The top-rated long-term care insurance agent in Baltimore, Maryland is Mad Max Insurance - Ron Max, rated 5.0 stars across 676 reviews. Other highly rated options include Melanie Cook - State Farm Insurance Agent, Main Line Benefits - Adam Richter, Liz Sherstad - State Farm Insurance Agent. This directory lists 37 long-term care insurance agents serving Baltimore.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mad Max Insurance - Ron Max | 8129 Hillendale Rd | (443) 841-9809 |
| 2 | Melanie Cook - State Farm Insurance Agent | 1201 Eastern Blvd | (410) 682-2200 |
| 3 | Main Line Benefits - Adam Richter | 1936 Eastern Ave | (410) 375-9765 |
| 4 | Liz Sherstad - State Farm Insurance Agent | 1414 Key Hwy Suite P300M | (443) 986-9840 |
| 5 | Baltimore Insurance Network | 1414 Key Hwy Suite E | (443) 869-6424 |
| 6 | Stephanie Jameson - State Farm Insurance Agent | 3 Center Pl | (410) 288-1300 |
| 7 | Stephanie Owens - State Farm Insurance Agent | 8766 Philadelphia Rd | (410) 866-8333 |
| 8 | Laurie Jacobson - State Farm Insurance Agent | 4200 North Point Blvd | (410) 477-6789 |
| 9 | Wolf Insurance Agency | 9124 Belair Rd | (410) 529-7865 |
| 10 | Aja Green - State Farm Insurance Agent | 7633 Rainville Ave | (410) 882-9433 |
Mad Max Insurance - Ron Max serves Baltimore-area homeowners and individuals who are planning ahead for potential extended medical care needs. As a long-term care insurance agent, the company helps clients understand their policy options for covering home health aides, assisted living, or nursing facility stays. It also assists with comparing different plans to find suitable coverage for each customer's personal situation and financial goals. The agency serves clients throughout the Baltimore metro area, including nearby cities such as Towson and Catonsville.
Serving Baltimore, Maryland, and the surrounding communities, Melanie Cook - State Farm Insurance Agent handles long-term care insurance needs for local residents. This agency works to help individuals plan for potential future assistance with daily activities, such as bathing or dressing, due to chronic illness or disability. In managing a typical case, it begins with a thorough review of the client's personal health history and financial situation. Following that, it explains available coverage options clearly, ensuring the client fully understands the policy terms before making any decision.
Main Line Benefits - Adam Richter assists clients in distinguishing between traditional policies, which offer a pool of benefits used over time, and hybrid options that combine coverage with a life insurance or annuity component. Serving the Baltimore area, this long-term care insurance agent helps evaluate plans that cover home care, assisted living, and nursing facility expenses. Services are available on either a one-time consultation basis or as ongoing scheduled support for policy reviews.
As a long-term care insurance agent, Liz Sherstad in Baltimore, MD, assists clients with policies designed to cover nursing home, assisted living, and in-home care costs. The agency also handles broader personal insurance and financial services needs for area residents. Beyond planning for future care needs, the office regularly helps families during open enrollment periods to compare long-term care options and adjust existing coverage for changing health circumstances.
Baltimore Insurance Network assists clients in Baltimore, MD, with navigating the complexities of long-term care coverage. The agency focuses on policies that protect assets and fund future care needs, addressing gaps left by standard health plans. Its specialists help individuals understand benefit triggers, elimination periods, and inflation protection options. The firm serves a range of commercial sectors, including professional offices, local warehouses, and food service operations.
As a residential long-term care insurance agent in Baltimore, MD, Stephanie Jameson - State Farm Insurance Agent helps families plan for future healthcare needs. Commercial coverage options are also available to local businesses seeking employee benefit packages. The agency serves clients throughout the Baltimore metropolitan area, providing personalized consultations on policy features. After initial enrollment, the office typically follows up to review coverage details and schedule regular policy check-ins to adjust plans as life circumstances change.
Stephanie Owens - State Farm Insurance Agent serves homeowners, renters, and families in Baltimore seeking financial protection against the high costs of extended care. The agency helps clients evaluate long-term care insurance options to safeguard savings from expenses related to nursing homes, assisted living, or in-home assistance. Clear explanations are provided to help customers understand policy features and coverage limits tailored to their future needs. The agency also serves clients across the greater Baltimore metro area, including Towson and Catonsville.
Serving Baltimore and the surrounding Maryland communities, Laurie Jacobson - State Farm Insurance Agent handles long-term care insurance to help clients prepare for future care needs. This agency assists individuals in understanding policy options that cover services like nursing home stays or in-home assistance. Each client’s financial situation and health considerations are reviewed during an initial discussion. The typical job is approached by first evaluating personal goals, then presenting a clear overview of available coverage choices.
Wolf Insurance Agency in Baltimore offers long-term care insurance focused on either one-time policy purchases or recurring premium payment plans, with coverage designed to help manage the costs of assisted living or home health services. The agency assists clients in identifying plans that address future care needs while protecting assets in the local region. A clear distinction exists between a single initial policy and ongoing payment structures for extended benefits. Its service to clients typically operates on a one-time basis when securing a policy or as needed for policy reviews.
Serving clients throughout Baltimore and the surrounding Maryland communities, Aja Green - State Farm Insurance Agent handles long-term care insurance policies designed to help cover expenses from nursing homes, assisted living, or home-based care. This agency focuses on explaining policy terms and coverage options clearly so clients understand what their plan includes. When managing a typical case, it begins with a detailed review of the individual’s current health situation and financial goals before presenting suitable plan choices.
What Does a a Long-Term Care Insurance Agent in Baltimore Cost?
Long-term care insurance premiums in Maryland vary widely. A healthy 55-year-old might pay between 1500 and 3000 per year for a policy with 150 daily benefit and 3-year term. Older applicants or those with health conditions may see premiums of 4000 to 8000 annually. Costs also depend on whether you choose a Partnership-qualified policy. This is general information not insurance advice.
About long-term care insurance agents in Baltimore
Long-term care insurance agents in Baltimore help residents plan for future care costs that Medicare does not cover. Maryland offers the Long-Term Care Partnership Program which allows policyholders to protect assets equal to the benefits paid. Agents licensed in Maryland can explain how these state-specific policies work with local nursing homes and home care providers.
Frequently Asked Questions
What is the Maryland Long-Term Care Partnership Program?
This Maryland program lets you keep assets equal to the amount your insurance policy pays out. For example if your policy pays 200000 in benefits you can protect 200000 of your assets and still qualify for Medicaid. An agent in Baltimore can help you choose a partnership-qualified policy.
How do I find a licensed long-term care insurance agent in Baltimore?
Check the Maryland Insurance Administration website to verify an agents license. Look for agents who hold the Long-Term Care Professional designation. Many Baltimore agents also serve Howard County and surrounding areas.
What factors affect long-term care insurance premiums in Maryland?
Premiums depend on your age health benefit amount and inflation protection. Maryland law requires insurers to offer inflation protection options. A Baltimore agent can compare rates from multiple carriers to find a suitable plan.
Long-Term Care Insurance Agents in Other Maryland Cities
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