The top-rated long-term care insurance agent in Fort Washington, Maryland is Brennan Title Company- Fort Washington, rated 5.0 stars across 68 reviews. Other highly rated options include Gai Allen - State Farm Insurance Agent, Bill Ball - State Farm Insurance Agent, Jamila A Coleman - State Farm Insurance Agent. This directory lists 12 long-term care insurance agents serving Fort Washington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brennan Title Company- Fort Washington | 4076, 10903 Indian Head Hwy Ste 207 | (301) 203-0800 |
| 2 | Gai Allen - State Farm Insurance Agent | 9400 Livingston Rd #125 | (301) 248-4505 |
| 3 | Bill Ball - State Farm Insurance Agent | 10903 Indian Head Hwy Ste 309 | (301) 292-4333 |
| 4 | Jamila A Coleman - State Farm Insurance Agent | 12817 Old Fort Rd Ste 304 | (240) 766-2761 |
| 5 | Fort Washington Health Center | 12021 Livingston Rd | (301) 292-0300 |
| 6 | Long Term Financial Services | 12821 Old Fort Rd | (301) 292-2203 |
| 7 | Easy Take Insurance Inc | 7127 Allentown Rd # 104 | (240) 845-8531 |
| 8 | Strachan Insurance Agency | 12813 Old Fort Rd #104 | (301) 203-6100 |
| 9 | Tonya Daneen Thompson Wise: Primerica - Financial Services | 8507 Oxon Hill Rd Suite 303 | (301) 343-7713 |
| 10 | Compassionate Hearts Health Care, LLC | 12806 Glasgow Ct | (301) 786-3600 |
Brennan Title Company in Fort Washington, Maryland, serves the greater Washington, D.C. metro area as a long-term care insurance agent. The firm assists clients in evaluating coverage options designed to protect assets and manage the costs of extended care. Navigating the complexities of policy selection is a primary focus, helping individuals understand benefit triggers and inflation protections. The agency also guides customers through the process of comparing premiums and coverage features from different carriers to find appropriate plans for their specific needs.
Gai Allen - State Farm Insurance Agent in Fort Washington, MD offers long-term care insurance policies designed to help individuals plan for future care needs. Their services include policy selection assistance and ongoing plan maintenance to ensure coverage aligns with changing health and financial circumstances. Regular policy reviews and updates help clients adjust their benefits as needed. The agency serves clients residing in single-family homes, apartments, retail businesses, and restaurants within the local area.
Bill Ball - State Farm Insurance Agent in Fort Washington, MD, assists homeowners, retirees, and families with planning for long-term care needs. The agency helps clients understand coverage options to protect savings and cover future assisted living, nursing home, or home health care costs. Policies can provide valuable support during extended health challenges later in life. The office also meets the needs of residents throughout southern Prince George’s County and nearby areas such as Clinton and Oxon Hill.
For long-term care insurance, a one-time policy purchase secures a dedicated daily or monthly benefit pool for future care, while annual renewable or multi-year plans offer revisable coverage as needs evolve. Jamila A Coleman of Fort Washington, MD helps individuals assess these versus traditional health insurance limitations, explaining how such policies preserve retirement savings during extended care events. Services typically run on a one-time consultation basis or a scheduled annual review of existing plan terms.
Serving Fort Washington and the surrounding Maryland communities, Fort Washington Health Center handles long-term care insurance needs for local residents. The agency assists clients in understanding policy options that help cover the costs of extended care services, including home care, assisted living, or nursing facility stays. It begins a typical job by evaluating a client’s current health situation and financial goals, then compares available plans to recommend a suitable policy without promotional claims.
Long Term Financial Services specializes in helping individuals plan for their future long-term care needs by offering tailored insurance policies. Based in Fort Washington, Maryland, the agency provides guidance on selecting coverage that protects assets while addressing potential health concerns. It works with clients to navigate the complexities of policy options and eligibility requirements. As Maryland winters increase risks of slips and falls at home, the agency assists families in ensuring their financial plans account for such potential recovery needs.
As winter approaches in Fort Washington, many families begin planning for potential extended care needs for aging relatives. Easy Take Insurance Inc serves as a long-term care insurance agent in this Maryland community, helping clients understand policy options that cover home health aides, assisted living, or nursing home stays. Their process typically involves a thorough discussion of financial situations and desired coverage scope. To start, a customer can schedule an initial assessment with an agent to review their specific circumstances and potential benefit structures.
Strachan Insurance Agency offers guidance on personal and family financial security through long-term care insurance. The firm specializes in policies that help cover expenses for assisted living, nursing home care, and home health services. Serving the Fort Washington, Maryland area, this agency assists clients in planning for future care needs. Strachan Insurance Agency can help individuals and small business owners protect assets. It serves various commercial sectors including offices, warehouses, and food service operations.
Serving residential clients in Fort Washington, MD, this firm offers guidance on long-term care insurance coverage designed to protect personal assets. Commercial clients can also receive assistance securing policies for their business continuity and employee needs. The company helps individuals understand how to plan for future care costs while preserving financial independence. Follow-up appointments are routinely scheduled to review policy options, ensuring that long-term care plans remain aligned with each client’s evolving needs between regular service visits.
Compassionate Hearts Health Care, LLC, located in Fort Washington, MD, is known for guiding clients through the complexities of securing long-term care coverage. Its services range from assessing individual needs to comparing policy options from various insurers. The agency helps families plan for future care expenses while preserving assets and independence. Clients can add on personalized consultations focused on integrating coverage with existing retirement or health plans.
What Does a a Long-Term Care Insurance Agent in Fort Washington Cost?
Long-term care insurance premiums in Maryland vary based on age, health, and coverage level. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year, while a 65-year-old could pay $2,500 to $5,000 annually. Costs are also influenced by benefit amount, elimination period, and inflation protection. This is general information, not insurance advice.
About long-term care insurance agents in Fort Washington
A long-term care insurance agent in Fort Washington, Maryland can help you understand policies that cover nursing home care, assisted living, and home health services. Maryland offers a Long-Term Care Partnership Program that allows policyholders to protect assets while qualifying for Medicaid. Working with a local agent ensures you receive guidance tailored to Maryland regulations and your specific situation.
Frequently Asked Questions
What does a long-term care insurance agent in Fort Washington do?
An agent helps you compare policies from different insurers, explains coverage options, and assists with the application process. They can also advise on Maryland-specific programs like the Long-Term Care Partnership to help protect your assets.
Is long-term care insurance required in Maryland?
No, long-term care insurance is not required by law in Maryland. However, it can be a valuable tool for managing the high costs of care, which average over $100,000 per year for a private nursing home room in the state.
What is the Maryland Long-Term Care Partnership Program?
This program lets policyholders keep assets equal to the amount their insurance policy pays out, even if they later need Medicaid. To qualify, the policy must be certified by the Maryland Insurance Administration.
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