance Agency | 315 N Illinois St | (618) 233-0034 |
| 10 | Schmale Insurance Inc | 305 Carlyle Ave ste a | (618) 233-0193 |
Kate Elder - State Farm Insurance Agent serves the Belleville, Illinois area as a long-term care insurance agent. The agency helps clients plan for future care needs by offering policies that cover nursing home stays, home health aides, and assisted living facilities. These plans can protect personal savings from the high costs of extended care. In addition to long-term care policies, the agency handles Medicare supplements and life insurance with optional long-term care riders.
Medicare Insurance Options LLC serves homeowners and adult children seeking financial security through long-term care coverage in Belleville. These policies protect assets by covering expenses for in-home aides, assisted living, or nursing facility stays. The agents guide clients in comparing policy features and selecting appropriate benefit periods. They provide personalized consultations to explain how inflation protection and shared care options work. Their coverage area includes Belleville and extends to the nearby communities of O’Fallon.
Jody White - State Farm Insurance Agent serves Belleville, Illinois, and the surrounding communities in St. Clair County. This agency handles long-term care insurance policies designed to help protect clients against the high costs of extended personal or nursing care later in life. The agent works with individuals and families to assess their unique financial situations and health care needs. To manage a typical case, the agent carefully reviews each client’s current resources and anticipated future risks, then matches them with an appropriate plan from available policy options.
Yaekel & Associates Insurance Services Inc provides guidance on long-term care insurance options for individuals and families in the Belleville, Illinois area. Its service approach includes helping clients understand policy features, comparing coverage levels, and selecting plans that align with future care needs. The company also assists with policy maintenance, such as reviewing benefit updates and addressing changes in personal circumstances. Through this ongoing support, it helps clients protect assets while preparing for potential assisted living or in-home care expenses. Its services are designed for homeowners, apartment residents, retail workers, and restaurant employees.
Krys Jacobs - State Farm Insurance Agent in Belleville, Illinois helps clients distinguish between one-time policy purchases and recurring premium plans when planning for long-term care coverage, focusing on asset protection and future care needs. As a long-term care insurance provider, this agency assists customers in evaluating coverage options that address personal medical and home-based support scenarios across the local area. Service operates on an as-needed basis, available by appointment for consultations and policy management.
McKelvey Insurance Group, based in Belleville, Illinois, assists clients in preparing for the financial challenges of aging through long-term care insurance planning. The agency focuses specifically on policies that cover extended custodial care, home health services, and assisted living facility stays. Such coverage helps individuals preserve savings while securing necessary support. The firm’s services are available to a range of commercial clients, including office settings requiring employee benefits, warehouse operations seeking group coverage, and food service businesses aiming to protect their workforce.
Located in Belleville, IL, Auffenberg Insurance focuses specifically on long-term care insurance, assisting clients with selecting policies that cover extended care needs. It helps individuals and families in the region by explaining coverage options for assisted living, nursing home stays, or in-home support. When financial or health changes arise, it can assist with reviewing current plans or comparing new offerings. As winter approaches, it also addresses concerns about arranging coverage for recovery surges that often follow seasonal illnesses.
As Belleville residents begin planning their financial futures, concerns about funding extended care often arise, especially during retirement transitions. Elmore Insurance provides complementary guidance specific to long-term care coverage. The local team reviews individual circumstances, helping clients understand how policies can safeguard assets while preserving independence. Their service focuses on every stage of the evaluation for long-term options. A thorough initial-assessment session is scheduled to review clients current health and coverage requirements in full detail.
Pufalt-Pauley Insurance Agency offers long-term care insurance services to residents of Belleville, Illinois, and the surrounding area. The agency provides commercial coverage and assists local clients in planning for future care needs. Their work focuses on helping individuals secure policies that protect assets and maintain access to necessary services. After an initial consultation and policy selection, the agency remains available for follow-up questions or to adjust coverage between regular policy reviews.
Schmale Insurance Inc is a long-term care insurance agent in Belleville, IL, known for helping individuals plan for future care needs. It offers consultation services to assess eligibility and policy options for local residents. This includes guidance on coverage that protects savings from the high costs of extended nursing or home-based assistance. The firm also provides referrals to elder law attorneys for integrating insurance with Medicaid planning needs.
What Does a a Long-Term Care Insurance Agent in Belleville Cost?
Typical costs for long-term care insurance in Illinois range from 100 to 300 dollars per month for a 55-year-old. Premiums depend on age, health, and benefit amount. Illinois Partnership policies may have different pricing. This is general information, not insurance advice.
About long-term care insurance agents in Belleville
Long-term care insurance agents in Belleville help residents plan for future care needs. Illinois law requires agents to be licensed and follow specific disclosure rules. Local agents can explain how policies coordinate with Illinois Medicaid programs.
Frequently Asked Questions
What does a long-term care insurance agent in Belleville do?
An agent helps you compare policies from different carriers. They explain benefit triggers and coverage limits. They also ensure the policy meets Illinois state requirements.
Are there Illinois laws that affect long-term care insurance?
Yes. Illinois has a 30-day free look period for new policies. Agents must provide a outline of coverage and a shoppers guide. Illinois also requires inflation protection options for certain policies.
How do I choose a long-term care insurance agent in Belleville?
Look for an agent licensed in Illinois with experience in long-term care products. Ask about their familiarity with local care costs and Illinois Partnership policies. Check their standing with the Illinois Department of Insurance.
Long-Term Care Insurance Agents in Other Illinois Cities
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