The top-rated long-term care insurance agent in Calumet City, Illinois is Insurance Navy Brokers, rated 4.9 stars across 517 reviews. Other highly rated options include Bobby McClellan - State Farm Insurance Agent, Oxford Auto Insurance, Chris Martin - State Farm Insurance Agent. This directory lists 12 long-term care insurance agents serving Calumet City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Navy Brokers | 663 River Oaks Dr | (708) 891-9495 |
| 2 | Bobby McClellan - State Farm Insurance Agent | 1475 Ring Rd Suite B | (708) 933-6233 |
| 3 | Oxford Auto Insurance | 1910 Sibley Blvd | (708) 498-1000 |
| 4 | Chris Martin - State Farm Insurance Agent | 852 Burnham Ave | (708) 862-3737 |
| 5 | Teri Kic - State Farm Insurance Agent | 525 Burnham Ave | (708) 862-9600 |
| 6 | Brian Richardson Sr. - State Farm Insurance Agent | 592 Torrence Ave | (708) 891-2323 |
| 7 | Louis Dodd: Allstate Insurance | 1551 Sibley Blvd | (708) 868-2800 |
| 8 | Premium Insurance Agency IL | 1950 River Oaks Dr | (708) 584-3744 |
| 9 | Eagle Insurance | Calumet City, IL 60409 | (708) 847-9707 |
| 10 | John Turner Agency | 93 Paxton Ave Suite 100 | (708) 868-6052 |
Insurance Navy Brokers provides a full range of long-term care insurance agent services, helping clients in Calumet City, Illinois, navigate policy selection and plan for future care needs. It offers ongoing service plans, including policy reviews and support with claims assistance to ensure coverage remains aligned with changing health circumstances. The agency assists in customizing coverage options for individuals, addressing protection for assets and care-related expenses. It services private clients as well as properties such as single-family homes, apartments, retail spaces, and restaurants.
Bobby McClellan - State Farm Insurance Agent serves the Calumet City, Illinois, and surrounding metro area. The company provides specialized guidance on long-term care insurance policies designed to help individuals cover future custodial and personal care expenses. As a long-term care insurance agent, it works with clients to evaluate protection strategies for retirement assets and family financial security. Common services offered here include assisting with policy selection for in-home care and consulting on coverage for assisted living facility needs.
Oxford Auto Insurance in Calumet City, Illinois serves homeowners, property managers, and businesses seeking coverage for long-term care expenses. It helps clients understand policy options that protect assets and provide for future care needs. Policies typically cover nursing home or assisted living costs for eligible individuals. The agency assists with comparing plans and completing applications in compliance with state regulations. Oxford Auto Insurance also extends its long-term care insurance services to clients in nearby Hammond, Indiana, and the larger Chicago metropolitan area.
Chris Martin - State Farm Insurance Agent provides long-term care insurance coverage to clients in Calumet City, Illinois, helping individuals plan for future care needs. The agency assists with policy selection that covers services such as nursing home care, assisted living, and in-home support over extended periods. Ongoing policy maintenance and claim guidance are offered to ensure coverage remains appropriate as circumstances change. The company works with property owners of single-family homes, apartment complexes, retail stores, and local restaurants.
Homeowners and individuals planning for their future can turn to Teri Kic - State Farm Insurance Agent in Calumet City, IL, for assistance with long-term care insurance policies. This agency helps clients understand coverage options that protect assets and provide for care needs later in life. Services include reviewing different policy structures and explaining how such plans complement existing health coverage. Residents seeking local guidance on securing long-term care insurance can also find support for clients throughout the greater Chicago south suburban area, including neighboring communities such as Hammond.
Brian Richardson Sr. - State Farm Insurance Agent serves Calumet City, Illinois, and the surrounding communities in the south suburban Chicago area. The agency handles long-term care insurance, which helps clients plan for future needs like assistance with daily living activities, whether at home or in a facility. For a typical job, the agent begins by discussing an individual’s current health situation, financial goals, and family history, then presents policy options that align with those personal circumstances.
Louis Dodd: Allstate Insurance provides long-term care insurance services in Calumet City, IL. For those needing financial protection against future care costs, clients can choose between a one-time consultation focused on policy selection or an ongoing advisory relationship that reviews and updates coverage as circumstances change. The policies offered typically help cover expenses for nursing home care, assisted living, or in-home assistance. Service runs on either a scheduled or as-needed basis, depending on each client’s preference for regular reviews versus occasional guidance.
Premium Insurance Agency IL in Calumet City, IL helps clients plan for the financial demands of extended care needs, including home care, assisted living, and nursing home coverage. The agency also advises families on policy options to protect retirement assets. With many individuals exploring ways to retain their savings while preparing for potential future health changes, the agency assists with navigating open enrollment periods and policy adjustments that may be needed when the calendar year ends and new benefits become available.
Eagle Insurance provides long-term care insurance planning for clients in Calumet City, Illinois. The company assists individuals with policy selection and explains coverage options for future care needs. Service includes guidance on maintaining existing plans and adjusting benefits as circumstances change. Representatives help residents align policies with estate and retirement goals. Eagle Insurance offers its services to homeowners, apartment dwellers, retail businesses, and restaurants throughout the local area.
As the need for care often arises unexpectedly with changing seasons or health events in Calumet City, the John Turner Agency helps clients evaluate their options for protecting assets and securing future care. This agency specializes exclusively in long-term care insurance, focusing on policies that cover home aides, assisted living, and nursing facility stays. They guide individuals through the complexities of coverage levels, benefit periods, and inflation protection. An initial consultation typically involves a no-obligation assessment of the client's current health and financial situation to determine suitable policy structures.
What Does a a Long-Term Care Insurance Agent in Calumet City Cost?
Long-term care insurance premiums in Illinois vary by age, health, and benefit amount. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year. Partnership policies may have slightly different pricing. Costs also depend on inflation riders and benefit duration. This is general information, not insurance advice.
About long-term care insurance agents in Calumet City
Long-term care insurance agents in Calumet City, Illinois help residents plan for future care needs. Illinois offers a Partnership program that allows policyholders to protect assets while qualifying for Medicaid. Agents can explain how these state-specific rules affect your coverage choices.
Frequently Asked Questions
What does a long-term care insurance agent in Calumet City do?
A long-term care insurance agent helps you compare policies from different carriers. They explain benefit amounts, elimination periods, and inflation protection options. They also guide you on Illinois Partnership policies that offer asset protection.
Does Illinois have special rules for long-term care insurance?
Yes, Illinois has a Long-Term Care Partnership Program. This program lets you keep assets equal to the benefits paid by your policy if you later need Medicaid. Agents must be trained on these rules to sell Partnership policies.
How do I choose a long-term care insurance agent in Calumet City?
Look for an agent licensed in Illinois with experience in long-term care products. Ask if they can show policies from multiple insurance companies. Check if they have completed the Illinois Partnership training.
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