The top-rated long-term care insurance agent in Batavia, Illinois is Mark Murphy - State Farm Insurance Agent, rated 4.9 stars across 187 reviews. Other highly rated options include Scott Queen - State Farm Insurance Agent, Buttrey Wulff Mamminga Insurance Agency, Farmers Insurance - Jeffrey Cesario. This directory lists 15 long-term care insurance agents serving Batavia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mark Murphy - State Farm Insurance Agent | 1906 W Wilson St | (630) 879-6969 |
| 2 | Scott Queen - State Farm Insurance Agent | 121 S Batavia Ave | (630) 879-2440 |
| 3 | Buttrey Wulff Mamminga Insurance Agency | 355 1st St | (630) 879-0111 |
| 4 | Farmers Insurance - Jeffrey Cesario | 160 S Water St Ste B | (630) 879-5590 |
| 5 | InsuranceDIRECT | 113 N Batavia Ave | (630) 406-9800 |
| 6 | Kevin Laurie - COUNTRY Financial Representative | 1921 W Wilson St | (630) 449-0917 |
| 7 | Illinois Health Insurance Services | 202 Mill St | (630) 406-1677 |
| 8 | Lou Hernandez Agency, Inc American Family Insurance | 1363 Wind Energy Pass | (630) 239-2311 |
| 9 | SecureLine Insurance Agency | 200 S Batavia Ave | (847) 306-3142 |
| 10 | Andy Johnson - COUNTRY Financial Representative | 1921 W Wilson St | (630) 907-0870 |
Mark Murphy - State Farm Insurance Agent serves the Batavia, Illinois area, specializing as a long-term care insurance agent. The company assists individuals and families in planning for potential future care needs, helping to protect savings and assets from the high costs of extended medical support. The agency provides guidance on policy options that cover services such as in-home assistance and nursing facility care. It handles the sale of individual long-term care insurance policies and offers resources to evaluate coverage for local residents.
Scott Queen - State Farm Insurance Agent in Batavia, IL provides long-term care insurance services, assisting clients with planning for potential future needs such as extended medical or personal care. The agency helps individuals evaluate and select coverage options suited to their circumstances, with ongoing support available for policy maintenance and adjustments as personal situations change. Regular reviews help ensure that coverage remains aligned with evolving health and financial goals. The agency services single-family homes, apartments, retail, and restaurants.
Homeowners and families in Batavia, Illinois turn to Buttrey Wulff Mamminga Insurance Agency for guidance on long-term care insurance. This agency helps clients explore coverage options designed to protect savings from the high costs of extended personal or custodial care. The agents clarify policy features, including benefit triggers and daily benefit amounts, to match individual financial goals. They also offer long-term care planning assistance to retirees across the nearby Aurora and Naperville metro communities.
Farmers Insurance - Jeffrey Cesario serves the Batavia, Illinois area and the surrounding Fox River Valley communities with long-term care insurance coverage. The agency handles policies designed to help protect assets and manage expenses for extended care needs. For each client, it begins by reviewing individual financial situations and care preferences to identify an appropriate plan structure. The general approach used is to present clear comparisons of benefit options and costs so clients can make informed decisions about their coverage.
InsuranceDIRECT in Batavia, IL helps clients distinguish between a one-time policy purchase and recurring plan options, ensuring coverage strategies match individual needs. As a local long-term care insurance agent, the agency advises on policies that protect assets and provide access to care services. Service runs on an as-needed basis, with clients scheduling consultations to review current coverage or to explore new plans as their circumstances change.
As the need for long-term care planning often arises during health changes or retirement discussions in Batavia, Kevin Laurie - COUNTRY Financial Representative provides guidance on policy options that help protect assets and manage future care costs. This agency works with individuals to understand coverage types and navigate the selection of suitable plans. An initial consultation can assess personal circumstances and begin the process of identifying a viable long-term care insurance approach.
Illinois Health Insurance Services in Batavia, IL, guides clients through the complexities of long-term care insurance, helping them plan for future personal and medical needs. As a local agency, it specializes in policies that cover extended care expenses not paid by standard health plans. Its services are available to individuals and businesses in the region, including offices, warehouses, and food service operations.
Lou Hernandez Agency, Inc American Family Insurance specializes in long-term care insurance for Batavia, Illinois residents, helping clients plan for future care needs. The agency provides guidance on policies that cover expenses from in-home assistance to nursing facility stays. It works with individuals to evaluate coverage options so they can maintain financial independence during extended health challenges. Many families seek advice before retirement planning meetings or shortly after a parent enters assisted living, when understanding benefit periods and daily coverage limits becomes essential for managing potential costs.
Serving residential clients in Batavia, SecureLine Insurance Agency also provides commercial long-term care insurance solutions for businesses in the surrounding region. Their agents guide individuals and groups through the process of selecting appropriate coverage for future care needs. By offering clear comparisons of policy options, they help clients prepare for potential lifestyle and financial challenges. After an initial plan is in place, they encourage follow-up consultations to adjust coverage as health or financial situations change between regular visits.
Andy Johnson - COUNTRY Financial Representative in Batavia, IL, is known for offering long-term care insurance designed to help individuals plan for future care needs. This agent assists clients in the region by explaining policy options that can cover in-home assistance, assisted living, or nursing facility stays. The services focus on protecting personal savings from the rising costs of extended care. Clients may also explore how these policies can be paired with existing Medicare coverage or retirement plans to create a more complete financial strategy.
What Does a a Long-Term Care Insurance Agent in Batavia Cost?
Long-term care insurance costs in Illinois vary by age, health, and policy features. A typical annual premium for a 55-year-old can range from $1,500 to $3,500 for a policy with a $150 daily benefit and a 3-year benefit period. Premiums for older applicants or richer benefits can be higher. This is general information, not insurance advice.
About long-term care insurance agents in Batavia
A long-term care insurance agent in Batavia, Illinois helps you compare policies that cover nursing home care, home health care, and assisted living. Illinois offers the Partnership for Long-Term Care program, which allows policyholders to protect some assets when they apply for Medicaid. An agent can explain how Illinois law affects your coverage and benefits.
Frequently Asked Questions
What does a long-term care insurance agent in Batavia do?
An agent helps you review and compare long-term care insurance policies from different companies. They explain policy features like benefit periods, elimination periods, and inflation protection. They also guide you on how Illinois Partnership policies work with Medicaid asset protection.
Does Illinois have special rules for long-term care insurance?
Yes, Illinois has the Partnership for Long-Term Care program. This program lets you keep a portion of your assets if you later need Medicaid. Policies must meet state standards to qualify for partnership status.
How do I choose a long-term care insurance agent in Batavia?
Look for an agent licensed in Illinois with experience in long-term care insurance. Ask about their familiarity with Illinois Partnership policies and local care costs. Check their credentials and client reviews before making a decision.
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