The top-rated long-term care insurance agent in Beltsville, Maryland is Joseph W. McCartin Insurance, Inc., rated 4.9 stars across 122 reviews. Other highly rated options include Scott Covington - State Farm Insurance Agent, Al Freeman, III: Allstate Insurance, Ramos Insurances. This directory lists 11 long-term care insurance agents serving Beltsville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joseph W. McCartin Insurance, Inc. | 5000 Sunnyside Ave Suite 200 | (301) 937-0400 |
| 2 | Scott Covington - State Farm Insurance Agent | 10748 Baltimore Ave | (301) 937-7772 |
| 3 | Al Freeman, III: Allstate Insurance | 10610 Rhode Island Ave Ste 202 | (301) 937-3700 |
| 4 | Ramos Insurances | 11720 Beltsville Dr A45 Suite 500 | (240) 890-1961 |
| 5 | Anthony Malone: Primerica - Financial Services | 5020 Sunnyside Ave # 208 | (301) 458-7048 |
| 6 | Hunt & Jenkins Insurance Agency: Allstate Insurance | 4041 Powder Mill Rd Ste 110 | (301) 572-3200 |
| 7 | Castillo Insurance, LLC | 4737 Sellman Rd | (301) 937-1095 |
| 8 | Mutual of Omaha® Advisors - Beltsville | 4041 Powder Mill Rd Ste 205 | (240) 391-6333 |
| 9 | Statland & Katz, Ltd. | 5000 Sunnyside Ave Suite 200 | (301) 587-6050 |
| 10 | Albright Associates, Inc. | 5020 Sunnyside Ave #211 | (301) 441-2880 |
Joseph W. McCartin Insurance, Inc. serves residents of Beltsville and the surrounding Prince George’s County area, focusing exclusively on long-term care insurance as a core agency service. This business helps clients evaluate policies that cover nursing home stays, in-home assistance, and care coordination during aging or chronic illness. The agency also assists with comparing benefit periods, daily coverage limits, and inflation protection options to meet individual needs. It specializes in guiding families through the typically complex application and underwriting process for long-term care coverage.
Scott Covington - State Farm Insurance Agent in Beltsville, MD, provides long-term care insurance to help clients manage the costs of extended personal or medical care. The agency offers policy selection assistance and service plans that include regular coverage reviews to adjust benefits as needs change over time. Policy maintenance includes claims guidance and coordination with care providers. The agency can handle insurance for individuals residing in various property types, including single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners, business owners, and property managers in Beltsville, Maryland, Al Freeman, III: Allstate Insurance assists clients with evaluating long-term care insurance policies that help cover future care costs. The agency explains coverage options designed to protect savings and provide financial security for potential extended care needs. This guidance helps individuals plan for home health care, assisted living, or nursing facility expenses. The agency also serves clients throughout the greater Prince George’s County area, including residents in nearby Hyattsville.
Serving Beltsville, Maryland, and the surrounding Prince George's County communities, Ramos Insurances handles long-term care insurance policies designed to help cover the costs of nursing homes, assisted living, and in-home care. The agency meets with clients to review their personal assets and health considerations, explaining the coverage terms and potential benefit periods. It then compares options from different carriers to find a plan that fits an individual's specific budget and care needs.
Anthony Malone at Primerica Financial Services in Beltsville, MD, helps clients understand the difference between policies that provide a daily benefit for a single care episode and those that cover recurring care needs through a total pool of funds. Long-term care insurance options in this area can protect savings from the high costs of assisted living or home health aides. Coverage may be tailored to include inflation protection and elimination period choices depending on a client’s planning. Service runs on an as-needed basis for consultations and policy reviews.
Hunt & Jenkins Insurance Agency: Allstate Insurance in Beltsville, MD offers specialized long-term care insurance planning to help clients address potential future health costs. Its general service work includes evaluating policy options and explaining how coverage can protect personal savings during extended care needs. As winter approaches and the risk of slips or illness increases, the agency assists families in considering how a long-term care policy might help manage unexpected recovery periods at home or in a facility.
As spring brings renewed activity and new care considerations for many families in the Beltsville area, Castillo Insurance, LLCprovides guidance on planning for future long-term care needs. Serving the local community, the company focuses on helping clients understand policy options that cover nursing home care, assisted living, and home health services. Each consultation addresses how to protect savings from the high costs of extended care. The process begins with a thorough review of individual health history and financial goals during an initial assessment.
Mutual of Omaha® Advisors - Beltsville serves residential clients in Beltsville, Maryland who are seeking long-term care insurance to help protect their savings from the high costs of extended care. The agency also offers commercial long-term care insurance solutions for local businesses and groups throughout the greater Beltsville area. Their agents assist families in understanding policy options and coverage levels to meet individual needs. Clients can easily follow up between regular visits to adjust coverage as their circumstances change.
Statland & Katz, Ltd. operates as a long-term care insurance agent, focusing on helping individuals plan for future custodial and home health care needs. Based in Beltsville, MD, it assists clients in evaluating policy options designed to protect assets and manage the costs of extended care. The firm addresses both personal coverage requirements and the insurance needs of commercial sectors including offices, warehouses, and food service operations.
Albright Associates, Inc. specializes in helping clients navigate the complexities of long-term care insurance from its base in Beltsville, MD. The company offers planning guidance for protecting assets and covering future care expenses. It serves individuals and families throughout the broader metropolitan region. Services include comparing policy options from multiple carriers to find suitable coverage for home care, assisted living, or nursing facility needs. Clients also receive assistance with filing claims and managing policy transitions. A common add-on assistance includes coordinating Medicare wrap-around plans for comprehensive aging-in-place support.
What Does a a Long-Term Care Insurance Agent in Beltsville Cost?
Long-term care insurance premiums in Maryland vary widely. A healthy 55-year-old might pay between 1,500 and 3,000 dollars per year for a basic policy. Older applicants or those with health issues may pay 4,000 to 8,000 dollars or more annually. Partnership policies may have slightly different rates. This is general information, not insurance advice.
About long-term care insurance agents in Beltsville
Long-term care insurance agents in Beltsville, Maryland help residents plan for future care costs. Maryland offers a Long-Term Care Partnership Program that allows policyholders to protect assets equal to the benefits paid. Agents in Beltsville can explain how these state-specific policies work with local care facilities.
Frequently Asked Questions
What is the Maryland Long-Term Care Partnership Program?
This program lets you keep assets equal to the amount your policy pays out. It helps you qualify for Medicaid later without spending down all your savings. Agents in Beltsville can explain how partnership policies work in Maryland.
How do I choose a long-term care insurance agent in Beltsville?
Look for an agent licensed in Maryland with experience in long-term care policies. Ask about their knowledge of Maryland partnership rules and local care costs. Check their record with the Maryland Insurance Administration.
What factors affect long-term care insurance costs in Maryland?
Costs depend on your age, health, benefit amount, and inflation protection. Maryland partnership policies may have different pricing than standard plans. An agent can give you quotes based on your specific situation.
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